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One of the best ways to cope with a struggle you’re facing is to find humor in the situation. Much to our therapists’ dismay, we tend to do that with the pandemic, our relationship issues and, of course, our unfortunate financial situations. So if you’re looking to bond with your fellow pandas over how empty your bank account is or how painful it is every time you have to pay rent, we’ve got the perfect list for you.

Below, you’ll find some of the most relatable money memes that Bored Panda has collected from around the internet. So enjoy finding some hilarity in the struggle of being broke, and be sure to upvote the pics you find most relevant to the current state of your finances!

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    #2

    Man in beanie and scarf smirking, illustrating a meme about high electric bills and money.

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    Peppy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Bills ; 🎶because i got high, because I got high, because I got high🎶

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    Nitka Tsar
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Oh, I just learned today how electric bills worked in the US! You see, this meme would not work in Germany (and other countries), because we pay the same every month. It‘s an average of what we used the year before and at the end of the year we either get back the money we payed too much or have to pay for an outstanding bill. For us, this is practical, because we can be sure to have the same amount of bills each month (we get payed and have to pay bills monthly). This way we can plan ahead.

    H.J. carlson
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    That's available here too (USA) called a budget plan with the utility company.😉

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    Passerby
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    How timely. My electric bill was higher than my rent last month.

    Vasana Phong
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Just did it 2 days ago, could only pay half of it for now, my heater just kicked on as I’m typing this laughing at me, almost April and it’s still freakin cold 🥶

    Victoria
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Stolen from another BP article. They're no longer Bills, they're called William now!

    Gabrielle braswell she/they
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Oh boy do I relate to this .me and my family used to get 800$ light bills. It took the majority of our money so it was with eat or have power. We have moved and out and last week we got our first light bill in our new and and it was only 47$ !!!!!!!!!

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    #3

    Hand holding a stack of organized coins, humorously illustrating money management.

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    Loverboy
    Community Member
    1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    lol I've been doing this since I was a little kid, just because

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    #4

    A woman laughing on a game show about money, realizing the excitement of winning an appliance.

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    Loverboy
    Community Member
    1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    omfg I would kill for a new washer and dryer and I'm not even old yet

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    #8

    Emotional man captioned about a thief searching for money, humorously suggesting he will help look.

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    "Listen man, I'm about to rob a bank. How about you come with me? I normally don't share, seems like you could use the money though."

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    #13

    Man in a news meme about money, trying to claim reward by turning himself in, looking confused.

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    Sad Quokka
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    "you offered 10 grand if someone could hand me in. I caught me, so where's my 10 grand?"

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    #14

    Three friends laughing in a hallway, capturing the humorous truth about money struggles.

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    TheElderNom
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    My grandmother does that despite having plenty of money, she also cuts up toothpaste and lotion tubes to get it all. She is the good kind of frugal, but I still wish she'd spend more money on herself.

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    #15

    Orangutan on banana pile, then walking alone, humorously depicting money challenges.

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    Vasana Phong
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    This is probably lots of people that get their monthly check, then gotta wait 27 more days, while begging for money from everyone (noo I wasn’t talking about MIL🤨)

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    #16

    Baby lying among dolls with text about putting back what you can't afford, illustrating funny truths about money.

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    Babsevs
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    As a mum of 2 lovely (yet expensive) daughters, I laughed way more than is appropriate at this one!

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    #17

    Man holding a laptop casually like it's a book, illustrating a meme about money and wealth.

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    #25

    Puzzle head meme about money with a piece labeled "one billion dollars" as the missing section.

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    One piece? B***h that's the whole puzzle. Money would solve literally every problem I have.

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    #27

    Man reacting humorously to advice on saving six months' salary; embodies true money struggles.

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    B***h where am I getting 6 months worth of salary from? Pulling it out my a*s? I don't see it anywhere else

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    #28

    Simpsons characters in a colorful room joking about house affordability highlighting money issues.

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    The Simpsons had it going for them. Big nice house, two cars, a piano, basically anything they could want. On top of that, they had 3 kids and only homer had to work.

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    #29

    Credit card plugged into a wall charger, humorously illustrating money needs.

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Maybe my charger will work if I don't eat avocado toast and drink so much coffee.

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    #30

    A king in shock, illustrating a funny money meme about bank balance surprise.

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    Brendan (banned for downvotes)
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I used to avoid checking my bank balance. I knew that burying my head in the sand would do me no good, but I just couldn't bare to look.

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    #33

    Cartoon insect crying over expensive, unsatisfying meal, highlighting the humor in money-related memes.

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    Loverboy
    Community Member
    1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    95% of the restaurants in my area charge ridiculous prices for mediocre food. i'd rather just take the 10 bucks and make something that will last a few nights.

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    #35

    Painting of two elderly women, one listening with a skeptical expression; humorous money meme.

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    Lakota Wolf
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    What you do is turn it around and one-up them with YOUR sad story about being broke XD

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    #39

    A yellow bear looks in the mirror, humorously reflecting on money issues.

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    #41

    Toilet paper sheets used as makeshift curtains, highlighting funny money-saving hacks.

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    #43

    Crying cartoon mouse holding a shampoo bottle in a shower, humorously illustrating relatable money struggles.

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    Vasana Phong
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    We all do this, dish detergent, laundry, shampoo/conditioner, lotion, just not to be wasteful and getting your money’s worth

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    #44

    Cartoon rabbit in front of U.S. flag, illustrating humorous money meme with the caption "Our money."

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    Helena
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I would have no problem with this if our money went back into public works as opposed to mostly military.

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    #48

    Stacks of money next to a blurry, shocked hamster, highlighting a funny money meme.

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    *shakes in terror of lower house prices, higher minimum wage, and no inflation*

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    #49

    Woman gesturing humorously about money after unexpected high total at checkout.

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    Ima Manimal
    Community Member
    1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I wish I were rich enough that the price of beef jerky didn’t feel like a put down

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    #51

    Relatable-Memes-About-Money

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    Vasana Phong
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I’ve learned this the hard way, thanks hbo max combo , took me to 3 different websites to cancel

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    #53

    Relatable-Memes-About-Money

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    zovjraar me
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    never sign up for overdraft protection! they charge you per transaction.

    #54

    Relatable-Memes-About-Money

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    #55

    Relatable-Memes-About-Money

    kazakimelody Report

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    KJ
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I drive quite a bit for work, I religiously check diesel prices and plan my stops accordingly to save the pennies.

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    #56

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Well, I thought putting cute photos and videos on Youtube would pay better, but turns out the cat sees nothing of this money.

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    #57

    Relatable-Memes-About-Money

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    Uncommon Boston
    Community Member
    Premium
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Massachusetts had a health insurance system for residents long before the Affordable Care Act. Mass Health helps low income residents; those with higher income can get insurance through Mass Connector. Everybody has access to healthcare. The system is far from perfect, but much better than what you describe.

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    #58

    Relatable-Memes-About-Money

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    Lauren S
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I’m sorry, where exactly are these $300K houses? Because I haven’t seen them since 2010.

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    #59

    Relatable-Memes-About-Money

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    KJ
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    The lottery can be so annoying, I got an email telling me I had won a prize on the Euromillions draw, checked and it was for a whopping £4, early retirement here I come!

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    #65

    Relatable-Memes-About-Money

    wakeupandsmellthemoney Report

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Tax fraud is always an option. Either you get caught and you receive free food and shelter, or you make more money. Win-win

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    #68

    Relatable-Memes-About-Money

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Does anyone remember the times as a youngster panicking when you owed a friend £/$5. Oh - the good times.

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    #70

    Relatable-Memes-About-Money

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    If I close my eyes and thing real hard, maybe money will appear in it

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    #74

    Relatable-Memes-About-Money

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    Kelli Pike
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I never ever take money from my kids. If grandparents gave it to them, it's theirs. But if they lose it, that's on them.

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    #75

    Relatable-Memes-About-Money

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    By the way we don't have a car anymore, but a saddle came free with the alpaca

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    #83

    Relatable-Memes-About-Money

    TheSoulVibrators Report

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    #84

    Relatable-Memes-About-Money

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    #88

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    #89

    Relatable-Memes-About-Money

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    It's a smart decision, as long as you're actually contributing and not just draining them. Houses are very expensive, utilities too. Just make sure you're contributing what you can.

    #91

    Relatable-Memes-About-Money

    GyroBeats Report

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    #94

    Relatable-Memes-About-Money

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    Kelli Pike
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    When YouTube makes an $8 pizza an unknown number of years in jail.

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    #96

    Relatable-Memes-About-Money

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    #98

    Relatable-Memes-About-Money

    sparkmoneysuccess Report

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    Mart
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I'm seriously considering to fake my own death and continue living in Costa Rica as a surfboard polisher

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    #100

    Relatable-Memes-About-Money

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    VonBlade
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    If you really had money someone else would be carrying those bags.

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    #103

    Relatable-Memes-About-Money

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    This has never happened to me. For me it is - I haven't paid last month's debt yet. I'll sell my phone and computer so I can't be contacted.

    #104

    Relatable-Memes-About-Money

    ricecrackerdude Report

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    7 dollars... and help from friends and family who payed my way through college and had connections. Celebrities who actually came from nothing know how hard it is and don't give bs advice like that.

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    #105

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    #109

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    #110

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    #113

    Relatable-Memes-About-Money

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I know he's a frog, but I didn't know Kermit live in a Toilet bowl. Maybe he never left home, and lived there as a tadpole.

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    #114

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    Hellsbunnies TV
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Woohoo! We made it all the way down to the bottom. You must be as bored as I am! :D

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    #115

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    Ruff-N-tumblE Report

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    So long as they sell blue hair dye and Duff beer, then all is good.

    #116

    Relatable-Memes-About-Money

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Just buy a jar of Nescafe and add hot water. Cheap, but it's still coffee. Does the same job - gives you just enough energy from breakfast till you get to work. Then have another one. 9 or 10 of them a day should do the trick, and you'll save a fortune on expensive coffees.

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    #117

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    Effective_Whereas_22 Report

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    He's nervously waiting for the dealer to come back to see if his finance was agreed or not.

    #118

    Relatable-Memes-About-Money

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    #120

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    #121

    Relatable-Memes-About-Money

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Bill Gates left college and got Windows. I left college and got closed doors.

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    #123

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    #125

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    simplifimoney Report

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Looks like me realising my holiday/vacation is clearing the garage and working in the garden, instead of going somwhere hot and sunny. Trust me, that means a lot in Ireland, when you have spent the last 9 months enduring wind, cold rain and darkness. Ireland is not all green for no reason. To be so green, you need rain, and lots of it.

    #126

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    memesense.hub Report

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Please God, Please God, pleassse let there be a number in my account that doesn't have minus infront of it.

    #127

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    It's awful when cloud 9 returns back to hard mattress in the morning.

    #128

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    But In terms of stress or anxiety, we are plentiful. Minions be like children - they don't care that you have no money.

    #129

    Relatable-Memes-About-Money

    amememevada Report

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Definitely true. Opened my bank statement today and my eyes instantly filled with water.

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    #130

    Relatable-Memes-About-Money

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    #131

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    qurezforyou Report