Just tell me the best piece of advice you've ever been given.
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My grandmother always said,
“Is it true? Is it kind? Is it necessary? If it isn’t 2/3 it shouldn’t be said.”
When asking if I should do something, I was told "Let your conscience be your guide." That short sentence has been a guiding principle of mine for a very long time.
Do not use your home as a credit card. Stop refinancing to reduce your payment and then take that money for non-essential things. If you refinance, take the lower rate but keep the higher payment. You'll pay off your mortgage much faster.
Emergencies are understandable.
Be serious only at work because life is short and absurd, so enjoy it and don't take it seriously.
Don't take life seriously because you will never get out of it alive
"Always speak the truth. Even if your voice shakes." My second grade teacher said that to me. I know it wasn't her original quote, but that has affected all of my choices since then.
A recent one from a book about project management: tell people not only what you want, but also what you *don't* want. It works well because we all have traits and tendencies that can work well in one context, but not another.