27 Dads Come Together In This Thread To Share Their Knowledge About Homeowning

A great dad is always there when you need him. He’ll drive you to soccer practice, take you out for ice cream when you’re having a hard day, congratulate you for all of your accomplishments and ensure you always know how to tell a family-friendly, painfully cheesy joke. But we don’t all have access to a wise dad in our own lives, so sometimes, it’s helpful to get advice from the sage fathers of the internet.

Thankfully, there are plenty of papas out there who are happy to help out. 3 weeks ago, Reddit user Jstohler reached out to the Dad For a Minute community asking others to contribute their most valuable tips and tricks that all new homeowners should know, and these men certainly came through.

Below, we’ve gathered all of the advice that might keep you from having to learn some of these lessons the hard way, so be sure to upvote all of the responses that you find most helpful. Keep reading to also find an interview with fellow father and the man behind the Paternal Damnation blog, Robbie Meechan.

Let us know in the comments if you’ve got any more fatherly words of wisdom to share with your fellow pandas, and then if you’re interested in checking out another Bored Panda article that’s useful for new homeowners, you can find that right here!

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27 Dads Come Together In This Thread To Share Their Knowledge About Homeowning I used to work for insurance companies, and determined the value of every little thing in your house. I'd go head-to-head with those fire-truck-chasing professional loss adjusters. Our goal was to use the information you provided and give the lowest damn value we could justify for your item. If you don't want to get screwed, be more detailed with the items you're claiming. For instance, if you reported only 'toaster,' we would come up with a cheap $4.88 toaster from Walmart that toasts one side of the bread at a time. And we would do that for everything you have ever owned. ⁠If you said 'toaster — $25,' we'd have to be within 20% of that, so we'd find something pretty much dead-on $20.01. Now, if you said 'high-end toaster, stainless steel, blue glowing power button,' you might get $35-$50 instead. We had to match all features that were listed. Also, don't leave out little things like shower curtain rings. It adds up.

For example, if I was writing up the shower in my bathroom, I'd report:

• ⁠Designer Shower Curtain - $35 • ⁠Matching Shower Curtain Liner for Designer Shower Curtain - $15 • ⁠Shower Curtain Rings x20 - $15 • ⁠Stainless Steel Soap Dispenser for Shower - $35 • ⁠Natural Sponge Loofah - from Whole Foods - $15 • ⁠Natural Sponge Loofah for Back - from Whole Foods - $19 • ⁠Holder for Loofahs - $20 • ⁠Bars of soap - from Lush - $12 each (qty: 4) • ⁠Bath bomb - from Lush - $12 • ⁠High end shampoo - from salon - $40 • ⁠High end conditioner from salon - $40 • ⁠Refining pore mask - from salon - $55

I could probably keep thinking, and bring it up to about $400 for the contents of my shower. Nothing there is 'unreasonable,' nothing there is clearly out of place, and nothing seems obviously fake. Most people writing claims for a total loss wouldn't even bother with the shower since it's just some used soap and sponges. And they'd be losing out on $400.

I've absolutely seen insurance payouts for loss claims originally calculated at under $7,000 increase to over $100,000 when people file their claims this way.

bethebumblebee , Stormmmo Report

Final score:

187points

27 Dads Come Together In This Thread To Share Their Knowledge About Homeowning

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