With over 2.3 million members, the ‘Well That Sucks’ community posts a bit of everything for everyone. The subreddit is dedicated to all the unpleasant things that happen in life and make us say, “Well, that sucks,” and has been up and running since the Spring of 2013.

Chaos_a attributes the vast popularity of the 'Well That Sucks' community to crossposting. "The creator of this subreddit went around making posts with 'cross post /r/wellthatsucks' in the title. It's a pretty common tactic on Reddit and clearly worked out for us. They gained enough [attention] to get the ball rolling. Redditors must enjoy joining in on other peoples minor miseries, and we've grown to well over 2 million users since then," they told us.

If you think that getting into an accident is scary, imagine how much trouble you can be in if you don’t have any insurance. But navigating the world of car insurance practically requires a Master’s Degree, a wise and friendly mechanic, or an engine-minded uncle who’s been behind the wheel since he was tall enough to reach the gas pedal.

If you’re living in the United States, then the most important coverage is your state’s minimum liability and property damage coverage, writes The Balance. Remember, you have to pay your insurance so that you can drive around legally. And you can land in hot water if you don’t. You can get fines, be eligible for damages, and might even get sued if you get into an accident without insurance.

However, there are plenty of other types of insurance that you can (and might want to) get: physical damage coverage, comprehensive coverage, collision coverage, and others. It can make your head spin. So get to grips with all of your financial things before you end up having a worse day than others. And don’t forget—if all else fails, there’s nothing shameful about riding a bike to work!