Brits Try To Guess How Much US Healthcare Costs, React With Great Surprise When They Hear The Real Prices
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On average, other wealthy countries spend about half as much per person on healthcare when compared to the U.S.. And when their residents hear about this, they can’t believe it. Just like the Britons in this video.
Yesterday, JOE, a publisher from the UK, released a video where they ask members of the British public to guess how much they’d have to pay for simple medical services in America. The naive answers and the horror in their eyes after hearing the actual numbers really make the clip worthwhile.
More info: YouTube
Image credits: PoliticsJOE
Image credits: PoliticsJOE
Image credits: PoliticsJOE
Image credits: PoliticsJOE
Image credits: PoliticsJOE
Image credits: PoliticsJOE
Image credits: PoliticsJOE
ADVERTISEMENTImage credits: PoliticsJOE
Image credits: PoliticsJOE
Image credits: PoliticsJOE
Image credits: PoliticsJOE
Image credits: PoliticsJOE
Experts have previously thought that high utilization rates could explain high spending in the U.S, however, CNBC pointed out that hospital discharge rates for various procedures, such as knee and hip replacements and different types of heart surgeries, indicate that the use of care services in the U.S. is not so different compared to other countries.
The Brookings Institute, for example, has suggested that low social spending might also partly be to blame, since funding programs to assist low-income families, the elderly and the disabled would mitigate the demand for medical care, however, researchers can’t find a substantial difference in U.S. spending on social programs.
A very apparent difference between the American health care system and systems abroad is pricing. Nurses, primary care doctors and other professionals earn significantly more in the U.S. compared to other countries (Canada, Germany, Australia, the U.K,. Japan, Sweden, France, the Netherlands, Switzerland, and Denmark). On average, general physicians in America made $218,173 in 2016, which was double the average of generalists in the other countries (pay ranged from $86,607 in Sweden to $154,126 in Germany).
Next, administrative costs. They accounted for 8 percent of total national health expenditures in the U.S. For other countries, they ranged from 1 to 3 percent. Additionally, health care professionals in America reported a higher level of “administrative burden” as well. A survey showed that doctors spend a significant amount of time dealing with insurance claims and reporting clinical data.
The U.S. also spent $1,443 per capita on pharmaceuticals. The average pharmaceutical spending of all 11 countries came to $749 per capita. Switzerland was closest to the U.S. with $939.
Watch the full video below
Image credits: PoliticsJOE
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Share on FacebookDenis is a photo editor at Bored Panda. After getting his bachelor's degree in Multimedia and Computer Design, he tried to succeed in digital design, advertising, and branding. Also, Denis really enjoys sports and loves everything related to board sports and water.
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Denis is a photo editor at Bored Panda. After getting his bachelor's degree in Multimedia and Computer Design, he tried to succeed in digital design, advertising, and branding. Also, Denis really enjoys sports and loves everything related to board sports and water.
I earn about $60,000 a year- a fairly decent middle-class salary for the UK. My monthly take home pay after tax is about $3800. Part of those taxes is about $500 a month in "national insurance" tax which gives me access to a free-at-point-of-use NHS. No questions asked. No exemptions. co "co-pays". In the last twelve months the only thing I have ever had to pay for is a couple of flat-rate prescription charges of $10 each when I needed some medicines (and children, elderly, unemployed and students don't even have to pay that). The NHS is an AMAZING achievement.
Fight hard for it. DOn't let your government gut it. Here in the US we are not kidding when we say we go bankrupt from a heart attack and diabetics are dying because they cant afford insulin
Load More Replies...Thanks, I will. I think it's easy to be complacent. I'm aged 33, fit and healthy. I'm currently paying in more to our system than I take out in treatment. But things will change as I get older. I just hope when I reach my parents age there is still an NHS to provide for me. That is why I will NEVER vote for a Tory.
Wilf - Ah I see. I didnt know you converted it already. I know a good deal about VAT being a German immigrant. Intangible products dont have VAT and I do know this, but a very small portion of my monthly budget is spend on intangibles so it is something that affected me very greatly in Germany. And to Ashley - You are certainly correct about local state income taxes, but the great thing about the USA is that there are 50 different states that have different tax laws and you have the freedom to live where you want. I choose to live in Ohio where income tax is a bit higher, but the cost of living is super low. Find the right balance for you!
Korea here. I earn a bit less than you, but a solid amount that allows me a comfortable living (can't say exact numbers for laws related reasons). How much I pay for healthcare depends on what I need, but, for example, when I needed a dermatologist to treat some painful fungal infection, it's about or less than 10 Euro and the price gets lower with repeated visits. That's with my employment insurance. When I was a university student, it was a bit more expensive, but the doctors made sure to choose medicines and treatments that, although with slower efficiency, would make me pay less. Mental health, on the other hand, can be more expensive without insurance, it can cost multiple hundreds if euros. As for dental care, only private insurance covers it (the kind of insurance you see on TV advertisements), so normally you go without insurance, and it also costs a few hundred euros. I had to fix 3 or 4 cavities and I payed about 1000 euros with cash discount and devided monthly.
Lucky Basterds. I make a little more than you in USA and pay about $750/m for med, dental, and vision premiums. Then I also have to pay a copay to see anyone and out of pocket until my $1500 deductible is met. I probably spend closer to $900/m averaging all cost.
You will find that this is not the way things are now all over Britain. Oh yes, the money is still taken off the wages, no choice, but try and get medical service in Lincolnshire, forget it. We are approaching American Health services or lack of whilst still paying a fortune every month.
Can I play devils advocate here? First if you make 60K per year in GBP then your take home pay per month is 3K with the 40% tax rate. But thats a minor detail. Second the sales tax rate is 3x what it is here in the US. 3 TIMES!!!!! So lets do a comparison between your salary of 60,000 GBP to the Equivalent USD of $78,000. Take home pay per year is 36,000GBP and 61,000USD. You say you pay 500 a month for healthcare with no CoPays. I pay $220 per month for $10 copays. I would have to go to the doctor 350 times in 1 year to pay more than you yearly for the same office visit. I would have to go to the ER 7 times in 1 year and to urgent care 14 times in 1 year. I get that its all inclusive but thats like leasing a car. You pay out the a*s monthly to get your oil changes for free. Not to mention the UK does not have freedom of speech or the freedom of self defense. Your "free" healthcare will be used more to treat stab wounds.... I on the other hand will never be a victim.
Alpha- the UK income tax system is marginal- you only pay tax on the portion above a certain amount. So someone earning GBP75,000: Everyone has a tax-free allowance of up to £12500, they will pay 20% on eveything between 12500-49,999 and only pay 40% on the part above £50,000. You can earn up to £125k before you lose your 12500 tax-free allowance. If you earn over £50,000 you don't pay 40% on the whole thing! By way of illustration my wife earns £60k gross, but she only pays about 3k more each year in tax than I do.
On top of what everyone else is saying, I'm sorry but how do you know that you will never be stabbed? It happens, even in domestic disputes. Most of us in the UK probably won't ever be stabbed (statistically speaking), but oh wait, Trump said the UK is overrun by non-whites with kitchen knives, didn't he..?
Sales tax (Value Added Tax) is generally higher in the UK than the USA, but quite a lot of sales of goods and services are exempt from VAT. It's not a blanket tax like it can be in some US states. For example- there is ZERO sales tax on pretty much every food product, almost all children's products, ALL medical products, ALL social services, ALL financial and insurance products.
Hi Alpha, Apologies- I converted all the figures to dollars already because I thought that would be helpful- I earn about £48,000 (GBP) annually- which is about $63,000 at current exchange rates. This puts me just below the UK's highest rate of income tax. Sure, You're right- I'm only 33, I'm fit and well. I'm undoubtedly paying in more to our system than I take out. But one day that could change- a good friend of mine at the same age died from cancer last year after 10 years of battling it. I could walk out my house and get run down by a car tonight, or (with a bit of luck) I'll remain fit and healthy for another few decades. In which case I will pay my way, and sleep easy knowing that my tax pays for people who are not as fortunate as me to access healthcare based on their NEED, not their ability to pay. It's a thing that over here we call "society". Comparing the provision of universal healthcare to running a cheap car loan is, in my view, absolutely monstrous analogy.
Each state in the US is different. And then there can be county taxes on top of that. And if you are unfortunate enough to live in California, they are so large they have county and regional taxes. I moved from illinois (very tax heavy) to indiana (very low taxes) recently. Most food is taxed in Illinois, but only junk food is taxed in Indiana. Property tax is cheap in indiana and expensive in illinois. If you rent in indiana you get a renters credit back at tax time like you would if you had a mortgage. Illinois doesn't even have a renters credit. When I tell locals about it, it blows their minds. Their reactions are similar to the Brits in the video.
Idk. I think I’m going to move to the UK instead. Just go there illegally is they won’t let me in it’s not like they’ll let me starve or not give me medical treatment
Yes you will be fed and given medical treatment if you need it but you will be detained while your case is reviewed and then, as in the majority of cases, sent home.
maybe if the military budget wasn't that monstruous they could put a part of it in medical service.
That, the incredible amount of waste, the ridiculously faulty budgeting process, and sweetheart contract deals made by the corrupt. And that’s just the tip of the iceberg. If my household budget was run like the government’s, I’d be either bankrupt, in jail, or both.
Load More Replies...To be fair, you don't even need to cut the military budget for healthcare. The US is already spending more on compared to other developed countries on healthcare. Implementing universal healthcare, single or multi-payer system will cut down the healthcare budget. I'm pretty sure the war hawks would like that- more money to flex their arsenal
So why is there such a coordinated disinformation campaign out there against single payer? (1) It would greatly curtail private insurance (2) It would likely eliminates PBMs (3) It would mean lower profit margins for pharmeceitical (and other medical supply) related industries do to greater bargaining power of a single payer (4) corporations would lose their insurance premium tax credit (but this could be dealt with legislatively)
Exactly! We (the US) spends 2x as much for the same care as other developed countries. People be like "How we gonna pay for single-payer?" Same way we do now idiots: corporate contributions (converted to a national health insurance tax), individual premiums (converted to a national health insurance tax), and general taxes that now cover things like Medicaid. Oh, and we save money because we now don't have to pay insurance company execs and stockholders stupid f*****g amounts of money for creating no real value.
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Then who will protect Europe? EU cannot perform a bombing run without US help
Unfortunately I bet that some people avoid ambulances and take an Uber to a Hospital
If an ambulance is called for people injured in a car accident, or rather collision, in the UK you will get a bill for it. It's usually paid for by car insurance.
Load More Replies...Happened to me Chris... got a bill for an ambulance after a car accident.
Chris without the surname... It is the Injury Costs Recovery Scheme which allows the NHS to recover the cost of treating an injured patient - it's usually used where the injured person is claiming compensation from an insurance policy after a RTA.
There is an NHS Injury Cost Recovery Scheme in the UK. The fundamental principle behind the ICR scheme is that those responsible for causing injury to others should meet the cost of NHS treatment. "NHS costs are recovered only where personal injury compensation is paid, for example by an insurance company after a road traffic accident". Funds recovered come primarily from a third-party insurer. Basically it means if an insurer makes a legal claim against another party's insurance for causing their client injury, they are legally obliged to tell the NHS too, so that the NHS can use the claim to recover the cost of the treatment they provided against the at-fault party's insurance. You can read the full detail here- https://www.gov.uk/government/publications/nhs-injury-cost-recovery-scheme/guidance-on-the-application-of-the-nhs-injury-cost-recovery-scheme-for-2019-to-2020
I have. I've been a passenger in a car accident that caused severe whiplash injury and I called an Uber to get to the hospital. Even if the hospital is a block away and you're having a severe heart attack, that ambulance is still going to cost over $1,800. :( I'm just fortunate that my tech company I work for pays my insurance each month, but I'm still on the line for copays, etc.
Fact is that going to a hospital for whiplash is pointless. Usually the worst of the injury isn't felt on the same day due to the damage to soft tissue and all you can do is ice, painkillers, neck brace if recommended (can cause problems so not a given) and a GP or doctor in your doctors office can tell you about that. Sadly something I am very, very familiar with. People keep driving into my car - beginning to wonder if it's invisible and I just haven't realised. ¯\_(ツ)_/¯ Google the treatment if you don't believe me but I went to a hospital after the first accident and left with nothing more than advice that is on the internet. After that I've just dealt with it myself. The first accident was a high speed impact one on a motorway and I was off work for weeks - still nothing that could be done to actually treat the injury.
Sorry to hear that Kim. Misfortune is exactly that- you can't predict it, you can't avoid it. It happens to you whether you like it or not and it doesn't care for your plans or whether you've had some big bills that month already. I am fit and healthy 33 year old, but something like what happened to you could happen to *tomorrow* through no fault of my own. And that is why we need our socialised healthcare system so much in the UK- Because good people get hurt through no fault of their own. I rest easily at night knowing that I have paid into a system that makes sure people less lucky than me will get the treatment they need when they need it, not only when they can afford it. I place my trust in a system that one day, through no fault of my own, I might have to call on. This requires a sort of faith. A faith in something called "society". I believe in it.
Yeah, it's sad. People here have gotten used to crowdsourcing funds to cover medical expenses, losing along the way. A lot of homeless here, especially out here in California, aren't drug users or "crazy people" like the media portrays. They are former working and middle class (sometimes higher tax brackets) who lost it all because of financial issues, mostly medical costs. If you get into any kind of accident (even if you're not driving or you're cautious) or come down with a major illness (cancer, heart attack, etc), you could be out of pocket for thousands, hundreds of thousands, or even millions of dollars. Even if you die, your family is left to cover those costs most of the time. I love my country, but there is so much wrong with it and either people here are aware and their hands are tied or they aren't aware until something happens to them or a family member. It's sad
I learned my lesson after I paid $2500 (deductible, it was charged at 4800) for less than 2 mile ambulance ride. So I will be calling anything but ambulance when next time I need it. My monthly insurance premium is 1200 for family of three (Actual monthly premium is 2400, my employer pays 50%).
I'm very sorry to hear that Kim, glad that you had some financial support. I'm from Portugal and this kind of cost comparisons keeps appearing now and then, I still cannot believe how much someone could get so deep buried in debts just to stay alive or in good health.
Yes. I have sever asthma and have driven myself to the hospital on more than 1 occasion. The doctor yelled at me, but what else could I do at the time. It's crazy here.
We do! Its a whole thing out here in Arizona. We Uber to the hospital if we have no choice but to go. its 2,000 out here for an ambulance, and that's if they take you to a hospital close by
If you don't need paramedics as the situation isn't an emergency - why are you going to hospital? Why not see your doctor? Unless you have a broken bone or something - then you need the hospital but you still wouldn't need an ambulance. My mother in law in her 90s fell and broke her arm and she was told to find her own way there by getting a lift from family/friend/taxi/uber... Though seeing Spikey Bunny's comment - yes, an ambulance for asthma as you should be able to get treatment from paramedics from the moment they reach you and I'm sorry you are put in that position. Reality is that most people go to A&E or ER and really don't need to. Asthma is very different so DO go!
I earn about $60,000 a year- a fairly decent middle-class salary for the UK. My monthly take home pay after tax is about $3800. Part of those taxes is about $500 a month in "national insurance" tax which gives me access to a free-at-point-of-use NHS. No questions asked. No exemptions. co "co-pays". In the last twelve months the only thing I have ever had to pay for is a couple of flat-rate prescription charges of $10 each when I needed some medicines (and children, elderly, unemployed and students don't even have to pay that). The NHS is an AMAZING achievement.
Fight hard for it. DOn't let your government gut it. Here in the US we are not kidding when we say we go bankrupt from a heart attack and diabetics are dying because they cant afford insulin
Load More Replies...Thanks, I will. I think it's easy to be complacent. I'm aged 33, fit and healthy. I'm currently paying in more to our system than I take out in treatment. But things will change as I get older. I just hope when I reach my parents age there is still an NHS to provide for me. That is why I will NEVER vote for a Tory.
Wilf - Ah I see. I didnt know you converted it already. I know a good deal about VAT being a German immigrant. Intangible products dont have VAT and I do know this, but a very small portion of my monthly budget is spend on intangibles so it is something that affected me very greatly in Germany. And to Ashley - You are certainly correct about local state income taxes, but the great thing about the USA is that there are 50 different states that have different tax laws and you have the freedom to live where you want. I choose to live in Ohio where income tax is a bit higher, but the cost of living is super low. Find the right balance for you!
Korea here. I earn a bit less than you, but a solid amount that allows me a comfortable living (can't say exact numbers for laws related reasons). How much I pay for healthcare depends on what I need, but, for example, when I needed a dermatologist to treat some painful fungal infection, it's about or less than 10 Euro and the price gets lower with repeated visits. That's with my employment insurance. When I was a university student, it was a bit more expensive, but the doctors made sure to choose medicines and treatments that, although with slower efficiency, would make me pay less. Mental health, on the other hand, can be more expensive without insurance, it can cost multiple hundreds if euros. As for dental care, only private insurance covers it (the kind of insurance you see on TV advertisements), so normally you go without insurance, and it also costs a few hundred euros. I had to fix 3 or 4 cavities and I payed about 1000 euros with cash discount and devided monthly.
Lucky Basterds. I make a little more than you in USA and pay about $750/m for med, dental, and vision premiums. Then I also have to pay a copay to see anyone and out of pocket until my $1500 deductible is met. I probably spend closer to $900/m averaging all cost.
You will find that this is not the way things are now all over Britain. Oh yes, the money is still taken off the wages, no choice, but try and get medical service in Lincolnshire, forget it. We are approaching American Health services or lack of whilst still paying a fortune every month.
Can I play devils advocate here? First if you make 60K per year in GBP then your take home pay per month is 3K with the 40% tax rate. But thats a minor detail. Second the sales tax rate is 3x what it is here in the US. 3 TIMES!!!!! So lets do a comparison between your salary of 60,000 GBP to the Equivalent USD of $78,000. Take home pay per year is 36,000GBP and 61,000USD. You say you pay 500 a month for healthcare with no CoPays. I pay $220 per month for $10 copays. I would have to go to the doctor 350 times in 1 year to pay more than you yearly for the same office visit. I would have to go to the ER 7 times in 1 year and to urgent care 14 times in 1 year. I get that its all inclusive but thats like leasing a car. You pay out the a*s monthly to get your oil changes for free. Not to mention the UK does not have freedom of speech or the freedom of self defense. Your "free" healthcare will be used more to treat stab wounds.... I on the other hand will never be a victim.
Alpha- the UK income tax system is marginal- you only pay tax on the portion above a certain amount. So someone earning GBP75,000: Everyone has a tax-free allowance of up to £12500, they will pay 20% on eveything between 12500-49,999 and only pay 40% on the part above £50,000. You can earn up to £125k before you lose your 12500 tax-free allowance. If you earn over £50,000 you don't pay 40% on the whole thing! By way of illustration my wife earns £60k gross, but she only pays about 3k more each year in tax than I do.
On top of what everyone else is saying, I'm sorry but how do you know that you will never be stabbed? It happens, even in domestic disputes. Most of us in the UK probably won't ever be stabbed (statistically speaking), but oh wait, Trump said the UK is overrun by non-whites with kitchen knives, didn't he..?
Sales tax (Value Added Tax) is generally higher in the UK than the USA, but quite a lot of sales of goods and services are exempt from VAT. It's not a blanket tax like it can be in some US states. For example- there is ZERO sales tax on pretty much every food product, almost all children's products, ALL medical products, ALL social services, ALL financial and insurance products.
Hi Alpha, Apologies- I converted all the figures to dollars already because I thought that would be helpful- I earn about £48,000 (GBP) annually- which is about $63,000 at current exchange rates. This puts me just below the UK's highest rate of income tax. Sure, You're right- I'm only 33, I'm fit and well. I'm undoubtedly paying in more to our system than I take out. But one day that could change- a good friend of mine at the same age died from cancer last year after 10 years of battling it. I could walk out my house and get run down by a car tonight, or (with a bit of luck) I'll remain fit and healthy for another few decades. In which case I will pay my way, and sleep easy knowing that my tax pays for people who are not as fortunate as me to access healthcare based on their NEED, not their ability to pay. It's a thing that over here we call "society". Comparing the provision of universal healthcare to running a cheap car loan is, in my view, absolutely monstrous analogy.
Each state in the US is different. And then there can be county taxes on top of that. And if you are unfortunate enough to live in California, they are so large they have county and regional taxes. I moved from illinois (very tax heavy) to indiana (very low taxes) recently. Most food is taxed in Illinois, but only junk food is taxed in Indiana. Property tax is cheap in indiana and expensive in illinois. If you rent in indiana you get a renters credit back at tax time like you would if you had a mortgage. Illinois doesn't even have a renters credit. When I tell locals about it, it blows their minds. Their reactions are similar to the Brits in the video.
Idk. I think I’m going to move to the UK instead. Just go there illegally is they won’t let me in it’s not like they’ll let me starve or not give me medical treatment
Yes you will be fed and given medical treatment if you need it but you will be detained while your case is reviewed and then, as in the majority of cases, sent home.
maybe if the military budget wasn't that monstruous they could put a part of it in medical service.
That, the incredible amount of waste, the ridiculously faulty budgeting process, and sweetheart contract deals made by the corrupt. And that’s just the tip of the iceberg. If my household budget was run like the government’s, I’d be either bankrupt, in jail, or both.
Load More Replies...To be fair, you don't even need to cut the military budget for healthcare. The US is already spending more on compared to other developed countries on healthcare. Implementing universal healthcare, single or multi-payer system will cut down the healthcare budget. I'm pretty sure the war hawks would like that- more money to flex their arsenal
So why is there such a coordinated disinformation campaign out there against single payer? (1) It would greatly curtail private insurance (2) It would likely eliminates PBMs (3) It would mean lower profit margins for pharmeceitical (and other medical supply) related industries do to greater bargaining power of a single payer (4) corporations would lose their insurance premium tax credit (but this could be dealt with legislatively)
Exactly! We (the US) spends 2x as much for the same care as other developed countries. People be like "How we gonna pay for single-payer?" Same way we do now idiots: corporate contributions (converted to a national health insurance tax), individual premiums (converted to a national health insurance tax), and general taxes that now cover things like Medicaid. Oh, and we save money because we now don't have to pay insurance company execs and stockholders stupid f*****g amounts of money for creating no real value.
This comment is hidden. Click here to view.
Then who will protect Europe? EU cannot perform a bombing run without US help
Unfortunately I bet that some people avoid ambulances and take an Uber to a Hospital
If an ambulance is called for people injured in a car accident, or rather collision, in the UK you will get a bill for it. It's usually paid for by car insurance.
Load More Replies...Happened to me Chris... got a bill for an ambulance after a car accident.
Chris without the surname... It is the Injury Costs Recovery Scheme which allows the NHS to recover the cost of treating an injured patient - it's usually used where the injured person is claiming compensation from an insurance policy after a RTA.
There is an NHS Injury Cost Recovery Scheme in the UK. The fundamental principle behind the ICR scheme is that those responsible for causing injury to others should meet the cost of NHS treatment. "NHS costs are recovered only where personal injury compensation is paid, for example by an insurance company after a road traffic accident". Funds recovered come primarily from a third-party insurer. Basically it means if an insurer makes a legal claim against another party's insurance for causing their client injury, they are legally obliged to tell the NHS too, so that the NHS can use the claim to recover the cost of the treatment they provided against the at-fault party's insurance. You can read the full detail here- https://www.gov.uk/government/publications/nhs-injury-cost-recovery-scheme/guidance-on-the-application-of-the-nhs-injury-cost-recovery-scheme-for-2019-to-2020
I have. I've been a passenger in a car accident that caused severe whiplash injury and I called an Uber to get to the hospital. Even if the hospital is a block away and you're having a severe heart attack, that ambulance is still going to cost over $1,800. :( I'm just fortunate that my tech company I work for pays my insurance each month, but I'm still on the line for copays, etc.
Fact is that going to a hospital for whiplash is pointless. Usually the worst of the injury isn't felt on the same day due to the damage to soft tissue and all you can do is ice, painkillers, neck brace if recommended (can cause problems so not a given) and a GP or doctor in your doctors office can tell you about that. Sadly something I am very, very familiar with. People keep driving into my car - beginning to wonder if it's invisible and I just haven't realised. ¯\_(ツ)_/¯ Google the treatment if you don't believe me but I went to a hospital after the first accident and left with nothing more than advice that is on the internet. After that I've just dealt with it myself. The first accident was a high speed impact one on a motorway and I was off work for weeks - still nothing that could be done to actually treat the injury.
Sorry to hear that Kim. Misfortune is exactly that- you can't predict it, you can't avoid it. It happens to you whether you like it or not and it doesn't care for your plans or whether you've had some big bills that month already. I am fit and healthy 33 year old, but something like what happened to you could happen to *tomorrow* through no fault of my own. And that is why we need our socialised healthcare system so much in the UK- Because good people get hurt through no fault of their own. I rest easily at night knowing that I have paid into a system that makes sure people less lucky than me will get the treatment they need when they need it, not only when they can afford it. I place my trust in a system that one day, through no fault of my own, I might have to call on. This requires a sort of faith. A faith in something called "society". I believe in it.
Yeah, it's sad. People here have gotten used to crowdsourcing funds to cover medical expenses, losing along the way. A lot of homeless here, especially out here in California, aren't drug users or "crazy people" like the media portrays. They are former working and middle class (sometimes higher tax brackets) who lost it all because of financial issues, mostly medical costs. If you get into any kind of accident (even if you're not driving or you're cautious) or come down with a major illness (cancer, heart attack, etc), you could be out of pocket for thousands, hundreds of thousands, or even millions of dollars. Even if you die, your family is left to cover those costs most of the time. I love my country, but there is so much wrong with it and either people here are aware and their hands are tied or they aren't aware until something happens to them or a family member. It's sad
I learned my lesson after I paid $2500 (deductible, it was charged at 4800) for less than 2 mile ambulance ride. So I will be calling anything but ambulance when next time I need it. My monthly insurance premium is 1200 for family of three (Actual monthly premium is 2400, my employer pays 50%).
I'm very sorry to hear that Kim, glad that you had some financial support. I'm from Portugal and this kind of cost comparisons keeps appearing now and then, I still cannot believe how much someone could get so deep buried in debts just to stay alive or in good health.
Yes. I have sever asthma and have driven myself to the hospital on more than 1 occasion. The doctor yelled at me, but what else could I do at the time. It's crazy here.
We do! Its a whole thing out here in Arizona. We Uber to the hospital if we have no choice but to go. its 2,000 out here for an ambulance, and that's if they take you to a hospital close by
If you don't need paramedics as the situation isn't an emergency - why are you going to hospital? Why not see your doctor? Unless you have a broken bone or something - then you need the hospital but you still wouldn't need an ambulance. My mother in law in her 90s fell and broke her arm and she was told to find her own way there by getting a lift from family/friend/taxi/uber... Though seeing Spikey Bunny's comment - yes, an ambulance for asthma as you should be able to get treatment from paramedics from the moment they reach you and I'm sorry you are put in that position. Reality is that most people go to A&E or ER and really don't need to. Asthma is very different so DO go!
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