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A very important part of traveling outside of where you live and, preferably, your country is the ability to learn just how people live elsewhere. Sometimes it’s just a mind expanding experience, but there are cases where you, unfortunately, discover that what you thought was normal is, at best, just a scam.

Someone asked “What's the biggest scam in America?” and people shared their thoughts and comparisons. So get comfortable as you scroll through, upvote your favorites and be sure to add your thoughts in the comments below.

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    #2

    Person wearing a mask talking to a doctor, highlighting common scams in America. Health insurance.

    MFSimpson , Ahmed/Unsplash (not the actual photo) Report

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    Tyranamar Seuss
    Community Member
    3 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Look. If there's one thing you need when you visit America, it's health insurance. Please make sure you get it. Or a simple illness could leave you bankrupt.

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    #3

    Americans Who Moved Abroad Share What Things Are Scams In The US, Here Are The 45 Best Posts The illusion that it's the greatest country in the world. No national health service. Short maternity leaves. High gun crime. And people who worship politicians like God's. And rampant institutionalised racism. And those are just the things off the top of my head.

    YerryAcrossTheMersey , Kristy Cruz/Unsplash (not the actual photo) Report

    #4

    Americans Who Moved Abroad Share What Things Are Scams In The US, Here Are The 45 Best Posts Tipping instead of actually raising wages for waiters

    Edit: I was referring to tipping as a necessary law. Yes people tip, but should they be the ones to ultimately blame if you haven’t been tipped and can’t survive the week? No. It’s the firms that you’re working in. They should pay you enough to not have to DEPEND on just tips to make a living.

    Aggravating_Sea_140 , Blake Wisz/Unsplash (not the actual photo) Report

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    Jenn Smith
    Community Member
    2 days ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Some Pandas may be blissfully unaware that in the U.S, $2..14 per hour is somehow ok for many restaurant workers...so heLL yeah..please tip At least in South Carolina USA

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    #6

    "Person studying, taking notes with a pen, referencing Mometrix test prep book, focusing on common scams in America." COLLEGE TEXT BOOKS. You need edition 10 for this class. They change one chapter in the book make it a new edition over price it and f**k the college kids. Always drove me nuts when I was in college.

    anon , Avery Evans/Unsplash (not the actual photo) Report

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    #11

    Person administering an injection in an office setting, highlighting health-related scams in America. Insulin prices.

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    Anne Roberts
    Community Member
    3 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Insulin is cheap to make. Pharma companies should be ashamed. I knew a girl who had to ration her insulin - when she could afford it.

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    #12

    Person holding a credit card in front of a laptop, highlighting common scams in America. The entire credit score system.

    Suspicious_Station83 , Getty Images/Unsplash (not the actual photo) Report

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    iLLbeback
    Community Member
    3 days ago

    This comment has been deleted.

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    #13

    Hands using a calculator on documents, illustrating common scams and financial caution in America. Paying your taxes and then never seeing a return on your investment. That's OUR money! Fix our roads, give us health care, educate our children PROPERLY, pay our teachers a living wage, RAISE UP people below the poverty line so they can live with dignity. Stop wasting 750 BILLION a year on our military.

    CharismaticAlbino , Oleg Ivanov/Unsplash (not the actual photo) Report

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    keyboardtek
    Community Member
    3 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Noam Chomsky said Ronald Reagan's monster increase in defense spend was the largest transfer of wealth to the upper class in years. No matter which party is in power, every year defense spending gets an increase. But when someone talks about single payer healthcare, we are told we have no money for that.

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    #16

    Americans Who Moved Abroad Share What Things Are Scams In The US, Here Are The 45 Best Posts The entire f*****g prison system.

    anon , Getty Images/Unsplash (not the actual photo) Report

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    Jenn Smith
    Community Member
    3 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Even county jail. Need feminine products? 14.00 a box. Shampoo? Soap?..hope you can pay. Bra and underwear? Lol, we'll be confiscating those..but happy to sell you a new set from our canteen

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    #18

    Person holding a stack of US dollar bills, illustrating common scams in America. Those payday loan businesses. It’s predatory as s**t and it’s just legal loansharking.

    1980pzx , Kateryna Hliznitsova/Unsplash (not the actual photo) Report

    #19

    Statue of Liberty with city skyline, highlighting common scams in America theme. The idea that anyone can become anything — it’s simply not accurate. That’s just something the privileged and the wealthy like to tell the rubes so they don’t protest much when, inevitably, the rich get richer and the poor get poorer.

    RandyTheRealAmerican , Simon Joseph/Unsplash (not the actual photo) Report

    #20

    Americans Who Moved Abroad Share What Things Are Scams In The US, Here Are The 45 Best Posts Healthcare being tied to employment is designed to defang unions.

    mashupman1234 , SJ Objio/Unsplash (not the actual photo) Report

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    #21

    Pharmacy employees interacting with customers, a common setting for scams in America. Healthcare and pharma costs in US vs the rest of the world.

    lefty1207 , Tbel Abuseridze/Unsplash (not the actual photo) Report

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    K Madden
    Community Member
    3 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Paying into Medicare your entire life, but destitute over pharmacy and medical bills.

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    #22

    Americans Who Moved Abroad Share What Things Are Scams In The US, Here Are The 45 Best Posts Lobbying being legal, student loans, healthcare insurance.

    kebabenthusiast03 , Jakob Owens/Unsplash (not the actual photo) Report

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    Geoffrey Scott
    Community Member
    2 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    The revolving door lobbying is what cranks me up. Leave elected office, lobby to your former officemates.

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    #23

    Americans Who Moved Abroad Share What Things Are Scams In The US, Here Are The 45 Best Posts Thinking the republicans or the democrats want the best for the average American.

    the-tinman , Paul Weaver/Unsplash (not the actual photo) Report

    #25

    People at a dinner table with food and drinks, one person covering their face. Whatever MLM scheme my SIL was peddling at thanksgiving.

    YELL0Wvj , Karolina Grabowska/Unsplash (not the actual photo) Report

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    Zephyr
    Community Member
    2 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    It should be taught in schools that MLM schemes are dubious financial institutions

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    #26

    Americans Who Moved Abroad Share What Things Are Scams In The US, Here Are The 45 Best Posts How we have to file our taxes correctly even though the government knows exactly how much we made every year and if we file it wrong we get penalized....

    anon , Ahmet Kurt/Unsplash (not the actual photo) Report

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    #29

    Plastic water bottle with blue cap on a tiled surface, highlighting common scams in America. Bottled water.

    SortOfGettingBy , charlesdeluvio/Unsplash (not the actual photo) Report

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    Owen
    Community Member
    2 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Yep. I understand if it's flavoured water, but people buy overpriced bottled water that they can just get from any tap in any building. Never made sense to me.

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    #30

    Person holding a credit card while using a laptop, highlighting common scams in America. Credit system. Pay everything off and your score goes down? Talk about indentured servitude.

    anon , rupixen/Unsplash (not the actual photo) Report

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    Tyranamar Seuss
    Community Member
    3 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    No, when you pay everything off your score goes up. It's based on things like available credit vs used credit. If you pay off your credit card every month it builds a nice score.

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    #31

    A funeral scene with a casket and flowers, surrounded by people in formal attire, symbolizing scams in America. Funerals, weddings, and pretty much every other thing we blindly accept have to be insanely expensive without even thinking about it.

    jcfeej , Rhodi Lopez/Unsplash (not the actual photo) Report

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    Michael Largey
    Community Member
    3 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    My uncle ordered a lovely low-cost coffin in advance - from CostCo. (You have to do it on-line. for some reason they don't stock them in the stores.)

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    #32

    That the President runs the country.

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    #34

    Back view of a TV with HDMI and USB ports visible, illustrating common tech setup in America. Cable TV/Internet monopolies.

    dan1101 , Patrick Campanale/Unsplash (not the actual photo) Report

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    Oskar vanZandt
    Community Member
    2 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    The competition for these services is fierce in The UK and switching is easy so it's relatively cheap compared to other countries. My brother in Canada pays triple what I do... Mobile contracts are also very affordable here: eg I'm on a 5G SIM only monthly rolling contract for £12.- which gets me 125GB data and unlimited calls and texts.

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    #35

    Military helicopter flying over a rural landscape, highlighting potential scams in America. Personally, joining the military. Serving my country. Getting exposed to chemicals. Dying from the inside at forty with no help from the society I served.

    American dream baby.

    Neinbozobozobozo , DON JACKSON-WYATT/Unsplash (not the actual photo) Report

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    Gavin Johnson
    Community Member
    3 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    This applies to a lot of countries. In the U.K. you have the fallback of the NHS but it’s potluck on the waiting time for certain services, if it’s mental health related then it can be over a year to get some support. We have a few charities like Help for Heroes who will do what they can to support veterans but it’s outrageous that anyone who has served their country can’t get access to the services they need. PS give all you can to Help for Heroes, three mates of mine are still alive thanks to HfH and the work they’ve done.

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    #36

    Online convenience fee for paying bills. Not every bill has it but I found it’s usually utilities and it’s BS. Not the biggest scam but something that irritates me.

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    #37

    Two men in suits discussing documents, potentially involving common scams in America, seated indoors at a table with a calculator. I think Student Loan servicers. For example, Navient manages Federally guaranteed debt for the US Gov in Student loans, has the IRS as their personal collection agency. They constantly, I mean CONSTANTLY f**k up to the extent they get dragged in front of Congressional Hearings, and their CEO is paid $7.7M annually.

    Firebolt164 , Getty Images/Unsplash (not the actual photo) Report

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    Geoffrey Scott
    Community Member
    2 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Charging 12.5% after assuming all the loans of Wells Fargo. For my part, I attended a meeting of folks to give feedback to my (R) Rep, both state and fed. My first issue was applying for health benefits through the ACA, which kicks you into a Medicaid application because your income fits, but through the process, your assets do NOT. Should have the OPTION of applying for Medicaid, not automatic. My 2nd issue was student loans being any higher percentage than a mortgage rate. NOT forgiveness, but realistic terms.

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    #38

    A man in a black shirt sitting at a microphone, relevant to common scams in America. If you work hard, you could be rich like Bill Gate, Elon Musk, Jeff Bezos.

    Even THEY admitted that they were at the right place, the right time.

    GhostHin , Daniel Oberhaus/Flickr (not the actual photo) Report

    #39

    Person in a clinic room, wearing dark scrubs, examining a patient, illustrating common scams in America involving healthcare. I have to pick only one? I think our health care system is the largest and most comically villainous of all of them but man, the list is looooong for b******t scams in this wasteland.

    anon , Ahmed/Unsplash (not the actual photo) Report

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    #40

    Person counting dollar bills, highlighting common scams in America. I scrolled really far and was surprised I didn't see Rent to Own stores. They sell furniture and electronics type stuff to people with bad credit who can't really afford it, let them pay a small amount weekly. If people end up paying on time and pay stuff off, they will pay 2 or 3 times more than the item is worth. If they make a payment late the item is repossessed and re sold to someone else and the first person loses all the money they paid.

    There are used car dealers that do this same business model with cars too. They put GPS trackers in the car that also disable the starter. They collect $1000 down and once a payment is late they disable the car and go tow it, then sell it again and keep the downpayment. I worked at a shop that installed the trackers and these places would sell the same car to different people 5 or 6 times in a year because they kept repoing it.

    bgwa9001 , Alexander Grey/Unsplash (not the actual photo) Report

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    Lucas Jackson
    Community Member
    3 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Sadly is a cost to being poor and is a hard circle to break. I spent most of my 20s with awful finances and debts. I’ve been there and trust me it gets better.

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    #42

    Work hard enough, and you’ll reach the American dream. To reach that, you’ll need alot of hard work, yes. But a ridiculous amount of luck as well.

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    Orysha
    Community Member
    2 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    No you just need to be rich from the start. Or winning the lottery.

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    #44

    Home ownership.

    You never actually truly own a home/land. Skip out on property taxes or even HOA fees and your home can be legally taken from you. Arguably better than renting still but it's never really 'yours'.

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    UtanaYona
    Community Member
    2 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Even if you do everything right, your land can still be taken from you. Don't believe me...ask a Native American...

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    #45

    H&R Block / Turbotax?

    The Weather Channel?

    Advertisements on Cable television?

    Buying any kind of insurance and then they refuse to pay out a reasonable claim?

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    #46

    The stock market! The amount of corruption that is involved with the US stock market is underestimated.

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    keyboardtek
    Community Member
    3 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    These points all make the case for the anti-natalist philosophy. One that recognizes how so much of existence sucks so therefore do not bring any more children into this world. Why force more humans to suffer as they had no choice in being born.

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    #47

    Susan G Komen - WITHOUT A DOUBT

    If people actually knew how much of their donation went to salaries/upkeep vs research and help they'd be shocked.

    EDIT: Shameless plug since it's GivingTuesday. A friend I know started a charity that gives 100% back to women and families affected by breast cancer (unless you make directed donation towards expenses).
    It is called **Breast Intentions** and run 100% by volunteers. No salaries for anyone.
    If you know anyone that needs help, wants to run a chapter, or just wants to talk to survivors, they can help! If you donate, they will tell you exactly how your donation was spent, and it can make you cry.

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    Betsy S
    Community Member
    2 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    United Way. Same thing. Just a scam. Autism $peaks. Same thing. Just a scam.

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    #48

    “Trickle Down” Economics isn’t a theory of economics, but a mechanism present in all economics. It’s meaning has been tied to one man’s usage while holding office and misrepresented ever since.

    At a macro level of economics, even Keynesian economics applies this to to revenue multiplier for the government’s tax income. And is recognized in wage distribution.

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    General Anaesthesia
    Community Member
    2 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Tinkle down economics, a.k.a. Reaganomics, a.k.a. voodoo economics, is "make sure the already rich have all the money, and their spending will tinkle down to the masses". Well, they've been promising that since Reagan's tax cuts for the 1%, "it could happen any day now". And cutting taxes for the 1% again and again just to "prime the pump" one more time.

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    #49

    The 40 hour work week.

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    Mike Goslin
    Community Member
    3 days ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    If it were only 40 hours, that would be O.K. it's the 50-60 Hr. work weeks for "salaried" employees that are the scam.

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    #50

    I'm in Vegas right now for a conference. 90% of this city is a scam. Only worth while thing is the restaurants.

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