Hello,
My husband and I are a young couple. We've finally decided to take the leap and are getting ready to move down South and start living the life we've dreamed about. Our families would rather have us stay close and don't want us to leave. My parents are financially set for the rest of their lives and have their retirement planned out for the most part. My in laws on the other hand are a financial disaster.... They recently took out a second mortgage on their home, financed a new pool and hot tub, which they cannot afford. My father in law works but my mother in law chooses not to work. Her excuse is that she had to raise the children (many years ago who are all grown adults now by the way.) My husband has a great career and makes good money. His mom's name is still on his bank account for some reason and he sends his parents and siblings money when he notices they are running low, even though they are irresponsible and frivolous when it comes to money. My husband has given them thousands of dollars. Anyway, every time the discussion comes up about our big move states away, my in laws chime in and say they are moving in with us and to make sure we have enough bedrooms for them. At first I thought it was a joke but they were really feeling out our reactions. Now they mention it every time we see them and have offered to move in with us and pay half of our mortgage. My husband laughs and says "Might as well... Im at work all the time anyway." Which is not true and he will be working less hours when we move. I however am not comfortable with this and feel like it's invading our privacy big time! My husband feels the need to support his family. His siblings are in no financial shape to "help out" or "take care" of their parents, so my husband feels like it falls on his shoulders. I tried to discuss this with him once when his father was diagnosed with cancer. (Which he thankfully beat) I asked him what would happen to his mom since she is unable to support herself. And he said she would move in with us. I didn't really know how to respond to that and let it go. I'm not sure what to say here without offending any of them. It's aggravating and clouding my once shiny dream of our future together.
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NTA. You need to sit with your husband and talk about this. Maybe getting counseling as a way of getting an unbiased mediator. His family should not be getting your money (its for both of you) and they should not be living with you if you are not comfortable.