At *a week shy of* 37 years old I'm a Gen Xer or Millennial, depending on what your definition of each is. I am in a similar place as you, but growing up my parents prepared me for the financial investment college was going to be. Money was deposited into my bank account for Christmas & birthdays rather than getting presents like my friends, and I sacrificed extracurricular's in lieu of a job in both high school and college. But not everyone is that lucky; my ex-husband was under the assumption his parents had a savings for him; but when it came time to go to college he was given a loan application and was told "good luck" which is what a lot of new college students hear. Thankfully, because of my financial position and both of our full time jobs, we were able to pay his debt off in 10 years. But had it been both of us with loans that would have never happened.

Kudos to you, but a system where someone needs ten years to graduate just because his parents are poor is still broken. A modern country needs a lot of educated people, not just the few who are extraordinarily stron or come from wealthy families.

More of this, and less whining. I swear, as a genx/boomer cusp. Not all boomers are downloading viruses. Not all millennials are "me, me, me" "spend, spend, spend". If you have 5k in a savings that's earning 12 cents, you are sleeping and shopping too much. Put the whine down.

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It can be done as you have proven, but it requires some self discipline. Most of your peers just want to complain and stick their hand out.

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good for you. brag much?