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Though financial stability is incredibly important, you don’t have to be a millionaire to enjoy life to the fullest. There are plenty of things you can do even without much cash in your pocket. On top of that, if you do have some savings to spare, you can still splurge from time to time to indulge in some truly luxurious activities.

The r/AskReddit online community recently shared some of the extravagant behaviors they’ve come to love even though they’re not rich. Buying whatever you want to cook and taking frequent holidays is just the tip of the iceberg. Scroll down to find out how else folks love to treat themselves.

Bored Panda reached out to personal finance expert Sam Dogen, the author of the bestselling severance negotiation book, 'How To Engineer Your Layoff' and the host of the 'Financial Samurai' blog. He shed some light on what everyone should prioritize in life no matter their income and shared his thoughts on who can be considered to be 'rich' in the United States in this day and age. You'll find our full interview with Dogen below.

#1

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All I have a adopted a black cat. That might not sound very exotic rich people stuff. But every time I look at him I can't help to think "I've got this incredibly beautiful graceful mini-jaguar in my house solely because I love it's companionship and looking at it.". Feel like a king with him.

PresidentHurg , Helena Lopes Report

#2

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All I won’t buy crappy tires, shoes, or a bed. Don’t cheap out on what you put between you and the ground.

StJoeStrummer , Andrea Piacquadio Report

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Hawkmoon
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Some things are much more expensive when they are cheap. For my part, I would add a good winter coat to this list of things for which you must invest in quality.

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#3

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All I tip servers like I’m rich because I used to work in the restaurant industry and I know all to well how brutal it can be

Traditional_Ad8054 Report

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RAM31280
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I hate that there are laws to allow lower tip dependant wages, but it isn't the server's fault so I tip well, I try to give 20%+ when I can.

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According to the Federal Reserve’s Consumer Finance Survey, the net worth of an average American household was a jaw-dropping $1.06 million (adjusted for inflation) in 2022.

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Meanwhile, Zippia points out that there are a whopping 22 million millionaires in the United States alone. That’s around a third of the number of millionaires all around the globe.

Personal finance expert Dogen pointed out to Bored Panda that one's health and relationships are the foundation of everything. "Without your health, your wealth means very little. Therefore, spending more money on quality foods, exercise equipment, shoes, and physical trainers is worth it. As the saying goes, 'A rich man wants everything. A sick man wants one thing,'" the author of 'How To Engineer Your Layoff' said.

#4

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All Food. I buy what I want and I try new stuff. I like cooking.

34i79s , Tara Clark Report

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Bear Hall
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

This. It's much more than just making new stuff to fill their stomach.

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#5

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All I buy the gel comfort pens. Makes me feel I'm a higher class when writing at work. Smooth crisp consistent ink.

UltraCoolPimpDaddy , Razhira Report

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WindySwede
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Pilot Frixion. "Feels" like a gel pen, but you can erase mistakes!

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#6

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All My thermostat stays at the temperature setting of what is most comfortable to me and nothing will change that.

Cyb3rTruk , Erik Mclean Report

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Sue User
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Replying to Pernille. Or you could invest in effient system. I know not everyone has that luxury. Years ago, we invested in a ductless system. Each room has its own units, so you can set the temperature different in each room. In the dead summer, brutal desert heat, an all electric house has a bill of $100.

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It's not just our physical fitness that's essential, though. "In addition to maintaining physical health, it's important to maintain your mental health," Dogen said. "It's worth spending money on applications that help you sleep better, blackout curtains and blinds, and therapists when you are in mental pain."

On top of that, it is absolutely essential to invest in your social life. Dogen referred to the loneliness epidemic which is having a massive negative impact on people's lifespans.

"If you are lonely, I would spend more money on socializing, going to meetups, conferences, concerts, and more," the host of the 'Financial Samurai' blog urged.

#7

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All Buy the good toilet paper

u/Bosslowski added:

I only buy 4 ply toilet paper because my butt deserves nothing but the best

FrankGehryNuman Report

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SCamp
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Yep, gotta have the best for your @sshole. Seriously, bad TP is like sandpaper

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#8

I take myself on vacations. Whenever I'm on vacation, I do whatever I wanna do. I'll order a cocktail at 9 a.m. to go with my breakfast if I want to. When I'm on vacation, I don't look at the price — I just do it

Notshowingyoumybum Report

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#9

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All I have someone clean my house once a month. Never thought I’d be somebody to have a cleaning lady but it’s totally worth it. It’s not even as expensive as I thought it would be.

Empty_Breadfruit_676 , Karolina Grabowska Report

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Emmydearest
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

But how can once a month be enough? Unless they deal with the day-to-day stuff, like floor, kitchen and bathroom, and leave to the cleaning lady the heavy duties, like washing the windows, cleaning thoroughly moving the furniture, ect...

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Meanwhile, Dogen shared his thoughts on the net worth someone living in the US right now would need to have to be considered 'rich.'

"In America, the average American household is now a millionaire. It's hard to believe, but it's true according to the latest Federal Reserve Consumer Finances Survey. However, the median American household net worth is only $192,900 according to the Federal Reserve, which is more reflective of the average person," the author of 'How To Engineer Your Layoff' told Bored Panda.

#10

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All My house stays at 68 in the summer and 72 in the winter. F**k that try to keep the electric bill down b******t. I work way too f*****g hard to be uncomfortable in my house.

KP_Wrath , Lisa Fotios Report

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Upstaged75
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

We'd be freezing if the house was at 68 all summer! 72 keeps it perfect all year round. If it's boiling outside I might drop it 70, but even that makes it quite cold. And I'm constantly hot because I'm a menopausal old lady! :)

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#11

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All Once a year, I buy a premium car-cleaning package. They clean my car inside and out, including washing the interior with soap.

9gagiscancer , Kaboompics .com Report

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Mystery Egg
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I really need to do this. My car - thanks to two doggies that regularly get chauffeured around - still like a kennels and try as I might, I just cannot completely shift the smell and all the dog hair.

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#12

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All I have a towel warmer in my bathroom.

Not all that expensive, but holy f**k is it a luxury. Especially this time of year.

Daegoba , Dan Perry Report

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SCamp
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Don’t reckon it’s a luxury, it’s smart. They don’t draw much energy and they dry your towels. Had one all my life, inherited one from my parents that only gave out 5 or so years ago - got a wall mounted one now, brilliant. When we renovated our bathroom I insisted on having one

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"Given the median age in America is about 39, if you want to be considered 'rich,' then you should likely have at least a net worth above the average, which is $1.06 million. However, due to inflation, I think to be a real millionaire, a household needs a net worth of at least $3 million," Dogen explained.

"Depending on where in America you live, you might need more than $3 million or less. Here in San Francisco, a recent survey of residents by Charles Schwab revealed $5.1 million is required to feel rich. Here's the net worth required to feel rich in various cities."

Dogen told Bored Panda that his book, 'How To Engineer Your Layoff,' helps people walk away from jobs they dislike with money in their pocket. "I negotiated a severance in 2012 at age 34 which paid for 5 years of normal living expenses. It was my catalyst to retire early and do something on my own!"

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#13

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All I use the F**K out of paper towels!

craftyshafter , lungstruck Report

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Sue User
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I just cant. I feel like i am throwing money in trash. I have a roll for the realky yucky stuff but it take me a year to go through. Same with paper plates.

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#14

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All I get my hair done. It's the one self care thing that is expensive that makes me feel beautiful

gracieangel420 , cottonbro studio Report

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Winnie the Moo
Community Member
1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Same! I used to dye it myself (blonde) and it totally ruined my hair at times. But it was wayyy cheaper. Now I go to my hairdresser once every three months. It’s about €100 but I feel like a million bucks when I leave. And in the months to come I feel so happy with the colour of my hair!

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#15

I go into Marks and Spencer (fancy British brand) and buy things for lunch like their (hella expensive) pulled pork sausage rolls, prawn cocktails, fancy salads etc. I like to pretend I'm a fancy lady for a few minutes every couple weeks lol. :)

vikipedia212 Report

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Alex Davis
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Every time I get the train home from London Euston (about 2-3 times a month) I get M&S snacks for the train ride and a bag of Percy pigs (their mascot) sweets for at home too. They do amazing vegan options and it makes my train ride home after a busy trip a little more fun.

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Let’s not beat around the bush too much: wealth certainly has its uses. It puts food on your table. It puts a roof over said table. It sends your kids to good schools and, later, to college. It helps prepare you for retirement. But until that moment comes, your riches can save time on dull tasks and help you enjoy many aspects of life, from travel to trying out new and unusual activities.

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Above all else, money can afford you the freedom to choose what kind of life you would rather have. That being said, you do not have to be gob-smackingly rich (however you might personally define that) to enjoy the many things that life has to offer. Someone from a working or middle-class background is perfectly capable of splurging on luxurious things and activities, from time to time. Or they might choose to always buy quality food or clothing because they know that it’s worth investing in, in the long run.

However, just because you’re a millionaire doesn’t automatically mean that you’re wealthy and vice versa. Gratitude and being responsible with your finances are important factors here.

#16

I take my goofy a*s pitbull to a super fancy dog groomer where he gets blueberry facials and all kinds of other ridiculous s**t. It’s all these super high end dogs people probably paid thousands for. I bring in a dog I found wandering around as a puppy alone in a White Castle parking lot. He has no idea how lucky he is that i decided to stop for some cheese sliders that night… his life could have gone very differently.

Honorable mention, I don’t use a case on my IPhone. If it breaks, it breaks. That’s what AppleCare is for

tissboom Report

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Tracy Wallick
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I pay for the shampoo/conditioner upgrades, the tooth brushing, all those things that will improve their overall quality of life. My boy is a shih tzu mix, and I've definitely noticed that his skin is less itchy with the higher-tier shampoo and conditioner; when he's less itchy, he's a happier boy.

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#17

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All For me, in the UK, it's private dentistry. We have the option of state provided NHS dentistry, but I pay to go private. Everyone thinks I'm insane, but I like the service I get and I know if there's a problem I can get seen to promptly with the best care I can afford. I do not have a high salary and I don't really go on holidays or breaks away, but I'll happily spend out on my dental health.

Dense_Ad7115 , Cedric Fauntleroy Report

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Not-a-Clue (she/her)
Community Member
1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

We may have the OPTION for NHS dentistry in the UK, but try finding one within about 40 miles that's taking new patients!

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#18

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All I don’t worry about prices when I’m grocery shopping i just grab what i want

PogoSavant , Kampus Production Report

Being rich is more than just about your net worth: it’s about your mindset. For instance, someone whose income is higher than their expenses, earns enough to live comfortably, and provide for their family might consider themselves wealthy. On the flip side, someone with untold millions who can’t tame their expenses, constantly stresses out over their finances, and isn’t satisfied with what they have can’t really be considered to be wealthy.

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Similarly, if happiness is your end goal, then you won’t increase it with cash alone, no matter how much you have. Research has shown that it’s positive relationships that are the most important factor that contributes to our health and longevity.

#19

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All I buy expensive cologne, even though I don’t buy anything else expensive in terms of clothes etc. I like to smell nice.

AfghanHokie , Jess Bailey Designs Report

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Jessica Cooney
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I do the same. The expensive stuff smells way better than anything you can get from Wally World. I just buy the purse sprays or rollerball of the scent and use it when I leave the house.

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#20

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All I pay for YouTube premium.

RegularEmbarrassed36 , Christian Wiediger Report

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Big GreenTurtle Mamma
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Me too. I'm too old for all those ads, I'll forget the story! Or an ad in the middle of your favourite music, ahhhh no.

steve g
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Just use the browser addon 'uBlock'. Pair it with 'sponsorblock' and you'll never see another advert or section of sponsored video again.

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Tracy Wallick
Community Member
1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Get uBlock Origin; it's a free plugin. It blocks YouTube ads, and it works on mobile browsers as well.

UncleJohn3000
Community Member
1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I was 5 minutes into the YouTube premium 30 day free trial when I realized there's no going back. It's an entirely better and more satisfying experience.

Ms. T
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I use AdBlock (free) and am not interrupted by ads on Pandora, or Spotify, or YouTube, or anything.

Lavern Defazio
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Me too. My last pay for service i have. No Amazon Prime or Pandora or others. Just youtube.

Gmaddles
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Well worth it if you ask me. Now I only waste time looking at how long til I can skip this stupid ad - on my apps!

BingeFest1
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Don't pay for premium there's a way to work around ads. If you're on a computer go back to the previous page you were on and then go back. The ad will be gone. Mobile is tricky though

Kaedyn Walsh
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I have it because I can download things to listen to at work AND it keeps playing while my phone screen is off. Makes the work night fly by to listen to creepy pasta stories or watch Let's Play games.

BryanR
Community Member
1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I have also for at least 10 years now. So worth it seeing all the complaints of those who can't or won't

Andrei Iepure
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Me too. Then the ads moved to the videos themselves. I couldn't care less who sponsored your video and I always skip those parts. Sorry, not sorry

Nicole
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Does it just block ads or does it do something else ? I have an ad blocker.

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#21

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All Coffee.


All about that coffee, the beans, maker, grinder

HugeAnalBeads , Chevanon Photography Report

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SCamp
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Yep, coffee has to be good. Can’t cop rubbish coffee. I live in Melbourne and we are a massive coffee city, cafes everywhere and you can’t serve sh!t coffee

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So if you ever find yourself envying someone in a different tax bracket, consider what your social life is like. It might be best to focus on strengthening genuine relationships with the people you care about the most, rather than worrying about how you’re not a millionaire (yet). In the meantime, don’t forget to treat yourself from time to time. Saving money is important, but if you never get to enjoy the fruits of your labor, perhaps it’s time to work fewer hours and spend more time with your family and friends?

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#22

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All We have a garage fridge that is full of all different kinds of beverages.

SixStinkyFingers , Robert Nelson Report

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UncleJohn3000
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I think it's the modern day equivalent to having a wet bar in the basement.

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#23

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All I leave the fridge door open when getting the butter out even though my dad said it would cost billions and send us to the streets.

frank-sarno , Max Rahubovskiy Report

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Bear Hall
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Life goal: "Dad, I've just bought the electric company. And now I'll leave the fridge door open and all the lights on permanently."

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#24

I only make about $50,000 to $60,000 a year, but I take international trips. Traveling is the stuff of life for me. I forego a lot of things so that I can save up to go on a big journey once a year.

beanie0911 Report

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Tristan J
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

"Only" - the UK is one of the richest countries in the world and your salary is significantly above most here

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#25

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All Buy name brand, expensive make up. In my defense it lasts much longer than drugstore.

hi-im-amethyst , zhugewala Report

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Pamela24
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

You don't need any defense - it's your money, your choice how you spend it. :)

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#26

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All I buy small trash bags for the bathroom trash bins. My whole family uses grocery bags, but I don’t like how they always rip at the bottom.

anon , Marco Verch Professional Photographer Report

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Tyke
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I do too - but biodegradable ones. We don't get grocery bags so that's not an option

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#27

I cook my dogs food. Ground beef, grains and veggie mix every week. Cheaper in the long run and better for her health.

Chula60050 Report

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Content Wombat
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

My brother always cooked his dogs their own food. He couldn't stand all the manufactured food for dogs, whenever anyone asked about it, he would say that "companies don't care what they put in human food, do you think they care what they put in dog food?" Miss ya, bro :(

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#28

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All Every so often, I eat at restaurants that cost $50 to $100 per person.

TimeWear6053 , Jep Gambardella Report

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Pamela24
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

We do this three times a year. For each of our birhtdays (the other one pays) and for our anniversary (we switch each year who pays). I always look forward to them.

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#29

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All Upgrading to business class on long-haul flights to the east. It is so much better!

RaspyRock , Andrew Palmer Report

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SCamp
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Jeez, yeh, I would if I had the $$ - pretty significant price difference between Cattle Class and Business. Moo.

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#30

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All Buy the $6 bottle of coffee creamer knowing damn well I’m on the $3 bottle kind of budget.

I can’t help it though. Cobani sweet cream just hits different.

xkrazyxcourtneyx , Pangea Report

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Hawkmoon
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I treated myself to a coffee machine that grinds the beans for each cup and with a high level of pressure. It was expensive, but best purchase of my life.

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#31

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All Don't pay attention to or care how much gas costs.

20Keller12 , Connor Forsyth Report

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Ace
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

It costs what it costs, but if you really fill up without looking at the prices you're a fool. I think it's similar in the US, but certainly here in Europe it might be up to 20c per litre (or 10 EU$£ per tankful) more expensive at a motorway service station that at a supermarket one just five minutes away.

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#32

Indulge in a Ferrero Rocher ... because I’m worth it.

raffysf Report

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Jill Rhodry
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

😍 Ooooh - we save those 'special' for Christmas! - good for you though!!!

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#33

I pay to enjoy the lounges at airports. You get comfy chairs, free alcohol, lunch, and a lot less riffraff.

Banditofbingofame Report

#34

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All Some days I have two sandwiches at lunch. I smile as I watch all my fellow proletariat eating their single sandwich.

ShambolicPaul , Hillshire Farm Report

#35

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All I sometimes buy name brand cheese instead of the store brand.

NeuroguyNC , Tabitha Mort Report

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Donkeywheel
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

« Name brand » cheese !? Who wrote this? There is not a single decent cheese made by a brand, that’s only for generic cooking.

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#36

Only buy grass fed beef and wild-caught fish

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#37

I occasionally order from DoorDash or other delivery services.

AlaskanSamsquanch Report

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Gardener of Weeden
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

IMHO Order from places that have their own delivery - why make the middle millionaires any richer?

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#38

Buy concert tickets and gig tshirts lol

anderoogigwhore Report

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Kat Lyle
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

UK pricing itself out of affordable concerts by not clamping down on scalpers and allowing ticketing companies to charge more in fees than the ticket at times.

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#39

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All Eat organic fruit

the-florist , Jane Doan Report

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Donkey boi
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

"Organic" only really means 'no artificial chemicals' in the production chain. The product still has pesticides, fertilisers, and chemical products in is production. The problem is, what constitutes as artificial is up for debate. For some, mixing any 2 ingredients is considered artificial, for others, 'just because a natural product is processed, it doesn't mean it's not natural anymore'. Some people have tried to standardise what organic means within the food industry but apparently, nobody can agree. Organic, non-organic... it's just different, one is not better than the other.

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#40

I valet every chance I get. I hate trying to find parking, parking, dealing with luggage if I’m traveling, the whole lot.

We took a staycation at the Disneyland Hotel and they charged $65 a night FOR VALET. I self-parked and I missed it like a crazy person.

Lazyassbummer Report

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Vermonta
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

We used a valet at our University Hospital and the valet stole the old laptop we forgot about (just music on it). Stupid move since it had a locator on it showing where he lived. He said he didn't have it so we shut it down remotely rendering it uselessly locked up.

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#41

30 "Rich People" Things People Still Do Despite Not Being Wealthy At All I buy cashmere clothing for winter, it's soft, warm and comfy.

Normally have to limit myself to 1 a month

themorganator4 , Lokman Sevim Report

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#42

Invest in stocks and shares, even though the returns are so small for the pathetic amount I contribute. I’d probably be better off going on TikTok live and doing the chicken dance.

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nancy
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1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

From the time I got my first real job, I put $200/month in an investment fund (as did my partner)... Even if you can only afford $50/month, it's a good habit to get into. I chose a high risk fund, and my husband chose a medium risk fund (my fund has done substantially better).

#43

One 'rich person' thing I do is that I live in a 'luxury' apartment in a fancy part of town. My car is one of the cheapest in garage, and my neighbors probably wonder why I even bother maintaining and cleaning it. I have to sacrifice some things, but I want to live comfortably.

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Jojo_hobkin
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1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I went into a fancy neighborhood, which is basically the city center, that didn't even needed a car. So I sold it. it's when you truly realize how much more comfortable for you and your budget it is to live car free. All accommodations available within walking or biking distance. Spending more once can lead you to spending less in the long run.

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#44

I own expensive cars. I can afford the payments, but sometimes I do regret treating myself to such a high-budget vice.

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#45

I have Netflix, Prime, Hulu, and Disney+, and I don't watch any of it. Just paying for the vibes.

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