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Some things are so normal in our society that we don’t even think about it, just accept it the way it is. But the minute you start thinking about it, you realize how questionable it is. And that if people wouldn’t have normalized such a thing, we definitely would understand it to be a scam. 

Today, let’s take a look at some money-related things that would be considered scams if society hadn’t normalized them. 

More info: Reddit 

#1

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Insurance. You give them money month after month, year after year, and then when it comes time where you need to use it they will try their absolute hardest to give you as little as possible

esquegee , Mikhail Nilov Report

#2

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Healthcare not including dental and vision

JeleeighBa , Anna Shvets Report

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LizzieBoredom
Community Member
1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Health Insurance does not include vision, dental, or mental health. In other words, Healthcare does not include your head.

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#3

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked inflation since covid

kingjasko96 , Karolina Grabowska Report

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Donald
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Yup, record profits for companies and the average person can barley afford their groceries.

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Bored Panda reached out to sociologist Deborah Lupton. Check out her blog

We asked her what factors contribute to social acceptance of morally questionable things. She answered that it is all due to social norms and their changeability. “Behaviors once considered normal became socially repugnant and people were expected to adhere to these new norms to be considered socially acceptable. It is often the wealthy and powerful who influence others (for good or for worse).” 

So, we can guess that it’s only a matter of time before we start to question certain financial and social norms of today. And then they will change into something else. 

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#4

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Subscription services in vehicles. Pay monthly/yearly for heated seats or to unlock performance mode. I don't get how people support this business practice.

PolishSausa9e , Max Ducourneau Report

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Mike Fitzpatrick
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Don't buy the damned car? When the dealers lots are full of 2 year old inventory it gets the attention of the manufacturers.

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#5

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked I have to pay a 3% convenience fee to pay my rent online… I literally have to pay to pay my rent, it’s disgraceful.

JiveTurkey2727 , Kenny Eliason Report

#6

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Landlords buy up property they don’t need so they can sell it back at an extreme markup as rent to people who actually do need it. With almost any other commodity it would be called scalping, and be regarded as the scam that it is, but with a commodity so material we literally call it “real estate”, we just act like this is how things are supposed to be.

Aralith1 , Scott Webb Report

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arthbach
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

If I were to win/receive a lot of money, I'd buy up low cost property. This would be refurbished into good housing for people on low incomes. The aim would be to provide good quality, stable homes for people who are normally priced out of the market. If a profit was possible, it would be used to buy more property, and help people enter an agreement where they can start building equity.

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We also asked her how socially accepted morally questionable things reflect the cultural values and society itself. The sociologist replied that “What is considered socially acceptable and 'normal' in any society at any historical period is reflective of broader social issues and expectations, as well as those who are in power as leaders of moral standards at the time."

She added that in societies where religious values are no longer as strong, it usually takes over. “It means that the wealthy and those who control the reins of power in government are the moral authorities.” And well, talking about wealth really does match our topic today. 

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#9

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Tipping

Fluid_Door7148 , Sam Dang Truong Report

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Ryan
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

The history of tipping is pretty interesting. Totally scummy, but interesting.

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Moving on to actual financial scams, do you know how to identify one? Well, these tips can come in handy when you encounter something you guess might be a financial scam. Watch out for:

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  • Fake ads that claim that a celebrity recommends it to make big money. 
  • An online contact you have never met in person talking about investing. 
  • Ads, websites, or even emails with testimonials and over-the-top promises. 
  • High-pressure tactics that are meant to rush you to act so you don't 'miss out'.
  • Being asked to promote the scheme to friends and family to earn a commission.

So, take these tips and your common sense into consideration and stay safe from financial scams! 

#10

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Charging subscription fees to access software on hardware you already own.

"*Our customers pay for our over priced goods, but they appear to still have money. How can we make them buy the product every month without us having to pay to make or ship any new materials*!?"

Griffindance , Erik Mclean Report

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zgillet
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

My company charges our customers monthly because we pay for servers to store their data. We also provide security and redundancy services. We offer to sell our software as-is without support - only one customer has ever done that.

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#11

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Baby formula. There is NO reason it should cost that much.

TheLandofPears , Lucy Wolski Report

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#12

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked buying schoolbooks. publishers know you have literally no choice but to buy it and jack up the price in many cases. And some teachers get a cut on those sales which is insanely scummy but somehow tolerated in many schools.

I’ve had classes where you had to pay 150$ for a book we didn’t even use once during the class, but you literally couldn’t do any of the online evaluations unless you bought it. It’s just a way for some company to make an easy 500-600 dollars or more off the back of students.

NxOKAG03 , Clarissa Watson Report

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Luke Branwen
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

A thief has stolen $20,000 worth of university textbooks. He was caught and forced to return all three of them.

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#13

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Organized religion

vawlk , Rodolfo Clix Report

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Jane No Dough
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Oppressing women and the poor for millennia, organized religions have to be the longest running scam on the planet, likely because they are the most lucrative.

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#14

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Overdraft fees. Tax on being broke.

mauore11 , Karolina Grabowska Report

#15

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Campaign finances

Fair-Ad-5852 , Pixabay Report

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MontanaMariner
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Can't wait to see Trump in court in 2025-26 for using his 2024 campaign money for legal fees. I'll eat a dirty shoe if I'm wrong.

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#16

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Capitalism . Working hard for peanuts so the people upstairs can get wealthy.

Artistic-Monitor4566 , Remy Gieling Report

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Dane
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

It wasn't always this way. It seems "greed" was promulgated in the '70's, via tax breaks, etc, to the point that business owners and corporations are no longer morally obligated to share the spoils.

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#18

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Paying the same price for digital games as physical.

Digital should be muuuuuch cheaper.

rickytrevorlayhey , Denise Jans Report

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arthbach
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

No, not 'much' cheaper. The cost of making physical copies of the games is not great. The costs are incurred in paying for the people who make them, the advertising etc.

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#19

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Hospitals taking additional fees on so you have to constantly ask them to itemize it so they remove the bogus add one

Ok-Possession-1120 , Pixabay Report

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Dane
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

(In the US) I work and have decent insurance. Got a nose bleed my local clinic couldn't stop. Went to the ER - Nearly $5k (of which I had to pay nearly $1500). They used some name-brand nose--spray (an anti-coagulant), and when that didn't work, inserted an inflatable tampon (that fell out 2 hours later). Why so high? Apparently, while I was bent over bleeding into a bedpan, a "specialist" literally stuck his head in the door to ask how it was going.

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#20

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked The whole system of Credit scores

roasttrumpet , Pixabay Report

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MontanaMariner
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I've read there is a push in Congress to remove medical debt from credit scores. Small step in the right direction.

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#21

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Extended warranties

jzarvey , Tima Miroshnichenko Report

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Jane No Dough
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Any warranty that costs money. The price of the product should be our only cost. Poor quality should not be rewarded by enabling manufacturers to charge more to repair or replace the item. Not long ago you could simply return them for a refund.

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#22

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Every type of monthly bill going up year-on-year above inflation unless you change providers every year.

Cheeslord2 , Alexander Grey Report

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LizzieBoredom
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

CABLE COMPANIES. Why does my bill go up $5.00 every 3 months for a buried cable noone has serviced since 2003??

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#23

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked The lottery

Almost all other forms of gambling at least give you a reasonable chance of winning something. The lottery is straight up robbing the stupid

MrMojoFomo , Waldemar Report

#24

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Political Parties.

WhyYouNoLikeMeBro , Vidar Nordli-Mathisen Report

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LizzieBoredom
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Special Interest groups, lobbyists, gerrymandering, electoral college, or otherwise over-riding the will of the people.

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#25

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Voting. We don't pick them they pick us. They draw the lines to better the chances for they're demographic. Gerrymandering it's a thing

THEREAL242 , Arnaud Jaegers Report

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Luke Branwen
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

But it's still worth doing it. Not voting isn't a tool of resistance, but a tool of surrender.

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#26

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked The supplement industry

Kolob619 , Daily Nouri Report

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Chelsea McKee
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I like the supplement industry. People think it's a bunch of bogus, but these products can/do have noticable effects and daily limits. If you don't believe me, give Passionflower a try.

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#27

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Very rich people having a "family trust" to evade inheritance tax

roywill2 , Nataliya Vaitkevich Report

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Libstak
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

That's not a scam, it's good planning, you can have a family trust for a little nest egg too, doesn't have to be alot.

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#28

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Light bulbs. Apparently when first invented they lasted too long and so manufacturers had to reduce their longevity to make them commercially viable. Scam.

zzzzard8 , Burak The Weekender Report

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Ace
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Not quite. There was a cartel formed to standardise light bulbs, including their lifespan, but the longer-lasting bulbs at the time were undesirable because of lower efficiency (as in light output per power input) and greater heat output, so it wasn't as simple as this makes out.

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#29

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Interest rates in banking, or just banking in general. They literally use your money to lend other people money so they can charge then interest, making them money with your money.

What's worse is that in times of crisis they can just declare bankruptcy and that's it, they don't owe you anything and you're s**t outta luck, even if they lost literally all your life savings.

Also they force you to get a credit card if you want to apply for a loan, banking is just scams on top of scams.

TheatreCunt , RDNE Stock project Report

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Kraneia The Dancing Dryad
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

The FDIC is supposed to protect your bank account from this, make sure your bank is FDIC insured.

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#30

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked >I'll start: paying for water

You're not paying for water, per se. You're paying for *treated* water. Tap water is filtered, purified, and tested. Bottled water is ... bottled. Either way, some work has been done to it, and that is the value-added portion of the water which you're paying for.

You are welcome to go down to the lake and drink out of it for free. Good luck with that, by the way.

Bizarre_Protuberance , Noah Report

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Mike Fitzpatrick
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

And sewage disposal. The treatment plants cost $ to operate and maintain. The outrage comes when there's a markup for the service that is exorbitantly higher, just because.

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#31

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Pyramid schemes (you'd think by now people would easily recognize them)

There's some that do actually make you money but you'd have to have a cold heart for it.

I had these 2 high school friends who were a couple. Totally normal people. After high school we kept in touch and would get together often on weekends.

One day though they started sending us these invitations on fb or text to go to some meeting about some new energy drinks or protein idk. We wouldn't answer as we just didn't feel right about it.

On Facebook we would see they posted a lot, but I mean dozens of posts a day about joining thir team and how they would be selling a lot and the awards they were given for being top sellers etc.

Turns out that they never sold any drinks. They would just go around recruiting people to sell them while charging them to join the team because they would help them with advertising and with distribution.

They did make money apparently but over getting people to join knowing it was a bs product and it would probably not sell at all. They made money off those people joining. Not sales of the product. But they spent time and effort on that gig.

It went on for a while but like expected, they aren't doing it anymore. But we don't talk to them as much because their insisting emails and dms sort of became annoying and we started to ignore them.

Affectionate_Fly1413 , Mikhail Nilov Report

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MontanaMariner
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Yep. I've blocked a few friends over the never ending MLM scams they would try to sell me. Most are bankrupt.

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#32

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Things being $19.99 instead of $20

Draw_Rude , Eduardo Soares Report

#33

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Wall Street.

Miss_X2m1 , Nout Gons Report

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#34

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Democracy in its current form

Awengal , Robin Erino Report

#35

Prescription medications - medicine that is literally lifesaving and required for people to live should be affordable for everyone but big pharma does not care.

Report

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Lordb0304
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Uk here. With the health issues my wife and I have, we genuinely would die in the states because the costs would be astronomical

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#36

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Property tax when you supposedly "own" your house

I suppose the house is owned, the land definitely isn't.

bacc1010 , Evelyn Paris Report

#37

30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked Retirement plans. Wall Street unloads all their s****y bets on pensions leaving the average American as the bag holder.

MeWantFood69 , James Hose Jr Report

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