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One of the best ways to cope with a struggle you’re facing is to find humor in the situation. Much to our therapists’ dismay, we tend to do that with the pandemic, our relationship issues and, of course, our unfortunate financial situations. So if you’re looking to bond with your fellow pandas over how empty your bank account is or how painful it is every time you have to pay rent, we’ve got the perfect list for you.

Below, you’ll find some of the most relatable money memes that Bored Panda has collected from around the internet. So enjoy finding some hilarity in the struggle of being broke, and be sure to upvote the pics you find most relevant to the current state of your finances!

#3

Relatable-Memes-About-Money

shivam183 Report

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Loverboy
Community Member
1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

lol I've been doing this since I was a little kid, just because

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#4

Relatable-Memes-About-Money

Money_Muffin_8940 Report

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Loverboy
Community Member
1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

omfg I would kill for a new washer and dryer and I'm not even old yet

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#5

Relatable-Memes-About-Money

ThiccToddler69 Report

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Cat Chat
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

This is 100% me, even knowing there is plenty of money to cover a purchase/payment

Michelle Reynolds
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

My son was behind someone in line at Walmart who didn't have enough money for his candy bar and the cashier was like "Really? You don't have $1.25?" loudly in front of everyone! Luckily my son is a good guy and bought it for him and told off the cashier. How rude!

StrangeOne
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

That is rude and unnecessary. Good on your son for showing her the errors of her ways. Sick of these cashiers who think they're so much better than the poor people they serve.

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Sweet Taurus
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Me literally every time I go to the store. That anxiety is gonna put me out one of these days.

Sweet_Dee
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Even when I have money in the bank this is how I am. I have broke af PTSD

PurpleUnicorn
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Even when you don't expect a problem, it's still a relief when it goes through!

Seamus Crumley
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

That feeling when the last of your 10 credit cards is approved - but only because you had to put half of the groceries back.

StrangeOne
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

There's been times I swore I had enough in my account and then some point along the way from my home and to the store, to the till, the bank decides it wants my money and I get declined. Or when I use my credit card, that shows money available but declines because they failed to say the money is still being processed. I hate banks.

iSkyn3t
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Or the bank declines it for unusual use... Yeah, the unusual use is that I'm actually spending money.. (happened to my husband)

Dorothy Stovall
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Yeah. I get paid once a month, so my account goes from really high to really low pretty quickly. EVERY month the bank (BOA) decides that a regular payment (or a few) won't be paid because of "unusual activity."

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SAF saf
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

omg yes! lol.... Depressing and sad at the same time, sigh.

Onion Patch Petunia
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I really thought I was going to spend the next half hour putting things back

Midwest Panda
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I think it's just as bad if you have enough money to cover the purchase, but the card reader doesn't like your card, so you have to either get cash or pay at another terminal. Happens at my work alot

TrippyBanana
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

😂 this definitely me even though I check my bank before I buy anything.

fs
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Same for folks in line behind me when I just think about paying with card.

Loraine MacGinness
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

PLEASE, PLEASE WILL YOU ALL SPEND MONEY ON BLACK INK. I CAN'T READ THIS PALE GREY !!

BatPhace
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

That awkward moment of absolute panic when your card declines the first time and you mentally math and remember that you just got paid so it can't be- then the cashier laughs and says 'its been doing that all day, try one more time'

Jung Taekwoon
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I swear I could have thousands (lol) and I would still feel this stress.

Ese
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

This happened to me just now😭. My card declined the first time.

Nitka Tsar
Community Member
1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Was going to say that I confused why the US uses credit cards so often, then I remembered they have to build up a credit score and it all makes sense now

Jen Mart
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

wait. I have another one *fans out cards like a full house hand*

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#8

Relatable-Memes-About-Money

reddit.com Report

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Loverboy
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

"Listen man, I'm about to rob a bank. How about you come with me? I normally don't share, seems like you could use the money though."

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#13

Relatable-Memes-About-Money

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Sad Quokka
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

"you offered 10 grand if someone could hand me in. I caught me, so where's my 10 grand?"

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#14

Relatable-Memes-About-Money

imlookingforaunicorn Report

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TheElderNom
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

My grandmother does that despite having plenty of money, she also cuts up toothpaste and lotion tubes to get it all. She is the good kind of frugal, but I still wish she'd spend more money on herself.

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#15

Relatable-Memes-About-Money

IchHuhn Report

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Vasana Phong
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

This is probably lots of people that get their monthly check, then gotta wait 27 more days, while begging for money from everyone (noo I wasn’t talking about MIL🤨)

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#16

Relatable-Memes-About-Money

moneyhoneyrachel Report

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Babsevs
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

As a mum of 2 lovely (yet expensive) daughters, I laughed way more than is appropriate at this one!

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#17

Relatable-Memes-About-Money

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#25

Relatable-Memes-About-Money

StruggleMemes Report

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Loverboy
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

One piece? B***h that's the whole puzzle. Money would solve literally every problem I have.

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#27

Relatable-Memes-About-Money

defibrilator_memes Report

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Loverboy
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

B***h where am I getting 6 months worth of salary from? Pulling it out my a*s? I don't see it anywhere else

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#28

Relatable-Memes-About-Money

yugiohyugioh Report

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Loverboy
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

The Simpsons had it going for them. Big nice house, two cars, a piano, basically anything they could want. On top of that, they had 3 kids and only homer had to work.

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#29

Relatable-Memes-About-Money

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Loverboy
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Maybe my charger will work if I don't eat avocado toast and drink so much coffee.

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#30

Relatable-Memes-About-Money

moneyhoneyrachel Report

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Brendan (banned for downvotes)
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I used to avoid checking my bank balance. I knew that burying my head in the sand would do me no good, but I just couldn't bare to look.

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#33

Relatable-Memes-About-Money

SunshineSeattle Report

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Loverboy
Community Member
1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

95% of the restaurants in my area charge ridiculous prices for mediocre food. i'd rather just take the 10 bucks and make something that will last a few nights.

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#35

Relatable-Memes-About-Money

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Lakota Wolf
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

What you do is turn it around and one-up them with YOUR sad story about being broke XD

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#39

Relatable-Memes-About-Money

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#41

Relatable-Memes-About-Money

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#43

Relatable-Memes-About-Money

kbsoperfect Report

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Vasana Phong
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

We all do this, dish detergent, laundry, shampoo/conditioner, lotion, just not to be wasteful and getting your money’s worth

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#44

Relatable-Memes-About-Money

Axyyz_1776 Report

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Helena
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I would have no problem with this if our money went back into public works as opposed to mostly military.

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#48

Relatable-Memes-About-Money

introvertsmemes Report

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Loverboy
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

*shakes in terror of lower house prices, higher minimum wage, and no inflation*

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#49

Relatable-Memes-About-Money

futuresuccesmovement Report

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Ima Manimal
Community Member
1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I wish I were rich enough that the price of beef jerky didn’t feel like a put down

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#51

Relatable-Memes-About-Money

blueholeload Report

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Vasana Phong
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I’ve learned this the hard way, thanks hbo max combo , took me to 3 different websites to cancel

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#53

Relatable-Memes-About-Money

Byt3r Report

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zovjraar me
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

never sign up for overdraft protection! they charge you per transaction.

#54

Relatable-Memes-About-Money

iammesutkaya Report

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#55

Relatable-Memes-About-Money

kazakimelody Report

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KJ
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I drive quite a bit for work, I religiously check diesel prices and plan my stops accordingly to save the pennies.

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#56

Relatable-Memes-About-Money

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Seamus Crumley
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Well, I thought putting cute photos and videos on Youtube would pay better, but turns out the cat sees nothing of this money.

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#57

Relatable-Memes-About-Money

Icantfinduserpseudo Report

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Uncommon Boston
Community Member
Premium
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Massachusetts had a health insurance system for residents long before the Affordable Care Act. Mass Health helps low income residents; those with higher income can get insurance through Mass Connector. Everybody has access to healthcare. The system is far from perfect, but much better than what you describe.

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#58

Relatable-Memes-About-Money

nokia621 Report

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Lauren S
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I’m sorry, where exactly are these $300K houses? Because I haven’t seen them since 2010.

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#59

Relatable-Memes-About-Money

Boswatch3r Report

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KJ
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

The lottery can be so annoying, I got an email telling me I had won a prize on the Euromillions draw, checked and it was for a whopping £4, early retirement here I come!

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#65

Relatable-Memes-About-Money

wakeupandsmellthemoney Report

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Loverboy
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Tax fraud is always an option. Either you get caught and you receive free food and shelter, or you make more money. Win-win

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#68

Relatable-Memes-About-Money

Underminus_Online Report

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Seamus Crumley
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Does anyone remember the times as a youngster panicking when you owed a friend £/$5. Oh - the good times.

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#70

Relatable-Memes-About-Money

truehalf Report

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Loverboy
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

If I close my eyes and thing real hard, maybe money will appear in it

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#74

Relatable-Memes-About-Money

reddit.com Report

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Kelli Pike
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I never ever take money from my kids. If grandparents gave it to them, it's theirs. But if they lose it, that's on them.

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#75

Relatable-Memes-About-Money

sparkmoneysuccess Report

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Seamus Crumley
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

By the way we don't have a car anymore, but a saddle came free with the alpaca

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#83

Relatable-Memes-About-Money

TheSoulVibrators Report

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#84

Relatable-Memes-About-Money

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#88

Relatable-Memes-About-Money

annaipsenrd Report

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#89

Relatable-Memes-About-Money

itsgoodsalad Report

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Loverboy
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

It's a smart decision, as long as you're actually contributing and not just draining them. Houses are very expensive, utilities too. Just make sure you're contributing what you can.

#91

Relatable-Memes-About-Money

GyroBeats Report

#94

Relatable-Memes-About-Money

bossy_boi10178 Report

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Kelli Pike
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

When YouTube makes an $8 pizza an unknown number of years in jail.

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#96

Relatable-Memes-About-Money

Harvest_Official Report

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#98

Relatable-Memes-About-Money

sparkmoneysuccess Report

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Mart
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I'm seriously considering to fake my own death and continue living in Costa Rica as a surfboard polisher

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#100

Relatable-Memes-About-Money

_jangelin Report

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VonBlade
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

If you really had money someone else would be carrying those bags.

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#103

Relatable-Memes-About-Money

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Seamus Crumley
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

This has never happened to me. For me it is - I haven't paid last month's debt yet. I'll sell my phone and computer so I can't be contacted.

#104

Relatable-Memes-About-Money

ricecrackerdude Report

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Loverboy
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

7 dollars... and help from friends and family who payed my way through college and had connections. Celebrities who actually came from nothing know how hard it is and don't give bs advice like that.

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#105

Relatable-Memes-About-Money

moneymastersu Report

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#109

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#110

Relatable-Memes-About-Money

mikethefa Report

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#113

Relatable-Memes-About-Money

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Seamus Crumley
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I know he's a frog, but I didn't know Kermit live in a Toilet bowl. Maybe he never left home, and lived there as a tadpole.

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#114

Relatable-Memes-About-Money

Byt3r Report

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Hellsbunnies TV
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Woohoo! We made it all the way down to the bottom. You must be as bored as I am! :D

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#115

Relatable-Memes-About-Money

Ruff-N-tumblE Report

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Seamus Crumley
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

So long as they sell blue hair dye and Duff beer, then all is good.

#116

Relatable-Memes-About-Money

mikethefa Report

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Seamus Crumley
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Just buy a jar of Nescafe and add hot water. Cheap, but it's still coffee. Does the same job - gives you just enough energy from breakfast till you get to work. Then have another one. 9 or 10 of them a day should do the trick, and you'll save a fortune on expensive coffees.

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#117

Relatable-Memes-About-Money

Effective_Whereas_22 Report

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Seamus Crumley
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

He's nervously waiting for the dealer to come back to see if his finance was agreed or not.

#118

Relatable-Memes-About-Money

Sp8craft Report

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#120

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#121

Relatable-Memes-About-Money

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Seamus Crumley
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Bill Gates left college and got Windows. I left college and got closed doors.

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#123

Relatable-Memes-About-Money

lexi_mcfaddy Report

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#125

Relatable-Memes-About-Money

simplifimoney Report

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Seamus Crumley
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Looks like me realising my holiday/vacation is clearing the garage and working in the garden, instead of going somwhere hot and sunny. Trust me, that means a lot in Ireland, when you have spent the last 9 months enduring wind, cold rain and darkness. Ireland is not all green for no reason. To be so green, you need rain, and lots of it.

#126

Relatable-Memes-About-Money

memesense.hub Report

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Seamus Crumley
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Please God, Please God, pleassse let there be a number in my account that doesn't have minus infront of it.

#127

Relatable-Memes-About-Money

skybreakfast Report

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Seamus Crumley
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

It's awful when cloud 9 returns back to hard mattress in the morning.

#128

Relatable-Memes-About-Money

CanadianOldDutchOven Report

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Seamus Crumley
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

But In terms of stress or anxiety, we are plentiful. Minions be like children - they don't care that you have no money.

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#129

Relatable-Memes-About-Money

amememevada Report

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Seamus Crumley
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Definitely true. Opened my bank statement today and my eyes instantly filled with water.

#130

Relatable-Memes-About-Money

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#131

Relatable-Memes-About-Money

qurezforyou Report