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30 Of The Dumbest Points People Saw Americans Make Against Canceling Student Debt
There are 45 million Americans who collectively owe $1.71 trillion in student loans. And it’s no secret that the financial burden of it negatively affects the lives of many former students with education finished and unfinished, in profound ways. From mental health to home-buying, student loans are somewhat of an ever-present shadow looming over for many years to come.
But President Biden has recently given hope to many by ordering Education Secretary Miguel Cardona to prepare a report on the president’s legal authority to cancel up to $50,000 in student debt per borrower. The possibility of Biden forgiving student loans has surely ignited a heated debate on this sensitive, and often sour subject matter.
And while for many American borrowers, the prospect is more than just politics, giving a sense of long-awaited salvation, others have expressed arguments against it. They claim that simply wiping clean the debt is not a solution for the economy and equity. Which side are you on? Hit us in the comment section below!
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#1
Ray Martin 4 years ago
I could be wrong, but this really seems like some sardonic irony, and the poster clearly knows that's how any society is meant to function, but that of the U.S doesn't.
uber mensch 4 years ago
How many of the people who VOLUNTARILY took on college debt actually graduated with a degree that would earn them a salary sufficient to pay off the loan(s)? Basic Economics (and sense) says that too much of something only makes it worth less. Most of these folks would have been better off going to a VoTech school, instead of racking up $100K+ in loans/debt.
Uncommon Boston 4 years ago
Forgive the crazy fees. Many people have paid what they borrowed, but the debt is growing due to the absurd fees.
RELATED:
#2
WilvanderHeijden 4 years ago
Rich kids also are never unemployed or flipping burgers with a degree in science.
Truthsayer 4 years ago
I got news for you. ‘Rich’ is relative. Everyone living in a trailer park thinks that middle class kids are rich...
Bacony Cakes 4 years ago
People like Eric Steward who treat the poor like turds.
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Foxxy (The Original) 4 years ago (edited)
Your inability to grasp that some people struggle with literacy for various reasons negates your comment entirely.
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Nearly 45 million Americans now owe a total of $1.7 trillion in federal and private student loans, for educations both finished and unfinished. The scale of the problem is undeniable in terms of the effects it takes on people's mental health, quality of life, and overall wellbeing.
Now that President Biden has officially stated that he supports forgiving $10k of student loan through legislative action, many Democrats think it’s not nearly enough. Some claim the federal debt forgiveness could easily reach $50k per borrower, and some go as far as saying to erase all the amount altogether.
#3
Sum Guy 4 years ago
And americans act like joing the military was a patriotic choice when it was the only choice
Grumble O'Pug 4 years ago
And some of the biggest flag waving hypocrites didn't serve.
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Emperor Kitten 4 years ago
In other words - higher general education would result in less wars. Interesting, I'm listening...
TheReader19 4 years ago
If joining the military is the only way to obtain an education, then the is a sad inditement of any country they does this
Random Person 4 years ago (edited)
They will never cancel student debt bc the govt wants a military. (even tho that's super messed up)
WilvanderHeijden 4 years ago
If you are willing to risk life, limbs and sanity, the US government will give you a free education.
Melanie King 4 years ago
Alright, aside from the actual topic here, those usernames are pretty great.
Melanie King 4 years ago
Big Crazy Robot vs A Literal Homosexual. Who will win??? Ok I know I'm being immature but it's funny
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Matt Bernasconi 4 years ago
No I disagree with Kyle here, it's like apples and oranges. Dan is on point. Plus - there are a lot of useless degrees out there that add nothing to society. Gender studies? There doesn't not need to be an influx of people with that degree every year, or similar ones. A lot of university courses are just to make money and for young adults to get an easy degree. If these courses actually contributed to society in a meaningful and useful way, then instead of cancelling all student debt, instead reduce the tuition fees for more essential degrees based on ones that actually bring something to society. And anyone who actually tries to defend those meaningless degrees like "ethnic/gender/social studies" need to reassess their lives....
Cheryl Brogan 3 years ago
I know a person that got a wildlife degree..She now sprays weeds for a living
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Ryan Deschanel 4 years ago
Injustice in inevitable. Punishing a criminal while some others get away with their crime is unfair, saving a child's life but not another one's is unfair too... "Why me but not him ?" But it is still better than letting both criminals live freely or both children die. In such situations, the unlucky ones are allowed to feel bitter, it is understandable, because some people have had an advantage which they did not have, but on a whole, helping others does not take anything from them, and the general level of misery is reduced. You will never be able to save the ones who are already gone, you will never give the right to vote to medieval women, you will never get Marie-Antoinette off the guillotine, you will never prevent the russian revolution... What was done was done, this unfairness is definitive... But you can do what it takes to prevent future additional pain. Would a hard-working father be upset because their children have a better life than him when he was their age ?
Julie C Rose 4 years ago
I like your response better than the clapback tbh.
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In an interview with Vox, Laura Beamer, lead researcher on higher education finance at the Jain Family Institute, said that it’s abundantly clear that “people with student debt are less likely to own a house, they’re less likely to start a business, they’re delaying normal financial life cycles than previous generations past.”
#5
I I 4 years ago
so much ME ME ME stopping the progression of others , USA is falling fast due to the WHATS IN IT FOR ME attitude
CowboyHank 4 years ago
That's kind of the definition of a democracy. I'm not going to vote for someone unless they appeal to me.
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Random Anon 4 years ago
People are too short sighted to see that a better educated public leads to less crime and higher productivity. It does not benefit you right now, but your kids and their kids will see a better society.
Ikonye St. Jude 4 years ago
You, friend, hit the nail squarely on it's head. Thank you for saying that.
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BlahBlahBlackSheepah 4 years ago
Here are the only 2 types of people in the world. Be Elizabeth
Uncommon Boston 4 years ago
Student loans had lower interest rates and less fees so an education was affordable. I paid what I owed and nothing more. Why do I expect more from others!
Jerry Mathers 4 years ago
This comment really indicates the crappy measuring stick people have. It's the "I got a crappy deal so you should too" way of thinking that is holding us back. Instead of measuring your life against how bad someone else is doing, try thinking "Am I sound what I can for success? If so, am I being properly compensated for my efforts?" If the answer to either of these is no, do something. And above all throw your support around ideas and policies that ensure that everyone can have their basic needs met and have a fair chance at obtaining happiness and success. It's called being decent and it isn't that hard to do.
Emperor Kitten 4 years ago
The thing is, the older generations didn't be"go through this". Student loan amounts, rates, and ability to pay it off have never been worse.
Matt Logan 4 years ago
Step 1 does not have to be "wipe out all student debt". Here is what I wish could happen, and I understand it may not be possible. step1: Government takes over all debt, it is not cancelled, the gov charges interest at either the interest rate per year, or the rate set by the federal reserve, whichever is lowest. step2: Could be to reduce future debts in the first place. The costs of going to university far exceeds what students are paying. There must be a way of reducing this. This step might take a while. On one hand, taxpayers should not have to pay for students to study, but the main thing is the costs to study are exorbitant. So wiping out student debt doesnt solve the core problem. step3. And this might be months or years after steps 1 and 2. ( Assuming we make it this far), could be a gov money matching scheme. If you paid $1000 in taxes, and repay $1000, your debt gets reduced $1000. in this example, if someones student loan is $100k, it effectively is reduced to $50k
Matt Logan 4 years ago
Step 4. May be to forgive all remaining debt. Just whilever the argument is to wipe out "all debt", the problems are never resolved. The interest being charged is exorbitant, it compounds, and can cost many times more then cost of study. Nothing will happen, unless focus is switched, to a way to help both past students, and future students.
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#6
Corey Smith 4 years ago
He slipped up and started speaking in his native tongue.
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AzKhaleesi 4 years ago
hahaha yes. I hate that argument. My dad told me this too. I was like I'll play your game. How much did college cost when you went as opposed to when I went? He stopped arguing.
Leo Domitrix 4 years ago
My older sister's college debt was $1,400. Thanks to a shift in the economy and mentality, mine wound up gonig from zero when I was about to graduate to around $30K b/c htey retroactively changed my scholarship to a loan to make the state budget look good. Suddenly, I ended up owing $20K and interest.
Nicole Weymann 4 years ago
Judging from hist ability to form grammatically correct sentences I'm not sure his education isn't overpriced at $2.36.
Shull GaRett 4 years ago
Getting the student loan means you agree to something. So i guess paying it off is the right thing to do. If the terms of those loans are ok or not is another thing.
For many previous generations, starting a family and saving for retirement were natural life decisions, but student loan borrowers don’t feel like they have the luxury of doing so. “We also know that people 50 and above are the fastest-growth student debt loan-accruing debt group, because they’re taking loans out for their kids or their grandkids,” Laura Beamer added.
#7
MandaPanda 4 years ago
Is the answer to the trolley question supposed to be no? Cause if I was a trolly smashed ghost I'd want the people to be saved from the same fate.
luvdemhogs 4 years ago
People aren't dying from fulfilling their obligation of paying debt they borrowed. So this argument isn't a valid comparison.
#8
Jonah Denny-Mayo 4 years ago
I agree with the first person... It's like if your homeless just buy a house (This is sarcasm to anyone who didn't get that)
qwerty 4 years ago
It's like the argument "If you are drowning, just breathe"
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Honu 4 years ago
I would rather see it furthered by supporting a university system accessible to all. I see forgiving student loans now as a good way to ameliorate the problems of the past. However, we need a better system going forward that doesn't involve people having to take loans in the first place to get the kind of education our society needs them to have to support themselves and a modern economy.
Uncommon Boston 4 years ago
Yes! Pay back what you borrowed and NOTHING MORE!! The problem is how quickly the amount due grows due to fees and crazy rules. People have paid back the amount they borrowed, but still owe multiples more.
Steve Wilson 4 years ago (edited)
The privileged class discovered back in the ‘60s that affordable college meant that too many poor & working class kids were applying for the same jobs that had been traditionally reserved for the children of the rich by requiring an advanced degree that only the rich could afford. This was not acceptable so college tuition rose 1000% & the class structure returned to normal.
Another crucial point about student loan borrowers is that not all loans are equal. The economist Steven Deller from the University of Wisconsin Madison argues that “There is a huge difference between someone who assumes a lot of debt and gets an MBA from Harvard or a medical degree from Columbia University, and ... a first-generation student who’s coming from a poor family background and goes into debt and doesn’t complete their degree.”
#9
Uncommon Boston 4 years ago (edited)
Wait, part of my federal income tax payments are spend in other states!! Those states vote to pay less taxes, so tax income from other states is spent there to make up the difference. Somebody pays for the heat in your schools. The real truth, we all pay for things we don't use, some more than others. Reality check -- do you want to contribute to welfare of the entire country or just what you use today? Only pay for fire dept if you need their help? Keep those who can't pay out of public schools? No legal problems, judges, police, and other parts of the Justice Department are not your responsibility. Federal defense? Intelligence? Hard-core, sad truth, the money we pay in taxes benefits many people.
Load More Replies... Random Anon 4 years ago
This argument is so obtuse you might as well be seeing through a straw. Making education free means opening up opportunities to people that would otherwise have no prospects in life. It means less teenagers turn to drugs and gangs because access to better life through education is still an open door. It means kids can reach for their goals and not be limited by daddy's bank account. It means another step closer to meritocracy rather than the family coffers deciding where you go in life.
Leo Domitrix 4 years ago
This whole "hard workers paying for lazy college grads" argument infuriates me. Hubby and I, both with our degrees, and me working on an MD, worked six jobs between the two of us ------- tell me again how lazy we are. Please. Do.
Uncommon Boston 4 years ago
Only lazy people need help. Funny. Many of the ways the wealthy accumulate wealth are effortless. More opportunities to invest, lower taxes, better connections and resources. The right accountant, wealth manager, stock broker, realtor and others make a big difference. Oh, and you must have money to make money.
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#10
Scagsy 4 years ago
Why do so many Americans seem eager to shoot someone but if you need insulin shots, you have to literally choose whether to feed yourself or survive?
Leo Domitrix 4 years ago
I love the reply. I gotta pay for teh rich man's war. He can pay for my poor kid's education. (Well, not *mine*, but other people's._)
These two individuals are words apart, and while for one, the student debt doesn’t feel like a big deal with a successful career prospect and stable financial background which comes from the family, the other is likely to carry the same burden throughout life, hoping for a cash windfall one day.
#11
Vicky Z 4 years ago
People are selfish and this is not surprise....the surprise is that they have no shame to yell it out loud!!!
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Uncommon Boston 4 years ago
I want the very best for my child, as little suffering as possible. What if we could decrease suffering? Should we?
#12
I I 4 years ago
ahhh the commy argument , fits all , social health care , socialist learning , but some how not corporate subsidies , funny how that works out
WilvanderHeijden 4 years ago
So free money from the government for multi billion companies is communist too?
Leo Domitrix 4 years ago
"My life sucked, so yours should. Look what a nice person it made me! LOOK AT ME! I AM NICE!" ..... somehow, I am unconvinced.
Michelle Carlson 4 years ago
And don't many European countries have free university for their students? Does that make the degrees they earn worthless?
Uncommon Boston 4 years ago
And what you remember suffering in the past is worse than it was. Everyone carries past and current suffering with them daily. It isn't that it didn't or isn't happening, you just can't see it.
Dav Carro-Ripalda 4 years ago
What a huge stupidity you just said. Making things free does not take away quality. The effort on constructing them makes them worthless. If you invest in education rather than army, your country will raised in wellfare.
#13
WilvanderHeijden 4 years ago
Or drastically raising the price of something while the quality and quantity diminish.
Shull GaRett 4 years ago
If quantity diminish price usually goes up. But if quality goes down then paying a rising price is not all that good.
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Uncommon Boston 4 years ago (edited)
Oh, okay. Is bad hair a choice? Equally unfair, insulting, mean spirited, insensitive, disrespectful, but possibly true.
AzKhaleesi 4 years ago
Debt is a choice??? F**k that! I worked 70+ hours a week for six months straight to clear up all my debt (except student loans) so I could buy a house. As soon as we closed on the house some how some s**t from like 5 years ago all of a sudden hit my credit but I had to stop working the overtime because I was making myself sick and seriously pissing off my family for not being there. It's not a choice. Things keep going UP in price while my pay stays exactly the same. I am 4.5 years away from retirement and my pension won't even cover cost of living, it's pathetic. Granted I'll only be 44 so I will have to get another career anyhow, but I shouldn't "have" to (that's what pensions were designed for) after 15.5 years of working where I work I should be making at the minimum 3 times as much as I do. But they shoot down our raises every year. (and yes I've promoted as much as I can)
#14
hail beavis 4 years ago
Please stop censoring words like "crappy". It's not a curse word in any language.
Tara Ray 4 years ago
Facebook is soo stupid now. It’s all censored and full of ads.
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Paul Beebe 4 years ago
AND....Cassie doesn't see anything wrong with FINALLY paying off student loan debt AT 40 YEARS OF AGE....WTF???? Your house would be paid off sooner....
Random Anon 4 years ago
I know people like this. And they aren't the ones with the loans either. Everyone of my friends that had student loans want free education for all. A few of us made our way without loans but graduated way later to refill the coffers in between semesters. None of us feel that is something the future generation need to go through.
Laura Maeflower 4 years ago
This mentality comes for the fact that those who've paid off their student loans want to stay ahead of everyone else by making others struggle the same amount, keeping them behind. It's very selfish.
Uncommon Boston 4 years ago
Deal -- force the good for nothing graduates to have the same terms we did. Why not, we managed.
#15
Luther von Wolfen 4 years ago
The geniuses who went to college figured it out: cancel student loan debt.
#16
#17
Watching 4 years ago
And yet, what is funny, is that the conservative party is the party of welfare. And low education. Republicans have their cult right where they want them.
Grumble O'Pug 4 years ago
Bingo. An educated voter is the enemy of conservatives.
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M O'Connell 4 years ago (edited)
I'm not a fan of the cancelling of mortgage, utility or credit card debit, but I am an enormous fan of regulating the crap out of those industries so they cannot apply predatory interest rates or issue loans with vague terms, or deliberately exploit people who obviously could never pay the loans back in the first place. The principal should be your problem, interest charges which more than double the original principle shouldn't be.
Uncommon Boston 4 years ago
Can we just cancel what is grossly unfair. Let people pay what they owe.
Robert Persson 4 years ago
If this is the same Steven Salaita that I think it is, he is no right-winger. He has been viciously persecuted for opposing Israel's racist settler colonialism. I think we can take what he says here at face value and applaud him for it.
#18
WilvanderHeijden 4 years ago (edited)
You make it sound so easy, but I'm sure that idiots like Tucker Carlson and his lot don't agree with you. And neither do the people who believe idiots like Tucker Carlson and his lot.
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Baby Panda 4 years ago
i mean, sorta fair argument but everyone deserves an education, whether or not they are able to pay for it, so howabout we forgive both?
Sandra Charlot 4 years ago
And if nobody "choose" the medical school, you and your cancer will be happy together until death sets you apart
#19
#20
Jonah Denny-Mayo 4 years ago
How has political strife gotten to the point where we feel it's ok to refer to people as less than human just because they believe in different things than is? Lefties, liberals it just makes no sense how humans have lost all compassion for others.
Uncommon Boston 4 years ago
Okay, take out a loan, pay it back in full without extra fees and high interest rates. Sound fair to you? The problem is the extra expenses to increase corp profit, not the loan itself. There have been student loans for ages, but none financially crippled students and their descendants like these. The terms are inhumane. I am all for profit, but not like this. Ugly fruit is starting to sound good.
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Purbasha Banai 4 years ago
Yk, the issue I see here. I am much more willing to pay the loan I took for educating myself. But I take 10 grands and have to pay back a whopping 100 grands back? Whereas I just graduated with a minor degree in hand and am struggling to find a job for sustainable living and not surviving pay check to paycheck. Too high interest, but too low returns.
WillemPenn 4 years ago
Student loan officer: "Take out a loan! Every student here ends up with at least six or seven offers from top IP firms when they graduate." Me: "Well you have convinced young, naive me there is no risk!" 2000: "Haha sucker! Enjoy ramen, a 412 credit score and crappy temp jobs for the rest of your life!"
#21
Wolfstar 4 years ago
do you think $1200 is going to pay for my rent? no, it's not going to pay for even 10% of it. and i have to worry about what i'm going to eat, my textbooks, sheet music for orchestra, paying for some of my friend's medical bills. yeah, sure, 1200 f*cking dollars are going to pay for all this sh*t.
Stannous Flouride 4 years ago
I can't decide whether to spend mine on a new Lamborghini or open a restaurant.
#22
Watching 4 years ago
Conservatives ARE lepers. We should put them on an island and let them eat themselves.
Stannous Flouride 4 years ago
Republican Survivor 2.0 would bring in millions on pay-per-view.
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Stacey Davis 4 years ago
The low wages of helper jobs (social work, teaching, etc.) is due, in part to sexism, but they are jobs that a necessary. Teachers get very low pay, so let's be thankful the majority of people don't just get a degree based on wage or we would have no teachers. Teachers do not do choose their job based on wage.
AzKhaleesi 4 years ago
I have no respect for the debt I'm in because of the stupid prices, no education on student loans prior, and the fact that my piece of paper isn't even excepted at the Career I'm in because they wanted to write a bullshit policy fitting their own agenda. Sooo yup. I also don't think it's fair to be making these payments every month and barley seeing a dent in my totals because of interest. I'm at the mindset now to where I tell my kids, don't even go to college unless you're going into a specialty. (medicine, Vet medicine etc.)
#23
Laura Maeflower 4 years ago
Seabeast, I agree. The word "rape" In our culture means to violate someone sexually. I don't think it should be used the way he used it.
Load More Replies... Matt Logan 4 years ago
What if I said I have no problems with forgiving student debt? But I have serious problems with forgiving student debt while uni's legally can charge whatever they want and get away with it. They could then charge double, or triple for the next students. I dont just want student debt wiped out, I want the system improved. They guy brings up taxes. I dont want small suffering, but I am still amazed that amazon was able to have a $0 federal tax bill and get away with it. it is amazing how many companies can move to Puerto Rico to reduce their tax bill. Fix the corporate tax bill, and there will be more then enough to pay off all student debt, and all medical debt at the same time.
Damo Lee Park 4 years ago
what an inane comment. Petition your warmongering government to half defence spending and put the excess into student and medical debt. You'll wipe both out with the first year's budget, and then it would take about 10% of the defence budget to maintain a single pay healthcare system, and maybe, just maybe, get your government to ensure that you STAY the home of the free by forcing universities to cap their tuition rates at something actually affordable. And stop offering "Game of Thrones" and Marvel Movies" courses. They're about as useful as a reality star as a world leader
#24
Kathryn Baylis 4 years ago
Oh honey, I guess connecting the dots is too hard for you, so let me make it simple enough for you to understand: Considering the fact that they had to go to COLLEGE to become doctors and nurses, and since it’s highly doubtful that all of them had a couple hundred thousand dollars sitting around collecting dust that they could use for their tuition, then YES, that would happen when student loans are forgiven.
Death Metal Kitty 4 years ago
You know... if giving away money is enough to plant the seed of humanity in your cold, dead, reptilian heart... then I think that's money well-spent. The world needs more humans and fewer beings that are pretending to be human.
MarTD 4 years ago
When I was accepted to University for Nursing, I applied for low cost nursing loans. Just before signing for those loans, President Reagan said there were too many nurses and cancelled the loan program for nurses. I went to a commercial loan as it was the only way I could go. It took years to pay it off. I don't have good feelings towards Republicans.
Damo Lee Park 4 years ago
did they not get student loans to do those courses? Is the OP retarded or something?
AzKhaleesi 4 years ago
And Public service too. I am a public servant and they have a "public servant" forgiveness, IF you NEVER miss a payment for 10-15 years. Like give me a f*****g break. How about, Hey you've worked there for 15 years straight and haven't died? You qualify.
#25
I I 4 years ago
oil , gas and coal companies decided to do that for a business, but you still subsidise them , only a moron would be cool with that and not forgiving student debt
M O'Connell 4 years ago
Not to mention how much government cash subsidizes corn and soybean production to keep the costs of meat low. Hugely subsidized cheap meat is a main component of the diets of the people who can least afford the healthcare implications of such a diet. I wonder which particular crop of rich people benefit most from those policies.
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ARandomPerson 4 years ago
this is why other countries are better than america. DENMARK HAS FREE FREAKIN UNIVERSITY. THE SYSTEM OF AMERICA IS DESIGNED WHERE IF YOU ARE BORN POOR, YOU STAY POOR. IF YOU ARE BORN RICH, YOU GET RICHER. IN DENMARK YOU CAN BREAK THE F*****G CYCLE IF YOU TRY HARD ENOUGH.
Uncommon Boston 4 years ago
I did not agree for any of my tax money to benefit you. Pay your own way
Grumble O'Pug 4 years ago
Funny I didn't sign on for Billion dollar defense budgets. You probably aren't paying attention.
Jonah Denny-Mayo 4 years ago
I love how the picture is someone leaning on someone else like this is some inspirational quote that will change our lives.
#26
Helen Haley 4 years ago
We spend untold money on the military. If there are soldiers sleeping in parking lots it is because their superiors want it that way.
and_a_touch_of_the_’tism 2 years ago
I feel a bit bad for some of these… people are seeing this as an either or when it’s really a yes, and.
WilvanderHeijden 4 years ago
Was a good thing that Trump out of his patriotic heart gave hotel rooms in the Trump tower to the soldiers. Oh, wait, no. Trump was the reason why soldiers had to sleep in the capitol and parking lots.
Load More Replies... #27
Aunt Messy 4 years ago
Don't listen to Duncan. There are a LOT of people like this. I don't think they can see it because they live with it every day though. We came here from Canada. When I heard this twaddle all over the place I wondered if people had sold their brain cells for junk food.
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John Smith 4 years ago (edited)
That pudding pop hasn't bothered to read the preamble or misread it. "...establish Justice, insure domestic Tranquility, provide for the common defense, promote the general Welfare..." How does that stand with 'get's its fer yerself' mentality? The problem w/thunderheaded dog-eat-dog mentality is that you only end up w/dogs! that guy is a yellow snowflake.
BlackPearltheSeaWing/NightWing 4 years ago
Oh yes, having 3 rights, no matter how patriotic they are, is much better than living in poverty for years to come.
Dav Carro-Ripalda 4 years ago
We have free education and free health services. And we do have liberty and happiness. You just do not know what are you talking about. Grab a book, inform yourself. Read a bit.
MandaPanda 4 years ago
"All you deserve is life . . . " HOW CAN I LIVE IF I'M UNEMPLOYED AND CAN'T AFFORD TO GET HEALTH CARE??? Asking for a friend.
Duchess Raven Waves 4 years ago
I'm gonna be mad if the aliens come and all these idiots embarrass me.
Helenium 4 years ago
Why is America one of the richest in the world so selfish, surely free education and healthcare people will get better jobs without worrying about debt in jobs that make nothing and life time debt. Education is ensuring your future and medical help is just a no brainier. Seems if you’re not super rich you don’t count. Glad I’m not from there.
#28
John Smith 4 years ago (edited)
"adult children's". I'd bet that person didn't go to a private school, so maybe he should reimburse the taxpayers.
Dav Carro-Ripalda 4 years ago
The future is tweak all wellfare to actually be wellfare for all. If you got hit by a stick and dragged to the cave by your man, does not mean we have to continue living in caverns. What i mean is, life and laws go on. Things change for better.
K Witmer 4 years ago
The people that say this stuff don't understand the wealth gap at all. They are saying only wealthy people deserve to go to college that's it no one else.
K Witmer 4 years ago
Wealthy people that don't work for their wealth mind you but they're not against a middle class to poor class person should work 3 jobs and never be able to afford a home or healthcare or they should only be relegated to lower paying jobs. They're perfectly ok w letting the kids of wealthy people go to college and get the best paying jobs through nepotism and wealthy favors or a wealthy name. Sure yeah let's blame the poor once again for the scam colleges are running.
Load More Replies... #29
Sky Render 4 years ago
Conveniently, it's very easy to convince the uneducated that education isn't a right. And they'll believe it, because they're uneducated. A vicious cycle.
Load More Replies... I I 4 years ago
lol ok buddy , teachers still need paying so if prices drop so does teachers wages then quality drops but who cares ehh ?
Dav Carro-Ripalda 4 years ago
Not like that on public universities, "buddy"
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Liam Johann 4 years ago
My mom is a teacher. She makes a bare amount of money every year compared to you stupid people who are too thick to realize that teachers make 42K-90K a year. My mom is a great person who spends HER OWN MONEY to make her students expierence better. She's still paying tuition, at 42. If anything, there salary should be increased.
Stannous Flouride 4 years ago
Actually, it's an investment. One of the greatest boons in economic and technological development was fueled because of the GI Bill of Rights that repaid service members with subsidized education and other benefits. The theory is that "a rising tide lifts all boats."
ispeak catanese 4 years ago
How can education not be a human right?! What in the ever loving f*****k is this idiot thinking!
#31
Watching 4 years ago
How do you tell someone you're racist without telling them you're a racist?
Helenium 4 years ago
A car loan is not for life though and not extortion and is optional. Education costs are not optional
CowboyHank 4 years ago
Where do you live where college is not optional but a car is?
Load More Replies... Dav Carro-Ripalda 4 years ago
Your car only helps you. Having a well esucated populatuon, with bigger wages will provide more tax income, getting everybody's life better. Maybe even you will be able to get free wealthcare, as well, and not to worry if your job includes a wealth insurance...
#32
Incitatus 4 years ago
A public, low-cost university here will commonly cost $25k per year. It adds up.
Load More Replies... John Smith 4 years ago
pinky is leaving out some serious details. hard to put others in their place when she is hiding within her's.
#33
#35
Pungent Sauce 4 years ago
That’s about 666 avocado toasts a month if you make them at home, or 9 pieces every hour. Seems a tad exaggerated....
M O'Connell 4 years ago
If you're paying for parking you must have a car, add $500/mo for that, and you need insurance, so another $175/mo. A student loan payment is going to be closer to $500. Assume $250/mo on food (based on my state average). Add another $100 for incidental expenses. All of those expenses come up rosy if you have a take-home income of $42,240 ($56k before taxes). If your income is any less, then something has to give. Keep in mind that the $42,240 number does not include any sort of 'luxuries' like savings, vacations, cell phone, internet, TV, emergencies, or anything else. Also, $120/mo on utilities is pretty damn light. My trash collection alone is $75.
#36
M O'Connell 4 years ago
I'd be willing to bet Blake has an MBA. The majority of those people are pricks.
#41
#42
#45
Viktor Feurer 4 years ago
Every dollar spent on education generates at least 15 dollars. Free education is the best investment to the future of a nation.
#46
BlackPearltheSeaWing/NightWing 4 years ago
*You're This person needed to go to college if they didn't. Then maybe they would be on the sensible side too.
#48
M O'Connell 4 years ago
I'm 33. I've been to a grand total of 4 concerts in my life. I've visited a bar less than 5 times ever. I haven't watched a movie in a theater in the last 3 years. My primary car is 19 years old. I spent $0 on clothing last year. I manage my money very carefully, and so do many other people my age. I think it's ironic that you tagged a structured settlement law firm. Those firms exist to bilk desperate people. They're part of the problem.
#50
Omar Pearson 4 years ago
He signed his name at the beginning of his message rather than at the end...
#52
WilvanderHeijden 4 years ago
Yes, keep the poor uneducated, so the circle of the rich gets richer.
Kno 4 years ago
Uneducated masses are easier to control. It's a business.
Load More Replies... Ryan Deschanel 4 years ago
The college experience is a myth : parties, fun, free time, friends, social life and events, happy memories... That's bullshit. There are only lectures, labs, work, loneliness, boredom and misery... But being forced to live in a dorm during the first year is a literal extortion.
#57
M O'Connell 4 years ago
I've always wanted to ask someone like this what they believe the "endgame" of that agenda is.
Ryan Deschanel 4 years ago (edited)
This one is totally unrelated. We do not even know the topic : it could be from any argument about any subjet between any people...
#58
#60
Stacey Davis 4 years ago
The education of the people in this country benefits the whole country. My skills from my education and my taxes benefit everyone.
Omar Pearson 4 years ago
I've paid off my original debt twice already and still owe... It's totally ridiculous to start life off in such a hole.
M O'Connell 4 years ago
You can take away my framed diploma, but you can never take away my knowledge!
#61
Ryan Deschanel 4 years ago
I assume it was when everything was cheap, when anyone could buy a house which is now worth four time more. Millenials are not poor because they are lazy, they are poor because everything is frigging expensive and they are not payed enough.
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What do you think ?
FloC 4 years ago
Maybe instead of cancelling the debt, they should cancel the interests and offer loans with 0% interest. Apparently, the rate of the interests is a bigger problem than the loan itself.
Cassie 4 years ago
This. We don't mind paying back my loans, but the interest is high and compounds daily, so our principal now is greater than our originating principal. When we first graduated, we had to use income based repayment to afford the bill, but that just meant that it grew and grew and then when we did have the income to be capable of paying the originating principal, it had ballooned beyond our means. This is a vicious, predatory cycle keeping honest, hard working people who want to do the right thing paying until they die.
Load More Replies... Foxxy (The Original) 4 years ago (edited)
Student debt doesn't necessarily need to be cancelled. Instead it should be made more affordable. I like our system. You don't start paying your debt until you get employment and earn over a certain threshold. Once you reach that limit the tax department takes a small percentage of your earnings to pay back your education cost. If you never earn over the threshold then you never have to pay. Also there is no interest added.
M O'Connell 4 years ago
Loans related to education should be exceptionally low-interest. You shouldn't be able to get a car loan for 2.5% when the very best you can do on a student loan is 3%. If banks and auto manufacturers can get by on a 2.5% interest rate, then so can student lenders.
Load More Replies... Anne 4 years ago
Dear US, maybe... look at the EU and adopt that system for a couple things? Like healthcare, education?
Milan 4 years ago
Nooooooooo, never, never ever neveeeeeer. Because, this is communism!!! Whole western Europe, with functioning school systems, universal healtcare, minimum wages, maternity leaves, insurances, free schools...ale this is just a bad bad communism :D :D
Load More Replies...
Emma London 4 years ago
Forgiving student debts would be only a temporary fix that wouldn't solve the problem of blown out education costs. They should do it, but the education should either be free (like in my country), have a fixed upper limit, or government should offer a high quality free education as an option for private sector. Without a military servitude, that is.
Rick 4 years ago
Why does everything have to be polarised and so extreme for? Yes, US college fees are extortionate but no, that debt shouldn’t just be wiped clean. Surely there is some sort of compromise but if anyone suggests something the response is either “WHY DON’T WE ALL JUST STOP PAYING FOR EVERYTHING IN LIFE?” or “OH, SO YOU WANT PEOPLE TO SLEEP IN CARDBOARD BOXES AND ONLY EAT CRUMBS”? It’s ridiculous.
Cassie 4 years ago
A lot of people do call for a middle ground option, but a curated collection like this one is intended to exaggerate and be controversial to get more views, so they're not going to show that reality.
Load More Replies... Leo Domitrix 4 years ago
Cost of medical school for my godson: $250K. Money he'd end up paying if he took out loans to go: $600K. Tell me again why student loans are fine the way they are? B/c now he can't foresee any way to afford that, and so he won't attend med school, and we just lost a future doctor. Well done, USA. Well done. Now his biochem bachelor's can just about get him a job as a substitute teacher part-time.
DelvianBlue 4 years ago
If they would just lower the interest. I don't mind paying the loan, but after putting in close to 40,000 into my student loans, I've only paid 1000 towards the principle. Everything else went to interest. I calculated that if I pay as much as I possibly can afford, it will still take 181 years to pay it off. I'll never live long enough to pay my loans anyway, so why can't we just change the interest and how we pay them off?
SirPatTheCat 4 years ago
Honestly, I get the people who are salty about having just finished paying off their loans. It has probably been stressing them out, draining their bank accounts, and limiting their opportunities for way too long, and to hear that it's just going to get cancelled for everyone else? Definitely salt in the wound, and it's just human nature to feel jealous. So while it's not mature to complain online about it, if someone does feel that way I don't think they're as much of an unthinkable monster as some of these replies are making them out to be. Again, not that I condone them, just providing what could be a different perspective :)
Lauren Caswell 4 years ago (edited)
The way it's handled in New Zealand is a different approach to the student debt crisis; it's not perfect by any means but it's a start. In the early 2000's the govt stopped the interest on all student loans (they are all done through the govt before that as they were cheaper and better than a bank etc). The interest is only applied if you live more than 6 months of the year out of the country. The minimum repayment threshold is low, and it's zero unless you make above a certain amount of money (so ur loan sits there but doesn't grow). The debt is also not passed on to anyone if you happen to die or whatever, it's erased. NB some places also offer zero fees provided you pass your courses. It's a good step in the right direction, but there's still a lot more that could be done to fix the system
FloC 4 years ago
Maybe instead of cancelling the debt, they should cancel the interests and offer loans with 0% interest. Apparently, the rate of the interests is a bigger problem than the loan itself.
Cassie 4 years ago
This. We don't mind paying back my loans, but the interest is high and compounds daily, so our principal now is greater than our originating principal. When we first graduated, we had to use income based repayment to afford the bill, but that just meant that it grew and grew and then when we did have the income to be capable of paying the originating principal, it had ballooned beyond our means. This is a vicious, predatory cycle keeping honest, hard working people who want to do the right thing paying until they die.
Load More Replies... Foxxy (The Original) 4 years ago (edited)
Student debt doesn't necessarily need to be cancelled. Instead it should be made more affordable. I like our system. You don't start paying your debt until you get employment and earn over a certain threshold. Once you reach that limit the tax department takes a small percentage of your earnings to pay back your education cost. If you never earn over the threshold then you never have to pay. Also there is no interest added.
M O'Connell 4 years ago
Loans related to education should be exceptionally low-interest. You shouldn't be able to get a car loan for 2.5% when the very best you can do on a student loan is 3%. If banks and auto manufacturers can get by on a 2.5% interest rate, then so can student lenders.
Load More Replies... Anne 4 years ago
Dear US, maybe... look at the EU and adopt that system for a couple things? Like healthcare, education?
Milan 4 years ago
Nooooooooo, never, never ever neveeeeeer. Because, this is communism!!! Whole western Europe, with functioning school systems, universal healtcare, minimum wages, maternity leaves, insurances, free schools...ale this is just a bad bad communism :D :D
Load More Replies... Emma London 4 years ago
Forgiving student debts would be only a temporary fix that wouldn't solve the problem of blown out education costs. They should do it, but the education should either be free (like in my country), have a fixed upper limit, or government should offer a high quality free education as an option for private sector. Without a military servitude, that is.
Rick 4 years ago
Why does everything have to be polarised and so extreme for? Yes, US college fees are extortionate but no, that debt shouldn’t just be wiped clean. Surely there is some sort of compromise but if anyone suggests something the response is either “WHY DON’T WE ALL JUST STOP PAYING FOR EVERYTHING IN LIFE?” or “OH, SO YOU WANT PEOPLE TO SLEEP IN CARDBOARD BOXES AND ONLY EAT CRUMBS”? It’s ridiculous.
Cassie 4 years ago
A lot of people do call for a middle ground option, but a curated collection like this one is intended to exaggerate and be controversial to get more views, so they're not going to show that reality.
Load More Replies... Leo Domitrix 4 years ago
Cost of medical school for my godson: $250K. Money he'd end up paying if he took out loans to go: $600K. Tell me again why student loans are fine the way they are? B/c now he can't foresee any way to afford that, and so he won't attend med school, and we just lost a future doctor. Well done, USA. Well done. Now his biochem bachelor's can just about get him a job as a substitute teacher part-time.
DelvianBlue 4 years ago
If they would just lower the interest. I don't mind paying the loan, but after putting in close to 40,000 into my student loans, I've only paid 1000 towards the principle. Everything else went to interest. I calculated that if I pay as much as I possibly can afford, it will still take 181 years to pay it off. I'll never live long enough to pay my loans anyway, so why can't we just change the interest and how we pay them off?
SirPatTheCat 4 years ago
Honestly, I get the people who are salty about having just finished paying off their loans. It has probably been stressing them out, draining their bank accounts, and limiting their opportunities for way too long, and to hear that it's just going to get cancelled for everyone else? Definitely salt in the wound, and it's just human nature to feel jealous. So while it's not mature to complain online about it, if someone does feel that way I don't think they're as much of an unthinkable monster as some of these replies are making them out to be. Again, not that I condone them, just providing what could be a different perspective :)
Lauren Caswell 4 years ago (edited)
The way it's handled in New Zealand is a different approach to the student debt crisis; it's not perfect by any means but it's a start. In the early 2000's the govt stopped the interest on all student loans (they are all done through the govt before that as they were cheaper and better than a bank etc). The interest is only applied if you live more than 6 months of the year out of the country. The minimum repayment threshold is low, and it's zero unless you make above a certain amount of money (so ur loan sits there but doesn't grow). The debt is also not passed on to anyone if you happen to die or whatever, it's erased. NB some places also offer zero fees provided you pass your courses. It's a good step in the right direction, but there's still a lot more that could be done to fix the system
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