Daughter Turns 18 And Mom No Longer Gets Child Benefits, Decides To Charge Rent Over $500

Remember when you were a kid and being an adult seemed like the dream? You’d be living your best life, no curfews, doing whatever you wanted. Then, bam, adulthood hits, and suddenly you’re buried under a mountain of bills and responsibilities, daydreaming about nap times and snack breaks. Oh, the irony.

For one 18-year-old, the harsh reality of “adulting” is about to hit her like a ton of bricks. Her mom is asking her to cough up £400 a month in rent while she’s taking a gap year. Let’s just say this daughter isn’t exactly thrilled about this unexpected crash course in adulthood.

More info: Mumsnet

The transition to adulthood often comes with unexpected lessons, and sometimes those lessons come with a price tag

Daughter Turns 18 And Mom No Longer Gets Child Benefits, Decides To Charge Rent Over $500

Image credits: lookstudio / Freepik (not the actual photo)

One 18-year-old is learning this the hard way, as her mom asks her to pay £400 a month in rent during her gap year

Daughter Turns 18 And Mom No Longer Gets Child Benefits, Decides To Charge Rent Over $500

Image credits: shurkin_son / Freepik (not the actual photo)

Despite contributing to household chores, the daughter argues the rent is too steep, making it hard for her to save enough to move out

Daughter Turns 18 And Mom No Longer Gets Child Benefits, Decides To Charge Rent Over $500

Image credits: Colin Watts / Unsplash (not the actual photo)

Daughter Turns 18 And Mom No Longer Gets Child Benefits, Decides To Charge Rent Over $500

Image credits: mangomel

Mom asks if she’s being unreasonable to ask her 18-year-old daughter to pay £400 in rent while she lives at home in her gap year

This mom’s 18-year-old daughter, freshly graduated and in that classic gap year limbo, is trying to figure out life, like most of us, while scoping out a job. But mom’s got other plans. With the child benefits drying up fast, she’s decided it’s high time her daughter “contributed” to the household, by charging her £400 in rent. Unsurprisingly, the daughter is not jumping for joy at the idea.

We can imagine the dramatic sighs and eye-rolls, paired with some classic “but moooom!” whining. But this daughter’s got her defense lined up, too. Apparently, she’s already doing “all” the cooking and cleaning so, in her mind, that should count toward the rent.

On top of that, she’s convinced that with this extra dent in her wallet, she’ll never be able to save up and get out of the house. Mom, on the other hand, is sticking to her guns, saying this is a necessary step in teaching financial responsibility. Bills don’t pay themselves, after all. We’ve already checked.

Now, while this little rent spat might seem like your standard family drama, maybe toss in a slammed door or two, it raises a bigger question: Should parents be charging their adult kids rent? And if so, what’s a fair price before they start googling “cheap cardboard boxes to live in”?

Experts in the world of adulting, aka financial advisors, say charging rent can be a solid strategy to teach young adults some much-needed money management skills. You know, the stuff we all could’ve used back when we thought balancing a checkbook was some sort of circus trick.

But they also stress the importance of setting a reasonable rent. Some experts even suggest researching the cost of renting a room in a shared house, with bills and food included, just to show your kid how good they’ve got it.

Daughter Turns 18 And Mom No Longer Gets Child Benefits, Decides To Charge Rent Over $500

Image credits: Andrea Piacquadio / Pexels (not the actual photo)

Of course, every family situation is different, so it’s important to have a sit-down chat that doesn’t end in a door slam. Set some ground rules about why the rent is necessary and where the money’s going—hopefully not all toward avocado toast.

Parents should make sure they’re not putting unnecessary pressure on their kids, especially if they’re still trying to get their financial footing or save up for their own place. And that’s exactly the 18-year-old’s concern here.

The daughter’s made it crystal clear: she thinks her mom is being unreasonable for asking her to fork over £400 a month. Her big argument? She’s already pulling her weight around the house, slaving away over the stove, doing dishes, and probably folding the never-ending pile of laundry.

So, should all those chores count as rent? Well, not exactly. Let’s be honest—if we could pay rent with vacuuming hours, we’d all be living in beachfront mansions by now.

But the daughter’s point about saving is legit. Financial experts suggest finding a happy medium by charging a lower rent while encouraging them to save. A portion of that rent money could even go straight into a savings account, so they’re learning both how to contribute and how to stash some cash away. Win-win, right?

What do you think of this story? Is the mom being unreasonable to charge her daughter £400 for rent, or does the daughter need to step up and pay her fair share? Let us know in the comment section.

People who commented on this post say that, while it’s okay to want to teach kids about financial responsibility by charging rent, £400 is too steep for an 18-year-old

Daughter Turns 18 And Mom No Longer Gets Child Benefits, Decides To Charge Rent Over $500

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Hi! I'm Moni. I’m a globetrotting creative with a camera in one hand and a notebook in the other. I’ve lived in 4 different countries, an visited 17, soaking up inspiration wherever I go. A marketer by trade but a writer at heart, I’ve been crafting stories, poems, and songs, and creating quirky characters since I was 7.

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I am a visual editor here. In my free time I enjoy the vibrant worlds of art galleries, exhibitions, and soulful concerts. Yet, amidst life's hustle and bustle, I find solace in nature's embrace, cherishing tranquil moments with beloved friends. Deep within, I hold a dream close - to embark on a global journey in an RV, accompanied by my faithful canine companion. Together, we'll wander through diverse cultures, weaving precious memories under the starry night sky, fulfilling the wanderlust that stirs my soul.

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What do you think ?

POST

Natasha Clark 1 month ago

With that said, she'd be better off just leaving since it clearly sounds like you want her to cover the majority of the expenses so you can save money to move & she'll have nearly nothing for when time for her to go to college. She maybe young/naive, I'm older/wiser to see what you're doing. Your the type that like to play the system & she eventually is the newest target. YTA... hands down!!

24points

Natasha Clark 1 month ago

LOL! Let me get this straight... OP been living off government benefits including disability but can clean, run errands & hope to one day move too while at the same time asked her daughter who I'm sure didn't put in a request to be born for nearly half a grand to help with living expenses because the "child benefits" expired??? You, OP can get a job if active like that, even if it's just sitting at a desk doing part time customer service. That's a serious a*****e move to request that amount of money from your only child as soon as she turned 18. You as a parent obviously failed to discuss this & plan for this well in advance for YOU knew that eventually the child benefits would be discontinued (17 years to be exact). The daughter could've gotten a head start finding a steady job at 16 if not much experience in the workforce yet. Didn't even mention what you'll contribute to the household bills other than food but sounds like you expect her to pay for nearly everything.

12points

Meagan Glaser 1 month ago

don't forget mom pointed out that she didn't *need* the rent money, she just felt entitled to charge it. And the kid does *all* the cooking and cleaning. So mom doesn't work, cook, clean, or carry her groceries. But is pretty sure the child who does all those things needs to pony up for...reasons...

16points

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Meowzers! 1 month ago (edited)

In 2000, when I finished school at 16, my mum drove me to McDonald's as soon as I was past the age threshold and told me to apply as I needed to start paying board (the good old days of walking into a place to ask for an application form). I got the job and was on £3.25 an hour. I initially wanted to do part-time work and go to college to further my education. I managed that for a few months but my mum wanted £80 a week in rent and board from me, so I had to quit college and work full time so I could earn £120 a week (37hrs) before tax. I moved out when I turned 17 and private rented my first flat, though I did lie on my application and said I was 18, and I wrote and printed my own personal references. It was before all the checks they do now, so I went to view, said I'd take it, and moved in the same day. It all worked out great. Right up until i had my first psychotic breakdown, and the 3 that followed and the hospitalisation that followed those, but apart from that, it was great.

9points

Ben Aziza 1 month ago (edited)

I am from a third world shithole and my college education was free. continuing it abroad in the EU which also cost me like 400 euros for the initial paperwork and that was it... I was lucky enough to have parents who paid for my stay abroad which i paid them back for later... You were born in a country with neo slavery...and i get the suspicion it is a first world county called the USA... Working at 16 to pay for collage in YOUR OWN COUNTRY is so god dam dystopian... I hope you are doing better now.

7points

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