To find out more about the challenges of fatherhood and the joys that come with it, we reached out to Ricky Willis, the Kingston upon Hull-based author of the money-saving website Skint Dad. Being a dad to daughters Daniella and Chloe, Ricky had a lot to share about it. Ricky believes that fatherhood transforms a man in significant ways. “There is a whole new sense of responsibility and pride. I haven’t been able to place my finger on it until recently but I have started to realize how fragile life is and how much I want to ensure my girls are protected,” he explained.

“I think the two main challenges are to be present and to be a good role model. I started out as a dad in a very bad place financially and I never want our children to be in the same position,” he said. Ricky added that he and his wife Naomi are very open and honest with them about money, “which I hope will give them a good education and grounding for when they need to make financial decisions of their own.”

“Having someone love you unconditionally is definitely up there for being the most rewarding part of fatherhood. There is nothing better than having my kids tell me they love me or look to me for advice. It makes me want to be a better man,” Ricky concluded.