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No matter how you spin things, potential scams are everywhere, just waiting to pounce on us. That’s just the reality of life. So, it falls to us—hard-working everyday consumers—to be wary of anyone trying to weasel our cash out of our wallets.
However, not all cash grabs are blatantly obvious. The savvy members of the r/AskReddit subreddit spilled the tea about all the products and services that they believe are “massive scams” that prey on a lot of victims. Scroll down for their advice—their tips might help you save your hard-earned bucks.

This post may include affiliate links.

#1

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Commercials on premium TV channels. Don’t we pay to NOT have commercials? Isn’t that the purpose of paying for premium TV.

FarYard7039 , Nothing Ahead/pexels Report

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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Amazon Prime! I had paid for a year upfront then halfway through the year they announce that I’m now getting ads and if I don’t want to see ads I need to pay an additional subscription! Criminals!

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#2

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users For-profit healthcare.

cheddarpants , Matthias Zomer/pexels Report

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#3

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Anything with the word.. DETOX in it.

Teas, herbs.. magic potions.. whatever .
My favorite are the foot pad things that suck the toxins from the soles of your feet.

Your Kidneys and liver are your detox. Doesn't matter what tea you drink.

SpecialProcess5585 , Tnarik Innael/flickr Report

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ScamWatch, run by the Australian Government, warns people that scams are usually presented as amazing opportunities either to make or save money. They’re often portrayed as being extremely time-sensitive.

Meanwhile, you should be suspicious if someone you have never met suddenly asks you for your help. You should always be wary of any emails or text messages that have suspicious-looking links or attachments. And your alarm bells should be ringing if you’re asked to pay in unusual or extremely specific ways or you’re asked to set up any new accounts.

The best approach if you notice any red flags is to never give out any personal details or transfer any money. You should either hang up the phone or delete the spammy emails or messages. If the scammers are pretending to be a trusted organization or institution, you can always get in touch with them via their official contacts to double-check any suspicious-sounding requests.

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#4

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Scientology.

chinesiumjunk , isghoul/flickr Report

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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

L. Ron Hubbard was a science fiction writer. He was quoted telling a science fiction convention in 1948: "Writing for a penny a word is ridiculous. If a man really wants to make a million dollars, the best way would be to start his own religion."

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#5

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Ticketmaster.

flyushkifly , Mike Mozart/flickr Report

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#6

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Stanley cups. all this hysteria for an overpriced water bottle?

Shiftymennoknight , muriloaugusto31/reddit Report

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Everybody can fall prey to scams, no matter how educated they might be. Everyone can find themselves distracted and in a situation where they lack self-awareness. However, the more physically, socially, and financially vulnerable someone is, the more likely they are to be targeted by crooks.

However, this doesn’t mean that we can’t fight back against potential scams. Knowledge really is power. The more up-to-date we are about new types of scams, the more we can keep ourselves and our loved ones safe. Although, it’s a constant battle with no end in sight. For every scam you learn to avoid, new ones will pop up to take its place.

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#7

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users That important, difficult jobs that we need more of (preschool teachers, custodial staff, care workers for the old or disabled, etc.) should pay dramatically less than important, difficult jobs we need fewer of (CEO).

ShortButFriendly , Max Fischer/pexels Report

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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Lockdown showed who was really essential. And did anything change...

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#8

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Credit monitoring. They setup a system where false information can ruin your life and then charge you to know when it happens so you can get on top of it before the damage is done. And, on top of that, when they leak the personal information of hundreds of millions of people because their security sucks, their "punishment" is to give you their service for a short period of time for free despite the fact that your information being out there means you'll need to pay for it after that free period ends.

It's a modern-day, digital version of the mob's, "It would be a shame if your house burned down, let us help protect it" extortion racket. They've convinced the world that our identities are being stolen rather than what it really is...financial institutions are being defrauded. And they've shifted the burden for their problem onto us.

d1v1n0rum , Antoni Shkraba/pexels Report

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Lee
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

THIS "financial institutions are being defrauded. And they've shifted the burden for their problem onto us."

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#9

Crystals.

I love crystals.. in a geological way.

But they don’t heal s**t.

Jasonmc89 Report

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Jeff Gabrisl
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

That's just because you haven't found the right crystal. You need to find the flawed quartz crystals that are actually a crystal skull. Once you find one, you will know and be able to take over the world.

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A very important rule of thumb when it comes to protecting yourself and your funds is to listen to your gut. When we’re in tune with our instincts, we can tell when something’s off. Broadly speaking, if something sounds too good to be true, it probably is.

For example, if you get a very tempting offer that promises you great riches for doing next to nothing, then it’s very likely that someone’s trying to scam you. Nobody gives away free money… (unless you bought a very lucky lottery ticket or you inherited something, but those situations are super rare).
#10

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Diamonds.

Witwebiss , The Glorious Studio/pexels Report

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#11

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Snake oil.

Sorry, I mean “essential” oil.

Kahzgul , Karolina Kaboompics/pexels Report

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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I use essential oil to make stuff smell good...I know people who use it to cure diseases or whatever.

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#12

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users # US Health Insurance.

anon , Pixabay/pexels Report

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Slow down. Sit down. Ask yourself some basic, common sense questions about the offer. And then, get in touch with your family, friends, coworkers, or neighbors for their thoughts. There’s nothing like an outsider’s perspective to protect you from swindlers. If nobody’s available to talk, take some time to think about what the offer entails. Sleep on it.

Many scammers rely on pressure to get you to part with your hard-earned cash. So, any offers that are super duper urgent are probably attempts to get you into a mind frame where you’re easier to manipulate. Fairly good deals and sales happen all the time; there is absolutely no reason to rush. Ever!
#13

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Those E-commerce guys that sell their guru courses on how to make $10K plus a month.

Strange_Employer_232 , Monstera Production/pexels Report

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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

How to make 10,000 per month: sell courses on how to make 10,000 per month

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#14

Wedding dresses. You can buy an identical evening gown in a different colour for a few hundred, but make it white and call it a Wedding dress, you add a zero to the end of the price. So a £400 evening dress is £4000, because its white and in a bridal shop.

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Justin Tyme
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

The last wedding I attended was in a public park (which had really nice scenery for wedding photos). The bride and groom wore nice clothes they already owned and had spent a couple hundred dollars on rings. Instead of bringing gifts, the guests brought food for a pitch-in lunch. After the ceremony and lunch, we all played fun games. It was the only wedding I really enjoyed attending - and the only one where I noticed that children were obviously having a good time.

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#15

Plastic recycling is a scam sold to us by the oil companies (from which plastic is made), so we won't feel bad about using single-use plastic. It's not cost effective to sort plastics into the myriad recyclable categories, so your trash company is just throwing it all in the landfill with your trash.

https://www.npr.org/2020/09/11/897692090/how-big-oil-misled-the-public-into-believing-plastic-would-be-recycled.

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Mamie
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

That's true! There are barges hauling our "recycling" all over trying to find a country that will take our garbage. I used to be a newscaster and I did a whole expose on it!

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Meanwhile, if someone asks you to divulge any private information, it’s also very likely that you’re in the process of getting scammed.

You should never ever give out any sensitive info, whether that’s your bank details, your account passwords, your address, or your and your loved ones’ names or dates of birth. Sure, some of your info is probably easily accessible and already ‘out there’ in the wilds of the internet, but you don’t want to give crooks any more ammunition.
#16

Not a product, but bots and fake comments online are a scam of people making robots pretending to be people - and they are everywhere.

Soooo many of the comments you read (and let influence you) are not people. Total scam.

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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I am not a bot, and my expertise at identifying the traffic lights in random pictures proves it

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#17

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Companies that sell stars or naming stars …. No one owns stars . You can’t own a star and there is no governing body who authorises the naming and ownership of stars . You my friend have just purchased a piece of paper for $200

Edit : after a chalenge from a few people on this here is the clarification after some googling

“The only body which can give names to astronomical objects is the International Astronomical Union (IAU). This hasn’t stopped commercial firms from ‘offering’ individuals the ‘opportunity’ to sponsor stars etc. These names will be recognised by no one and you will be wasting your money unfortunately.”.

Former-Departure9836 , Daniel Torobekov/pexels Report

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Daniel Atkins
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

You know if they did recognize the names there would be one named starry mc starface

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#18

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Printers and printer ink.

Bazzrt , Long Nguyen/pexels Report

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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Laser printers, as illustrated, offer much more bang for your buck. I only use my inkjet printer for its scanning capabilities

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What’s the biggest scam that you know of that people keep buying into? Has anyone ever tried to scam you, dear Pandas? What advice would you give someone to help protect them from swindlers and crooks?

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Share your advice in the comments! And if you have any warnings to share from your personal experience, we're all ears.
#19

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Fast fashion.

MimiBBaker , Mike Mozart/flickr Report

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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Everything is so low quality, people have to buy more.

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#20

US Healthcare System, Herbalife, Joel Osteen, BeachBody, Scentsy.

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#21

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users For profit colleges & fully online courses for some jobs. For example, you can’t become a nurse by only taking online courses. I also heard about someone getting an online cosmetology program. So many students pay thousands of dollars for programs that are not accredited.

AnneShirley310 , Katerina Holmes/pexels Report

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Justin Tyme
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

As a retired nurse, I can say I hope people will never be able to become nurses without doing clinical training.

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#22

Cosmetics. We've convinced most women that they don't look presentable or professional without it. At its core, it preys upon insecurities. I wouldn't have nearly the same issue with it if it was truly more of an optional thing,.

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Auntriarch
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1 week ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

My mother never used it (allergy) and I grew up in a time and place where it wasn't universal. I'm lucky. I know people that would put full slap on whilst waiting for the ambulance...

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#23

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users The remote closer ads/ influencers that claim they are making 10k a month. It's a MLM scheme and the authorities should take action against these people fooling desperate people online for their hard earned money.

KaranSJ , Mizuno K/pexels Report

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Lee
Lee
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

If everyone stopped interacting with and following these "influencers" they would go away. Just shows that too many people actually worship that b******t

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#24

Medical insurance. I pay $100/month for insurance to tell me my regular appointment is now $73 instead of the base $75, and that my Epi-Pen is not covered at all. F**k medical insurance, from the bottom of my heart.

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Justin Tyme
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I have VA Healthcare. It was easy. All I had to do was give a few years of my life to the military, get into a helicopter crash (I was not the pilot), and have pain every day for the last 30 years.

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#25

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users (Mobile phone) games with microtransactions.

Fubushi , Samer Daboul/pexels Report

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Huddo's sister
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I have only one game on my phone and I don't even have data on when I play it, so no video ads. When I first started playing it, there were no microtransactions offered but now there are lots. Not once have I considered buying any. If I can't pass a level without paying, I'm not going to play it. They give bonuses without paying every 10 stages or so, so even levels I haven't done so well on I can go back and use them on, so I don't understand why people fall for the cost. (Actually, it's the mentality of 'I need to win this now, to keep going. Why wait when I can pay to move on now?')

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#26

Religion.

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Jeff Gabrisl
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Yes, as Voltaire once said: there will never be peace on earth until the last king is strangled to death by the entrails of the last priest

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#27

Bottled water(unless your tap water isn't safe to drink).

Not the fancy kind, but your regular grocery store brands.

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CD King
CD King
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I have an under sink reverse osmosis system. It makes the same water as “bottled water” but you save a ton of money and plastic waste. They are not expensive.

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#28

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Those bracelets with a sticker on them that claim to align your magnetic field or whatever.

anon , amazon Report

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#29

Political parties.

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Michael Largey
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1 week ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

A British commentator said "In America there are two political parties. The Republicans, which are like our Conservative Party. And the Democrats, which are like our Conservative Party."

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#30

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Insurance. I'm not talking medical, house, or vehicle insurance, but insurance on electronics, appliances, etc.

KeltarCentauri , Mikhail Nilov/pexels Report

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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I guess we should stop buying goods that offer "insurance" on such goods. If the sellers don't have confidence in the products why should we buy it?🤣

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#31

Donut holes. The bakery steals the middle of your pastry and then sells it back to you.

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#32

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Ear candles.

Their wax looks like ear wax, so people believe the candle "sucked" it out of your ear.

But they look exactly the same if you just burn them in your hand.

CTX800Beta , Mike Knell/flickr Report

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FoxEcoLimaIndiaCharlieIndiAlfa
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Wow, I've never seen these before and if I had an earwax problem, this would not be my first choice of an OTC remedy.

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#33

Turbotax. Really, the entire tax industry. They've lobbied for years to keep the government from sending you the bill/refund that they already know about. Instead, literally everyone has to buy into it *(Ha! Intuit!)* unless you're going to file them on your own.

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Michael Largey
Michael Largey
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I have a rather complicated financial portfolio - inherited from a relative. Despite being a former IRS employee, I couldn't know how to fill out my 1040 myself. But TurboTax has a feature where I can drop it all into my return in the proper places with a few mouse clicks.

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#34

Homeopathic "medicine"

NFTs/digital collectibles.

Buying online/digital movies, tv series, music albums, etc. because it can always get taken away by Amazon, Apple and Google. Buy physical copies.

Scientology

Diamonds

Most "collectibles". Most stuff made to be collected won't be worth much decades from now, things made decades ago that were never meant to be collected are what's valuable today (an iPhone 1 still in the box sold for $63,000).

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Sofia
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

if homeopaty is true and water has really memory, next time you bath in the sea remember that I peed in it

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#35

MLMs.

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The Phantom Stranger
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I prefer the days when we used to call these Pyramid Schemes. Hey you kids, GET OFF MY LAWN!

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#36

Gambling. Spending a bunch of money to lose money. The promotional materials are insidious, especially for sports betting. Chances are you ain't hitting that 17-team parlay ticket that Draftkings just posted on its social media account.

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The Phantom Stranger
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I've bet in the horses when I was in Saratoga, and played a few hands of Blackjack in Las Vegas, just so I could say that I had, but I've never really understood the appeal of gambling. Fortunately, I've managed to avoid a lot of bad habits simply by being too cheap to invest in them.

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#37

Does anyone remember NFT’s?

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The Q
The Q
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

How could you forget about them. There is a guy who sells a new set every few months. He also use to be president.

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#38

Cable TV.

Generations of families tricked into paying hundreds of dollars/ month for them to pump ads with just enough tempting content keep us watching.

It's a f*****g lobster trap. The whole, entire thing is a trick, and clearly, we're not smart enough to catch on.

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Justin Tyme
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1 week ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I stopped watching television about 20 years ago. Hundreds of channels and nothing interesting to watch.

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#39

Banking. You give them all your money, they use it to make themselves more money, charge you for the privilege, and if you want to take out large sums you have to give them notice because they dont actually “have” it.

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Michael Largey
Michael Largey
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

"Banks will only give you a loan if you can prove you don't need it." - Bob Hope

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#40

Timeshare.

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Boopsie
Boopsie
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Oh yes they are a scam. You are conned into thinking that you need to vacation using their facilities, for an annual fee that is higher than if you planned your trip by yourself. And that annual fee that it seems you can never get out of. Just stop paying. Eventually they stop asking and your credit is fine. Took mine 3 years.

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#41

Alkaline water. Your body will convert all water to alkaline.

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#42

Laundry softener. Absolutely not necessary and actually makes your clothes worse. Use vinegar if you have to or just use nothing.

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Huddo's sister
Huddo's sister
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I remember telling my mum when I was in my early twenties that fabric softener makes towels less absorbent. She gave it up then and started using vinegar. I don't think I've ever even used that.

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#43

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Chiropractors.

Jgs4555 , Burpengary Chiropractic /flickr Report

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Perfumista Perfumista
Perfumista Perfumista
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1 week ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

my back goes out, I visit. I can then walk without being bent over and can wipe my butt. Not a permanent cure, but helps me when I need it.

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#44

$12 coffee.

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#45

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users Sudafed regular. You absolutely should be going to the RX counter and getting the non prescription but controlled version.

SecretProbation , Pete/flickr Report

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#46

Anything a YouTuber promotes. My golden rule is if a YouTuber is selling you something, it’s because it sucks and nobody with any real influence would promote it.

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Game Guy
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Sorta depends. Most of the woodworking YouTubers promote Saw Stop, and that is a very nice table saw. But you have to do more research than "the dude on the interwebs said it's great."

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#47

Any of those stock tip subscription sites. The ones that offer you the “inside scoop” on stocks that are going to shoot up

Literally all of them are pump and dumps. All of them. The stock shoots up because all of the subscribers buy the stock at once, then the big guys sell at the top and the price crashes again leaving the subscribers bagholding some dirt company

Remember kids: no one, not even the best analysts in the world, know what the f**k any share or any investment product is going to do tomorrow.

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Michael Largey
Michael Largey
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

"Only buy stocks that will go up. If a stock isn't going to go up, don't buy it." - Will Rogers

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#48

Smartphones these days are meant to barely last a few years.

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Miliukov Oleksandr
Miliukov Oleksandr
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Unlike those good old smartphones that were passed from our grand-grand-fathers to our grand-fathers

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#49

Printer ink?

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michael reid
michael reid
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Printer ink is a scam. As difficult as printers are to use sometimes, for home use we'd be better buying bulk ink and using a silkscreen 😂

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#50

50 “Massive” Scams That “Everyone Buys Into”, According To These Internet Users The US medical residency system.

nishbot , cottonbro studio/pexels Report

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LSD
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1 week ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Would someone in the know like to provide a bit more info on this one?

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