Bored Panda works better on our iPhone app
Continue in app Continue in browser

The Bored Panda iOS app is live! Fight boredom with iPhones and iPads here.

Guy Is Shocked At How Much His Girlfriend Earns, Wants Her To Pay Half Of His Mortgage After Moving In
Guy Is Shocked At How Much His Girlfriend Earns, Wants Her To Pay Half Of His Mortgage After Moving In
User submission
3.4K

Guy Is Shocked At How Much His Girlfriend Earns, Wants Her To Pay Half Of His Mortgage After Moving In

57

ADVERTISEMENT

Even relationships that look like they’ve got a solid foundation can start to rock like a ship in a storm when it comes time to discuss finances. Money is a very touchy subject. And people can have very strange reactions when they learn that you earn more than them. They might, for instance, decide that it’s time you started paying for half of their mortgage.

That’s exactly what happened to redditor u/BusinessSubstantial7, a social media manager. Her doctor boyfriend was shocked to learn that she earns 150% more than he does. And she works much shorter hours, too. That’s when he decided that she should be pitching in and paying for his mortgage. However, she refused, but then turned to the AITA subreddit to hear their advice. Keep in mind that this doesn’t mean that she doesn’t contribute in other ways.

Internet users reacted very differently when they read the post. Some thought the woman was right to refuse her boyfriend’s request. However, others thought that she should do more to help out financially. Have a read through the redditor’s post and share your thoughts in the comments. Do you think that the woman should have paid half the mortgage or did she do the right thing by sticking to her principles? Let us know.

Financial expert Sam Dogen, the author of ‘Buy This, Not That: How To Spend Your Way To Wealth And Freedom,’ shared some of his thoughts with Bored Panda on pitching in financially when you’re in a long-term relationship.

“In an equal relationship, the contribution to expenses should be pro-rated based on how much each person earns. For example, if one person earns $200,000 and the other person earns $50,000, then the higher-income person should pay 80% of the expenses,” he said. “However, in this case, if the mortgage is in his name and he owns the property, there’s no reason for the girlfriend to pay more than half. She doesn’t get any of the equity upside!”

ADVERTISEMENT
RELATED:

    Romantic partners can have very peculiar reactions when they learn that the love of their life earns far more than they do

    Image credits: Ketut Subiyanto (not the actual photo)

    One woman turned to the AITA subreddit for advice after sharing what happened when her boyfriend found out about her large income

    ADVERTISEMENT
    ADVERTISEMENT
    ADVERTISEMENT
    ADVERTISEMENT
    ADVERTISEMENT
    ADVERTISEMENT
    ADVERTISEMENT
    ADVERTISEMENT
    ADVERTISEMENT

    The author of the post stressed the fact that it’s paying the mortgage that she has an issue with, not helping out financially

    ADVERTISEMENT

    Bored Panda was also interested to get financial expert Sam’s take on how someone can deal with their sense of jealousy which can rear its head when someone finds out their loved ones and friends are earning more than them.

    “If you truly love someone, you should be happy for their success. Their success is your success. Use their success as motivation to make more money yourself. At the end of the day, you’re a team. So look at the combined household income and work towards enlarging it together,” Sam, who runs the Financial Samurai blog, told Bored Panda.

    ADVERTISEMENT

    “As for being jealous of your friends, that’s a harder feeling to overcome. There is no equality of outcome in life. We just have to do our best and accept the results. If they are truly your friends, I’d ask them for advice on how to make more and be better as well. If they aren’t willing to help you, then they aren’t really your friends!” he said. If you’d like to learn more about the average net worth for the above average married couple, you can check out Sam’s article on his blog, Financial Samurai, right here.

    Keep in mind that the author of the Reddit post explained that she theoretically doesn’t mind paying rent and that she has no problem helping out around the house, cooking, and cleaning. She is supportive of her boyfriend and understands that he has a grueling job.

    However, her issue is with the idea itself that she ought to be paying half the mortgage. In other words, her principles won’t allow her to do this because she wouldn’t get the house if they ever broke up. She would most likely take a very different approach if they were already married or had a clear contract about who gets the property if they ever broke up. Redditors from the AITA community had very different opinions on the woman’s approach to things.

    ADVERTISEMENT

    Something that the redditor and her partner seem to have worked out without a hitch is dividing up the chores. Housework can actually be a very big bone of contention in relationships: one partner might feel like they’re doing all the work while the other might not be pulling their weight.

    Relationship expert Dan Bacon, the founder of the Modern Man, explained to Bored Panda earlier that avoiding important conversations about dividing up housework can build up resentment and lead to unnecessary arguments.

    “Housework used to be seen as women’s work only, due to a man traditionally being the breadwinner and the woman staying at home all day. Yet, in today’s society, if both the man and woman are working, it’s more fair, loving, and respectful for both of them to contribute to keeping the house clean. On the other hand, if a man is the sole breadwinner and the woman stays home all day, many people would agree that she should do most or even all of the housework. That said, no one actually ‘has to’ do anything in a relationship,” he told us.

    “A woman shouldn’t ever force a man to do housework and a man shouldn’t force a woman to do it either. Instead, the couple should honestly agree on what they feel is fair and then go with that. If it feels unfair to one of them, resentment will build up, arguments will happen and they will feel less connected and happy as a couple,” the expert shared.

    ADVERTISEMENT

    People had mixed reactions to how the woman refused to pay half of the mortgage. Here’s what some of them had to say

    ADVERTISEMENT
    ADVERTISEMENT
    ADVERTISEMENT
    ADVERTISEMENT
    ADVERTISEMENT

    ADVERTISEMENT
    ADVERTISEMENT

    378Kviews

    Share on Facebook
    Jonas Grinevičius

    Jonas Grinevičius

    Author, Senior Writer

    Read more »

    Storytelling, journalism, and art are a core part of who I am. I've been writing and drawing ever since I could walk—there is nothing else I'd rather do. My formal education, however, is focused on politics, philosophy, and economics because I've always been curious about the gap between the ideal and the real. At work, I'm a Senior Writer and I cover a broad range of topics that I'm passionate about: from psychology and changes in work culture to healthy living, relationships, and design. In my spare time, I'm an avid hiker and reader, enjoy writing short stories, and love to doodle. I thrive when I'm outdoors, going on small adventures in nature. However, you can also find me enjoying a big mug of coffee with a good book (or ten) and entertaining friends with fantasy tabletop games and sci-fi movies.

    Read less »
    Jonas Grinevičius

    Jonas Grinevičius

    Author, Senior Writer

    Storytelling, journalism, and art are a core part of who I am. I've been writing and drawing ever since I could walk—there is nothing else I'd rather do. My formal education, however, is focused on politics, philosophy, and economics because I've always been curious about the gap between the ideal and the real. At work, I'm a Senior Writer and I cover a broad range of topics that I'm passionate about: from psychology and changes in work culture to healthy living, relationships, and design. In my spare time, I'm an avid hiker and reader, enjoy writing short stories, and love to doodle. I thrive when I'm outdoors, going on small adventures in nature. However, you can also find me enjoying a big mug of coffee with a good book (or ten) and entertaining friends with fantasy tabletop games and sci-fi movies.

    Austėja Akavickaitė

    Austėja Akavickaitė

    Author, Community member

    Read more »

    Austėja is a Photo Editor at Bored Panda with a BA in Photography.

    Read less »

    Austėja Akavickaitė

    Austėja Akavickaitė

    Author, Community member

    Austėja is a Photo Editor at Bored Panda with a BA in Photography.

    What do you think ?
    Samantha Lomb
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Sounds like a great reason to continue to live alone in a small rented apartment. Or invest in your own property. If you get married you can always move into one of the houses and rent/ sell the other. But I wouldn't be paying 3x my current rent to help out on a mortgage of a place I don't own.

    Caro Caro
    Community Member
    3 years ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    She should buy a house, let him move in and pay half the mortgage...

    Load More Replies...
    Bill Allen
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    She should have been out the door the minute he called her an a*****e. Conflicts are not going to improve from there. If he put her name on the deed where she has part ownership, then she could help with the mortgage.

    ADVERTISEMENT
    lenka
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    ESH. Boyfriend is greedy having decided she can pay half the rent just because she earns more. She is right about contributing 3x her current living costs to his equity and leaving the relationship with nothing. On the other side... she is greedy and unreasonable if she thinks it is fair to live rent free just because her boyfriend invested in a house. They should stay living apart until they both grow up a little more.

    Na Schi
    Community Member
    Premium
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Have you read her post? She likes to stay in her own appartment/flat, because there's no guarantee (and no retreat for her) if the relationship shatters.... Which, considering the light age-gap, might happen. I rather see this capable woman staying in her own little flat than having thrown out hands of money to support her boyfriend's property.

    Load More Replies...
    LittleLiz
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    She said she didn't have an issue with paying to live there. Her problem was with the fact that the house is only in his name, so if she went halves on the mortgage and then they broke up, she'd have nothing to show for it. I think it's good that she's willing to pay half of expenses, but not to pay off a house that isn't hers. It's totally valid. Plus, she didn't get a say in choosing the house, so unless he just happened to get the exact house she would have chosen for herself, it's not fair. It's like one twin planning their combined birthday party with a theme and budget they didn't agree on, putting only their own name on the cake, and making the other twin pay half... Now imagine if instead of being twins, they were just friends who happened to share a birthday

    Aeon Flux
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I think they should break up.

    Na Schi
    Community Member
    Premium
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    In favor of her... YES.

    Load More Replies...
    AzKhaleesi
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'm old school. No matter what I made I paid 50% of everything plus my personal bills (cell phone car note insurance etc if it were seperate) if my at the time BF's rent / mortgage was too high we talked about getting a different place together or didn't move in. I absolutely think you should pay half. That being said, IF you pay half, you don't furnish the house. Or you decide whom buys what furnishing. Example, you buy a couch, he buys the TV that kind of thing. People talk about 3X the amount of your rent, it's also probably 3X the space, and you CHOSE to keep that apartment and also are CHOOSING to (maybe) move in with BF. So if you're not comfortable, stay in your apartment. It's not that difficult.

    Troux
    Community Member
    3 years ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    I think she should contribute fair market value of a tenant staying in his house. I would guess it's something like 2x her current rent, but would be worth it for better living condition/location. They can talk about a 50/50 split when she's in a position to own 50% of the house (i.e. marriage).

    MuddyPuddles
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    if she were a tenant, however, she's his partner. Big difference

    Load More Replies...
    SBW71
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Rent and mortgage are 2 totally different things. If she was on the deed then yes. You own the place after paying a mortgage not renting.

    Hugo Raible
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    No they are not. Rent is usually paying off the landlord's mortgage, and this does not change when the two of them are a couple.

    Load More Replies...
    Evil Little Thing
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I think Requiem is right, this story sounds fishy to me. However if I were to take it at face value, I'm on the boyfriend's side. He clearly assumed that at 22 she'd be broke AF and he'd be taking care of her financially until she started earning more money. Since she's already making good money, she can afford to pay half the expenses. The fact she assumed she wouldn't be paying rent/a portion of the mortgage means she expects to live at his expense, even though she can afford to pay for herself.

    Mister Ghost Foot
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If she's on the deed, yes. He didn't say "pay rent". He's telling her to pay HIS mortgage. She even offered to furnish and take care of other expenses. I'm sorry but my money is not going towards anyone's mortgage unless my name is also in it for the house. I think she offered more than enough for their living situation.

    Load More Replies...
    fu yu
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Funk that. Stay in yours, let him stay in his. Living together gets old real fast.

    Load More Comments
    Samantha Lomb
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Sounds like a great reason to continue to live alone in a small rented apartment. Or invest in your own property. If you get married you can always move into one of the houses and rent/ sell the other. But I wouldn't be paying 3x my current rent to help out on a mortgage of a place I don't own.

    Caro Caro
    Community Member
    3 years ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    She should buy a house, let him move in and pay half the mortgage...

    Load More Replies...
    Bill Allen
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    She should have been out the door the minute he called her an a*****e. Conflicts are not going to improve from there. If he put her name on the deed where she has part ownership, then she could help with the mortgage.

    ADVERTISEMENT
    lenka
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    ESH. Boyfriend is greedy having decided she can pay half the rent just because she earns more. She is right about contributing 3x her current living costs to his equity and leaving the relationship with nothing. On the other side... she is greedy and unreasonable if she thinks it is fair to live rent free just because her boyfriend invested in a house. They should stay living apart until they both grow up a little more.

    Na Schi
    Community Member
    Premium
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Have you read her post? She likes to stay in her own appartment/flat, because there's no guarantee (and no retreat for her) if the relationship shatters.... Which, considering the light age-gap, might happen. I rather see this capable woman staying in her own little flat than having thrown out hands of money to support her boyfriend's property.

    Load More Replies...
    LittleLiz
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    She said she didn't have an issue with paying to live there. Her problem was with the fact that the house is only in his name, so if she went halves on the mortgage and then they broke up, she'd have nothing to show for it. I think it's good that she's willing to pay half of expenses, but not to pay off a house that isn't hers. It's totally valid. Plus, she didn't get a say in choosing the house, so unless he just happened to get the exact house she would have chosen for herself, it's not fair. It's like one twin planning their combined birthday party with a theme and budget they didn't agree on, putting only their own name on the cake, and making the other twin pay half... Now imagine if instead of being twins, they were just friends who happened to share a birthday

    Aeon Flux
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I think they should break up.

    Na Schi
    Community Member
    Premium
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    In favor of her... YES.

    Load More Replies...
    AzKhaleesi
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'm old school. No matter what I made I paid 50% of everything plus my personal bills (cell phone car note insurance etc if it were seperate) if my at the time BF's rent / mortgage was too high we talked about getting a different place together or didn't move in. I absolutely think you should pay half. That being said, IF you pay half, you don't furnish the house. Or you decide whom buys what furnishing. Example, you buy a couch, he buys the TV that kind of thing. People talk about 3X the amount of your rent, it's also probably 3X the space, and you CHOSE to keep that apartment and also are CHOOSING to (maybe) move in with BF. So if you're not comfortable, stay in your apartment. It's not that difficult.

    Troux
    Community Member
    3 years ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    I think she should contribute fair market value of a tenant staying in his house. I would guess it's something like 2x her current rent, but would be worth it for better living condition/location. They can talk about a 50/50 split when she's in a position to own 50% of the house (i.e. marriage).

    MuddyPuddles
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    if she were a tenant, however, she's his partner. Big difference

    Load More Replies...
    SBW71
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Rent and mortgage are 2 totally different things. If she was on the deed then yes. You own the place after paying a mortgage not renting.

    Hugo Raible
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    No they are not. Rent is usually paying off the landlord's mortgage, and this does not change when the two of them are a couple.

    Load More Replies...
    Evil Little Thing
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I think Requiem is right, this story sounds fishy to me. However if I were to take it at face value, I'm on the boyfriend's side. He clearly assumed that at 22 she'd be broke AF and he'd be taking care of her financially until she started earning more money. Since she's already making good money, she can afford to pay half the expenses. The fact she assumed she wouldn't be paying rent/a portion of the mortgage means she expects to live at his expense, even though she can afford to pay for herself.

    Mister Ghost Foot
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If she's on the deed, yes. He didn't say "pay rent". He's telling her to pay HIS mortgage. She even offered to furnish and take care of other expenses. I'm sorry but my money is not going towards anyone's mortgage unless my name is also in it for the house. I think she offered more than enough for their living situation.

    Load More Replies...
    fu yu
    Community Member
    3 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Funk that. Stay in yours, let him stay in his. Living together gets old real fast.

    Load More Comments
    You May Like
    Related on Bored Panda
    Popular on Bored Panda
    Trending on Bored Panda
    Also on Bored Panda
    ADVERTISEMENT