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It’s no secret that many millennials and younger generations have bid their farewell to the prospect of ever affording their own home. Not because they don’t want or need one, as some so-called real estate experts have tried to suggest, but because they simply can’t afford one.

As if that wasn’t hard enough already, renting a home is becoming just impossible. Rental prices for single-family homes grew an average of 7.8% in 2021, an all-time high, according to the most recent data available from CoreLogic Inc. In December, U.S. home rents jumped 12% year over year for the month, with Miami leading the way with a 35.7% increase.

Worse, there seems to be no end in sight. And while real estate tycoons don’t miss the opportunity to milk the cash cow, many people fall behind on payments and dig deep into their savings.

In this chaotic climate, the Instagram page titled Homeowner Memes pokes fun at the complex reality related to having a place to live, which doesn’t come as a given. By providing light-hearted entertainment, it reminds us that we can always laugh, cry, and then laugh again.

#1

I Guess English Law Taxed Land According To The Buildings On It. Since This Building Wasn’t On Land It Didn’t Count. Smort.
@homeownermemes
#taxes #taxseason

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Liam Walsh
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Excellent. I love Ambleside as well, spent so many holidays around that area. Lots of beautiful countryside to walk.

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“I actually started this page pretty much as a creative outlet for me to share some funny moments with some close friends and family,” the creator behind the Homeowner Memes account told Bored Panda. Seeing the struggles of everyday homeownership and renovating an old house was getting frustrating, so the creator decided to turn it into humor. “It’s become kind of a beast of its own, growing way more popular than I had ever intended.”

“My followers are pretty standard across the board, really. 50/50 split down the middle male and female, with 85% being age range 25-40, so right in line with the millennial demographic,” the author said.

“They are incredibly active and engaged and I think it’s because people genuinely feel like they can really relate to these memes. I will often invite people to post their craziest stories about certain things and you wouldn’t believe some of the things people have to go through just to own a house.”

#2

Oh Yeah, It’s Small Brain Time.
@homeownermemes
#diy #homerenovation
idea Credit To @shandon_johnson

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Bubbles and sparks
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

lol, not only do they put carpet on the floor in the bathroom, they actually put toiletseatcovers over their toiletseets, I mean.... normally you clean this every day.... do those people have 10 spare ones in a cabinet or something?

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#3

For Only $90,000 You Too Can Buy A Sprinter And Live In A Van Down By The River.
#vanlife #vanlifediaries
@homeownermemes

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Serendipity911
Community Member
2 years ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I would love to do this if the world was safer. Van life can be very dangerous, esp. for women. But not having to pay property tax, homeowners association fees if you live in a house etc. would be great

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#4

You Ever Just Sit There And Think ‘If They Would Have Just Taken The Extra 10 Minutes Or $10 To Do This Right The First Time We Wouldn’t Be In This Situation’?
@homeownermemes
#homerenovation #homereno

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B Jean the Jelly Bean
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

We bought a lovely house built in 1917. Discovered the previous home owner was a champ at hiding, even from inspectors, the s**t job he did on EVERYTHING.

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According to the creator, one of the best recurring themes is memes about HOAs since “it seems like there is a pretty universal hatred of them and their arbitrary rules.” Moreover, “Memes about the real estate market are pretty hot too. They seem to resonate with a lot of people trying to get into their first home.”

The person behind the Homeowner Memes account believes that the market is due for a crash. “We’re starting to see price reductions, record low first mortgage and refinance requests, etc. That being said, I am not a professional and therefore my opinion is just that, an opinion. But a lot of people seem to think the current market is unsustainable.”

The author added that their own local market is incredibly overvalued right now. “To the point where renting here is actually cheaper than buying here right now,” they concluded.

#5

It’s Like Peeling Back Layers Of An Onion Only Every Layer Is Rotten.
#homerenovation #homesweethome
thanks To @flipdy_ For The Template
@homeownermemes

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loty moty
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

When we sold our house recently we had to close all outstanding permits. Some outstanding permits were for work done 30 years ago and noone including inspectors could even figure out what they were for. They just shrugged and closed the permits.

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#7

The Movie ‘The Money Pit’ Was A Documentary Based On My Life.
use Code Homeownermemes For 10% Off At @getleaksmart For Leak Protection
#plumbing #leaks

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Inigo Montoya
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Yes it can be expensive to own a house, but you're not just getting a security deposit back, if you're lucky, you're selling your home for more than you paid for it usually at least. Plus, owning a house opens more financial opportunities for you.

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To find out more about the current state of the real estate market, and ways to navigate the soaring rental prices, Bored Panda reached out to Philippa Main, experienced Tampa Bay Realtor® at Your Main Agent. Some time ago, Main went viral for creating this genius house listing for “The Worst House On The Street” that you can read about in our previous article.

Main explained that unfortunately, the real estate market is definitely starting to slow down. “Home buyers had already started to get wary of how high prices were getting a few months ago, and now with increased interest rates they are rethinking whether the current prices are fair or going to work for them and their ideal monthly payment,” she said.

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#10

It’s Almost Like They Have Entire Crews Dedicated To It And/Or The Work Quality Suffers. @homeownermemes
#hgtv #homerenovation

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Islandchild
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I loved HGTV right up until I worked in design and realised the false expectations they set.

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“For current homeowners who need to sell quickly, they're having to do price reductions, offer incentives, or be prepared to make upgrades and repairs. It's starting to become apparent that the best time to sell was around March/April, and that things are definitely starting to get better for buyers,” Main told Bored Panda.

When asked what are the reasons for soaring rental prices we see across the country and whether there is an end in sight, Main said that in certain metros, like the Tampa Bay market, they are already starting to see landlords having to reduce prices to get tenants to sign up.

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“It's doubtful they will drop at the same rate home sale prices might, though, because the areas where rental prices have gone up substantially are projected to stay desirable areas. Places where people want to be and live, have always historically been more expensive to live in, and we don't expect that to change just because of inflation,” Main explained.

The realtor added that it's likely that the rising costs associated with maintaining and owning homes will be passed on to the tenants living in them.

#14

Last Post Bombed So I Made This Meme From The Post In My Stories With The Caption Stolen From @nate_mort
@homeownermemes
#officelife #google

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Lizzie Lola
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

My son and I saw lilSimsie make this on YT, I didn't know it was a real house! 🤣

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#15

By The Time I’m Done Remodeling This Place I’m Gonna Need To Start All Over Because It’ll Be Out Of Date. @homeownermemes
#firsttimehomebuyer #homerenovation

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flutterbyy
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

You can make a drinking game out of it. "What's it gonna be tomorrow? Is it the plumbing? Is it the termites?" Chug whiskey straight out of the bottle for every correct guess.

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For anyone currently struggling to find a rented home, Main’s advice is to be flexible on features and location. “Start looking for a new rental as soon as possible so you can have more options and not feel pressured to rent the first place you find.”

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“Also, consider saving up for a down payment to buy your own home. When you own a home, your payment stays much more stable year-over-year and you don't have the uncertainty of moving so frequently. Interest rates may be high now, but if they go down in the future you can consider refinancing,” Main concluded in an interview via email.

#17

It’s Me, I’m Some Dumb Young Couple.
@homeownermemes
#houseflipping #hgtv

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Liam Walsh
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

My sister bought a house where they had tiled over the tiles. Lots of cheap methods to make things look better in the short term but actually make it worse for when you go to do it properly.

Jrog
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Tiling over tiles is common and not a bad thing per se. Even when you want to do it properly, removing one layer of tiles or two makes little difference, and is still easier than getting rid of the god awful resin flooring.

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Aran Lindvail
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I would absolutely recommend hiring a knowledgeable, independent surveyor before buying a house. The few hundred bucks you spend there will save you from a lifetime of problems later.

Featherytoad
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Absolutely, me and my husband brought in a surveyor (my husband knew him) found bad plumbing (no water pressure) and a bad foundation. We backed out of the sale and the owner tried to intimidate us into buying the house. He was a lawyer and thought he could scare us. He said he didn't receive all the paperwork of why we were backing out that we had to send certified mail. We stood our ground.

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ButFirstCoffee
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

When we were looking the house listings, we realized all the people who remodelled houses to make them "au goût du jour" bought the exact same lighting fixtures at Home Depot making their houses look exactly like every other house. We ended up buying a centennial house that didn't look like everyone else's. We were able to negociate the price down in this market, because of a suicide/murder that happened in it 20 years ago. It freaked out other potential buyers, so our offer was the only one.

Snorkeldorf
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I cringe when people buy an older home and paint the beautiful woodwork and wood cabinets. Why not go outside and paint your trees a fresh new color also?

Hiram's Friend
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

House I lived in for my first five years had oak wainscotting in the dining room with red leather above it. New owners painted it white.

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Furious George
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I can't tell you how many houses I showed where people had put in $10,000 worth of granite but didn't fix the foundation

OGA
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Never ever buy a flipped home. You have no clue what'd hiding just beyond your site.

Darbanella
Community Member
9 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

People who lack any construction skills whatsoever and decide they will be house flippers should be jailed.

Whitefox
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

We were shown a house where they legit just painted over the pepto bismol pink tiles in the bathroom. There was a vase on the counter and you could see how it scratched the cheap paint!! we Noped right out.

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#18

True Story, I Came Home One Day And Mrs. Homeownermemes Had Taken A Sledgehammer To The Master Bathroom Shower Tile.
@homeownermemes
#diyprojects #bathroomrenovation

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Jay Son
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I'm almost done with mine. While I'm happy with the result, there definitely were moments I wished I left it as is.

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#21

Alright I Guess The Last Meme Didn’t Make Sense For A Lot Of People So I Deleted It. Anyways Here’s Another I Made With @checkyourkidsatthedoor’s Help
@homeownermemes
#homeimprovement #oldhouselove

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flutterbyy
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

B. Square, because that's a frickin' shape, not a tool. (it's a joke, btw)

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#24

Babe Look At This One It’s Only 8 Million Dollars
@homeownermemes
#zillow #hgtv

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Mykidsartrocks
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Ah, but now you can't afford the small one because the monstrosity next to it has now increased property values of the whole neighborhood. Good luck.

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#27

Gallery Of 8 Images.
alright We’ve Got Some Memes And Controversial Topics Here. I Want To Hear Your Thoughts!
@homeownermemes
#firsttimehomebuyer #kanyewest

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Bubbles and sparks
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Unfortunately, for many countries so very true.... Although here in Spain there are actually almost empty villages where you get a house for almost free to just come and live there so the town doesn't get lost... I guess for some it's a dream come true ;)

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#28

‘We Could Totally Do This Right?’
@homeownermemes
#hgtv #pinterestinspired

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Wick E. Scratch
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

A lady I worked with used to call it "P-interest" - she didn't know apparently that it is pronounced pinterest

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#30

And That Message Is: ‘I’m A Big Enough Idiot To Try And DIY Everything’
@homeownermemes
#hgtv #diyprojects

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Inigo Montoya
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

As a home owner for over 10 years now, I completely disagree with this one. You can save thousands doing things yourself. Provided you are capable of said project. If not, then yes, hire. You'll end up spending more on the contactor fixing what you just screwed up.

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#32

This Is At Least A Level 3 Meme. Don’t Know If You Guys Will Like It But I Love It So I’m Posting It Anyways Lol.
@homeownermemes
#historymemes #kitchenremodel

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Tessb90
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Don't tear down a wall for a cheap billiard table on Facebook marketplace, simply because the cues occasionally hit the wall. I don't regret the billiard table in the slightest, the lack of wall left as unfinished demo years later, after the billiard table getting moved to a more logical location, that I regret immensely.

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#35

Is It Just Me Or Is Mid Century Modern Completely Taking Over?
@homeownermemes
#midcenturymodern #furniture

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Jen Berry
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

What is this styling? Our house is just a collection of whatever we could afford, random things we liked for one reason or another, and mostly kids toys and shoes.

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#37

We Struggling Out Here Fam
@homeownermemes
#gasprices #housingmarket

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Someone Somewhere
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Wow, this is one of the most American pictures I have seen. The captions and the child violence with cheering and cellphone recording.

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#38

Our Christmas Present To Each Other Was Tile That We Had Already Bought Lol.
@homeownermemes #house #firsttimehomebuyer

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Jayne Kyra
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Everyone should be putting water into empty shampoo/conditioner/shower gel bottles to get the most out of them. I even do it with hair mask containers. I paid good money for that stuff and I will get every last bit!

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#40

*joanna Gaines Has Entered The Chat*
@homeownermemes
#hgtv #fixerupper

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Green Tree
Community Member
2 years ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

If you want to really save money in the long run do not style your house after the latest trends, especially for things like tile which should last decades. Instead style your house in the style of your house a/k/a if you have a mid century modern follow with that throughout, a Victorian or Craftsman, keep in that frame. You can use easily changeable things like paint, rugs and fabrics to upgrade and keep fresh as the years go by but if you keep the bones of the styling to match the house it will always make sense and keep from looking super dated as fads change.

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#41

Lowe’s Follows Me So This Is A Risky Move But I Don’t Care I Bleed Orange Lol. Poll In The Story. @homeownermemes
#homedepot #homeimprovement

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Adam Zad
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Always go to East Asheville Hardware before go to Lowe's.

#42

Gallery Of 4 Images.
been A While Since We’ve Done A Multi-Slider. Vote For Your Favorite In The Comments Or In The Poll In The Stories!
@homeownermemes
#workingfromhome #firsttimehomebuyer

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#43

$600k
literally This House Is $600k
@homeownermemes
#firsttimehomebuyer #realtors #housingmarket

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Milady Blue
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Better than the cookie cutter McMansions that are popular these days.

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#45

Spoiler Alert: They Want Your Help Moving And Will Buy You Pizza For Lunch.
@homeownermemes
#firsttimehomebuyer #truck

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Brandon Marlowe
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I saw a bumper sticker on a pickup once. It said, "YES, this is my truck - NO, I will not help you move".

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#46

Gallery Of 4 Images.
i’m Announcing The First Ever @homeowenermemes Meme Challenge. This Is The Template We’re Using, It Can Be Found On The Last Slide, Any Topic. I’m Challenging:
@checkyourkidsatthedoor
@meme_it_right
@thelawnwarrior
@reel_life_dad
@dadandforty
@the_hardcore_dad
@the_mind_of_a_dad
@moderately_decent_moms_club
and Anyone Else Who Wants To Participate, Tag Me, Or Send Em In. Let’s Party.
#memechallenge #memes

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#47

I Offer Realtor-Homeowner Translation Services At No Additional Cost
@homeownermemes
#realestateagent #firsttimehomebuyer

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Shelby P
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Not sure how or why but I've lived near highways most of my life and I have to say... i like it. It sounds like ocean waves to me...

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#48

Gallery Of 4 Images.
alright Gang You Know The Drill. Vote For Your Favorite 👇🏼
(Reposted Because Of A Typo)
@homeownermemes
#firsttimehomebuyer #ancestors

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Nicola Roberts
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Where I live, in Southern England, the water is hard (with lots of limescale). If we visit another area. I'm muttering, I can't drink this stuff, but my hair feels so soft!

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#49

Spain Without The S @homeownermemes
#firsttimehomebuyer #thisoldhouse

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TheFloydist
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Every month? Yup. Every month I get bored, look at the budget, and start window shopping for the next "small" upgrade. It's a bad habit. This month was a modest outdoor structure to keep the squirrels out of the potted plants. $400 ish.

#50

I Stalked The Previous Owners Of My House On Fb So I Could Put A Face To All My Hate. @homeownermemes
#fixerupper #plumbing

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Mistiekim
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Mine was water heater. Passed inspection, VERY next day after I move in it died.

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#52

This Is Like The Time When I Was On Fall Break From School So I Took A Week Of Pto And We Redid Our Roof Instead Of Going On A Vacation.
#remodel #homerenovation
@homeownermemes

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Inigo Montoya
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Ah, it's still a vacation. Rather be improving my investment than be at work.

#53

Look I Know It’s Taken 7 Months But I’ll Get It Done Eventually
@homeownermemes
#firsttimehomebuyer #diyprojects

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Bubbles and sparks
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Ohhh, that was husband number one.... he used to call his dad for everything, even the simplest of things I was doing way before I met him.... I never met a man that could ruin so much in such little time.... When finally divorcing him years later, that was one of the things I celebrated net ever having to endure again ;p

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#54

98% Complete Gang, Where You At?
@homeownermemes
#houseproject #diyprojects

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#55

Mrs. Homeownermemes And I Have A Game Where We Guess The Price Of The House As We’re Driving By And Then I Make Her Look It Up. @homeownermemes
#zillow #homebuyers

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#56

Pro Tip: Don’t Look It Up, It Will Only Make You Depressed.
@homeownermemes #firsttimehomebuyer #homesweethome

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#59

Old Houses Were A Conspiracy Created By Hgtv, Home Depot, And Pinterest To Make Money. Stay Woke.
@homeownermemes
#fixerupper #thisoldhouse

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#60

It’s Throwback Thursday So I’m Remaking One Of My Very First Memes With A New Template. Cordless Tools Are A Lifetime Commitment Lol.
@homeownermemes
#dewalt #milwaukeetools

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Max M
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

And you are forced to buy new batteries every 2 year or if you forget to charge them, lithium batteries are dead.

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#61

Everybody Wants To Have A ‘Farmhouse’ Until It’s Time To Do Farm Things.
also, I Am 100% Guilty Of Wanting To Put A Barn Door Everywhere.
@homeownermemes
#hgtv #barndoor

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#65

Gallery Of 2 Images.
alright Been A While Since We’ve Done This But What’s Your Favorite, 1 Or 2?
@homeownermemes
#houseflippers #firsttimehomebuyer

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#66

This Is The Secret The Shiplap Industry Doesn’t Want You To Know.
#fixerupper #hgtv
@homeownermemes

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Agfox
Community Member
2 years ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

...then had the school experience kid come up with the design for Chip

#67

They Will Literally Rent A Mini Excavator To Anyone With A Drivers License And A Pulse.
#homedepot #tools
@homeownermemes

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#68

There’s No Escaping It
@homeownermemes
#oldhouselove #newconstruction

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#71

Been A While Since We’ve Hated On Hoa’s, What’s Your Worst Hoa Story?
@homeownermemes
#firsttimehomebuyer #hgtv

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Bubbles and sparks
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I never understood why all has to be so uniform... I remember when still living in the netherlands that a permit had to be asked for building a simple add to your house nobody would see from the outside and that neighbours coulld object to it... Hell, even something as simple as painting your frontdoor had to be in a certain color.... naturally I painted it in another color just to see what would happen ;p

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#72

Who Else Thought That They Would Be Financially Free After They Owned Their Own House? Lol
@homeownermemes
#homerenovation #hgtv

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#73

Based On A True Story ™️
@homeownermemes
#furniture #interiordesign

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#74

Why Am I Like This?
#diyprojects #homerenovation
@homeownermemes

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#75

Gallery Of 2 Images.
which One Is Your Favorite? I Couldn’t Decide.
#fixerupper #hgtv
@homeownermemes

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