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#2

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I cut open my lotion, toothpaste, and other products to make sure I use every ounce!

ImHere4TheGiggles , etevian Report

Final score:

73points

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Rose the Cook 1 month ago

It is surprising how much you waste if you don't do this.

22points

While serious financial hardships are a challenge on their own, many people also struggle with simply managing their money. For instance, a 2020 Intuit survey of over 1,500 people revealed that more than 60% didn’t even know how much they had spent the previous month.

To learn more about how to be mindful and intentional with our finances, Bored Panda reached out to Francesca Henry, the creator of The Money Fox, an Instagram blog where she shares her best cost-cutting tips.

“I started my page because years ago, I found myself in a tough financial situation,” Francesca tells us. “At the time, there weren’t many Instagram pages like mine, and I had to trawl through Google to find websites that could help. Most of what I found was aimed at the U.S., though. When I started trying things for myself, like side hustles and budgeting, I realized I needed to share what I was learning so no one else would feel the way I did—searching for help but not finding any.”

#3

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I still reuse my ziplock bags… and grocery bags… and paper bags… and you get the idea.

Edit: ok reading this thread I have more poor person habits than I realized.

lucyfell , Maria Lin Kim Report

Final score:

63points

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Ray Ceeya (RayCeeYa) 1 month ago (edited)

Same. I reuse old food containers too. Like those plastic butter containers too.

19points

#4

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Got a library card to save some money. Haven’t had a streaming service in a while.

bitter-coffee , Element5 Digital Report

Final score:

60points

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Barry 1 month ago

There are a ton of free streaming services

7points

#5

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Make a big pot of bolognese. Portion and freeze. Base makes chilli, lasagna, spaghetti bolognese and tacos.

Xr8e , Klaus Nielsen Report

Final score:

53points

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Paul C. 1 month ago

Yeah great....then I sit there and eat waaaay too much.

11points

Francesca shares that her favorite money-saving tip is finding ways to increase your income when you feel like you’re falling short, rather than cutting into your budget. “It only needs to be temporary until you’re back on your feet—or you can stick with it!” she says. “I tried out several different side hustles and even did overtime.”

To avoid feeling overwhelmed by overspending, Francesca suggests setting up sinking funds—where you save a set amount each month toward specific goals, like Christmas gifts or car maintenance. “You take the total amount and divide it by the number of months you have left. For example, £1,000 over 10 months means saving £100 per month,” she explains. “Also, record your expenses daily so you can see how much you’re actually spending, rather than guessing. This will help keep your budget on track.”

And of course, you don’t always need to spend money to have fun. “Find free activities to do with friends, like potlucks, going for walks or runs, or visiting free museums,” Francesca says.

#6

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread When I buy things that come in plastic containers (cottage cheese/sour cream/plastic take out type containers) I re use them for leftovers instead of buying the gladware reusable ones. It’s the same thing and I don’t have to worry about losing or ruining them. My fridge looks like my grandmas did growing up but I’m not throwing away more money on something I don’t really need in the end.

pabloescondido , [deleted] Report

Final score:

53points

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Karina 1 month ago

I used to love this, but more and more test proove that they leak chemicals, especially when temperatures change after cleaning with hot water or freezing them. Theee are no actual regulations other than short term food safety, so they may shed more plastic as well. PS Even regular containers, made for storage, leaks far more chemicals than "anyone" (with profits to make) could imagine.

16points

throwawayxxx1993xxx , cottonbro studio Report

#7

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Wearing a jacket is cheaper than turning on the heat.

Final score:

48points

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Karina 1 month ago

Make the jacket a sweater, then you have no leaks in the front or worse, cold buttons and sippers. Blankets for the win, when you are really cosying it up for winter.

19points

Auntriarch 1 month ago

Yes, I have brought my blankie out of the attic!

3points

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WindySwede 1 month ago

i read life jacket and wondering why they were on a boat 😴

5points

laura lee 1 month ago

Those kn95 masks work really well when your nose is cold

4points

geezeronthehill 1 month ago

Put on a hat. You know those Renaissance paintings where everyone is in headgear? They didn't have central heating.

4points

Mobey Drunk 1 month ago

This option depends on where you live. Up where I live, it can get to -25° F (-32°C). We go into hockey arenas to warm up.

4points

Kristal 1 month ago

I prefer colder temps but I also have a cat and she won't wear a jacket so I need to have the temp more reasonable

4points

Mason Kronol 1 month ago

Me to my husband every winter for +20 years! You’re sitting on the couch watching the History Channel, put a throw over you.

3points

Geoffrey Scott 1 month ago

Winter wear for me.. longsleeve tee, tee, flannel

3points

CrazyKnitter 1 month ago

Unless you have trouble creating body heat. I have such a hard time with creating my own bubble of heat and I get cold SO easily. I get heated blankets, jackets and chair pads to compensate for this. My husband is hot in temperatures that are making me shiver.

1point

Regina Holt 1 month ago

I also wrap something around my neck. Scarf, or warm sweater.

1point

Ima Manimal 3 weeks ago

I turn my AC up to 80 and go shirtless at home for the summer months

0points

Roberta Surprenant 4 weeks ago

Jimmy Carter taught all of the USA to wear a sweater rather than turning up the heat.

0points

Kate Koppen 4 weeks ago

plush pajamas are amazing. I only remove the top in exchange for a shirt for cooking.

0points

Philly Bob Squires 1 month ago

Fleece pants and sweatshirts. I could lay around the house all day in them.

0points

Sven Horlemann 1 month ago

Definitely. My wife has turned on heat while I sit it out a bit. I have no problem to wear a sweater.

0points

Anon822209 1 month ago

I don't turn up the heat unless we're in socks, sweatpants, tshirt, sweatshirt and still cold. And if you're just chilling on the sofa, grab one of the 6 throw blankets or a snuggie and you'll be fine

0points

Ivona 1 month ago

It's not the same as heating and doesn't warm the entire body.

0points

Kate 1 month ago

So wear socks & keep a throw/blanket handy.

1point

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Magpie 1 month ago

Add a hat when you're cold. Heck I add a sleeping bag. And gloves. Yes inside, yes in daytime. When it's hot drape a wet towel around your shoulders and head. Maybe use a fan. Feet in bucket of water.

0points

Pernille 1 month ago

I do this, plus use a plaid when sitting still, it is also better for the environment. And if you need to use AC keep it at around 26ºC is is a good temp for sitting still without being hot.

0points

Upstaged75 1 month ago

That's way too hot for me. But I'm in menopause so I'm hot no matter the temperature. :)

1point

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Nunuyabizzniss , cottonbro studio Report

#8

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread We went from poverty to upper middle class in the span of two years after I finished my Master’s degree. We are still frugal. We just don’t really buy stuff. We don’t travel or do vacations. All of our hobbies have us outdoors doing stuff for free anyways. We save and invest the extra money. We still have our beater cars and cheap apartment. Walmart and thrifted clothes. Buying basic and simple food in bulk and freezing. We just never changed our lifestyle. I think fear of someday losing it all and going back to poverty scares us, so we hoard what we can in savings and investments.

Final score:

48points

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Regina Holt 1 month ago

Thrifted clothes are great. Most of the clothes you buy from Walmart are what we call "fast fashion" They look great, but don't last very long. Buy thrifted clothes and they will last longer than anything you buy from Walmart.

20points

That said, it can be difficult to focus on healthy spending habits when financial struggles cause constant anxiety and take up all your mental energy. Studies show that financial worries are closely linked to higher levels of psychological distress. This often leads to lower self-esteem, feelings of guilt or shame, and can even result in depression.

Having experienced tough times herself, Francesca knows how hard it can be to stay positive. She recommends adopting small, meaningful rituals that can lift your spirits. “Make time for activities that bring you joy, even simple things like spending time with friends at home or reading a book from the library,” she says. “Having accountability partners can help too.”

Although financial setbacks may be temporary, there are still plenty of ways to brighten your life without spending much. Plus, the money habits you develop now can stick with you and benefit you in the future.

#9

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Accept free food. I used to be a picky eater. When I was poor I didn't know when I was going to eat again so I was just thankful for anything that wasn't spoiled or rotten.

Be nice and courteous to strangers. I didn't ever beg for money or food. I would help out people in my community whenever I could. Open doors for people. Clean up the trash on the side of the road or a parking lot. I helped this one guy push his car 4 blocks to a gas station after his car broke down in the middle of the street. -That guy gave me 100 bucks! (I was able to buy a cheap cell phone that led to me getting a callback for an actual job.)

I taught myself how to sew. When you only have almost no clothing it starts getting to the point where you need to start "reinventing" your old clothes. I still patch up my suits, pants, and socks when they need it.

preshowerpoop , Ron Lach Report

Final score:

48points

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Auntriarch 1 month ago

I have recently turned the collar on two of Mr Auntriarch's favourite shirts, first attempt, I'm feeling rather chuffed with myself. Just wish I could tell my nan about it...

17points

DanielleAntenucci , Kampus Production Report

#10

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I grow vegetables in my garden from seed and put up the produce like grandma used to do.

There is a change jar on the dresser where all the coins go. Roll em up and take em to the bank.

Buy practical things and buy them for life.

Final score:

45points

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Ray Ceeya (RayCeeYa) 1 month ago

I don't roll up the coins anymore. My bank has a machine that counts and separates it for free now. I even have a special bag for it. It's a small canvas bag with a dollar sign on it like in cartoons. I love bringing it INTO the bank.

19points

#11

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread It took me a long time to realize this habit of mine stems from me growing up poor, but I tend to overstock on pantry items. I’ve got a million toothbrushes, several spare jars of spaghetti sauce, tons of canned soup I rarely eat, etc. psychologically it stems from this subconscious fear of running out and not being able to afford a replacement later, so I better buy more now while I still can! (Never mind that I can absolutely afford replacements of all this stuff easily. Old habits die hard though. Not too bothered by it though, while my storage is all overcrowded, it’s still nice and comfortable knowing I have everything I need.).

tmrika , Anna Tarazevich Report

Final score:

39points

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Green Tree 1 month ago

Only a good habit if you periodically do "no buy" periods to clear out old stock before it becomes expired clutter

29points

Th3_Accountant , Joaquin Carfagna Report

#12

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I will never in my life buy candy at the cash register of the supermarket. If I am tempted, I will simply walk back into the store and buy a whole back. But I'm not paying 1,5 euro for a single snickers when I can buy a 6 pack for 3,5 euro in the back of the store.

Final score:

38points

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Ray Ceeya (RayCeeYa) 1 month ago

The stuff at the register is there to trap and snag money from people who are more impulsive.

20points

#13

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Go up and down every aisle in the grocery store comparing the coust of a product. Also comparing sizes to coust so like I could get one larg bottle of mustard for 5 dollars but the smaller ones are on sale for 2 for 5 and I'll be getting 4 more oz for free.

PattersonRoxy , Andrea Bova Report

Final score:

38points

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TribbleThinking 1 month ago

I don't shop any other way.

13points

#14

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Save lots of containers for other uses… storing/ sorting screws, etc.

Caddy000 , GraphicNovelty Report

Final score:

37points

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Ray Ceeya (RayCeeYa) 1 month ago

Poor peoples' tupperware.

12points

#15

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Only drink tap water. It's fine in my location. No money goes to soda, hot drinks, or alcohol. This makes it easier to afford cheap groceries and maybe save up some money. I can afford to be less strict about it now, but it seems like a good and harmless habit to keep (considering sugar, calories, dental effects).

StarAxe , Nithin PA Report

Final score:

37points

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Kristal 1 month ago

Same! Grow some of my own plants for tea too (like Chamomile)

9points

Electrical_Ice5457 , Bozhin Karaivanov Report

#16

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I freeze any food I can to ensure the food lasts and lessen the chances of being hungry the rest of the month.

Final score:

34points

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Javelina Poppers 1 month ago

One extravagant expenditure I made some months back is a vacuum chamber sealer. It not only protects my all foods from freezer burn, but I can vacuum seal liquids like soups, chili and spaghetti sauce. Never regretted it once and it continues to save me money on food on a daily basis.

18points

BeanMachine1313 , Katerina Holmes Report

#17

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Make a big pot of chili and eat it for days.

Final score:

33points

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WindySwede 1 month ago

And if you have the possibility, freeze some/all of it. Then you don't have to eat it for days, and still have some homemade in the freezer when you don't wanna cook.

16points

#18

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I was never poor, but my parents taught me to live in power saving mode.

Don't buy stuff you don't need.

Travel cost cautiously.

Don't buy expensive cars, cars are pure net negative things you sink money into in time.

Don't eat out all the time, just couple of times a year is enough.

Forward_Golf_1268 , Liza Summer Report

Final score:

33points

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Jude Laskowski 1 month ago

A friend of mine has a great job and makes good money, but she eats out often, then complains when she's laid off and has no savings. Another friend and I meet up once a month for lunch at a place where we take home enough food for another meal.

4points

Misterymoon , Karolina Kaboompics Report

#19

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I research for like 30 minutes before making any online purchase to make sure I'm getting the best deal while stacking the highest cash back and making sure I'm using the right credit card with the best offers. All this to save $30 that I throw away in 5 seconds when I'm drunk.

Final score:

32points

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Comment Deleted 1 month ago

I just LOVE how people on these type of threads get so bent out of shape at suggestions that are not relevant to their particular country or life. Calm down people. If it is not relevant or of use to you them move on. Why so darm angry.

11points

#20

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread After you finish cooking food, leave the oven open and heat your kitchen for free.

lions_amirite , Alex Lam Report

Final score:

31points

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Green Tree 1 month ago

Yep when it's cold in winter that heat is not going to waste! To be clear this is not running the oven with the door open, it's once the cooking is over you leave the door open for like 10 minutes so that heat goes into the house rather than being wasted.

20points

UnsafeBarista , Şahin Sezer Dinçer Report

#21

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Rich people throw out amazing stuff. If you know someone with a truck, you can go around the wealthy areas on garbage day and get all sorts of furniture, appliances, and clothing. A little cleaning and maybe a few minor repairs and you have lots of stuff to use or sell.

Final score:

30points

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oldguyinstanton 1 month ago

Watch out for the bedbugs. No, really. In everything that has tiny cracks/crevices.

21points

Thatoneepisodeofveep , Zak Chapman Report

#22

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I make soup for like 5 days at a time.

Final score:

30points

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WindySwede 1 month ago

Freeze!

10points

#23

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Listen, cheapo ramen is just damn good.

ATribeOfAfricans , Alan Levine Report

Final score:

30points

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Ray Ceeya (RayCeeYa) 1 month ago (edited)

Get familiar with your local Asian grocery store. There's an isle with about fifty different kinds of instant ramen in there and they all cost less than $2 a pack. You can try a different one every day of the month and it doesn't get old. My favorites are Indo-Mie and Mama.

20points

Specialist_Echo1823 , Suzy Hazelwood Report

#24

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Paying everything i can with cash this helps me keep my expances down since i can see the bills that im paying and then sometimes think yeah no thats not worth it. If i would have paid by card i would still have bought it.

And i still save for the things i wanne buy even though i can buy it immidiatly. I save it first because then im gonne take better care off it and im more proud off it since i saved for it instead off buying it in an impulse.

Final score:

27points

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Regina Holt 1 month ago

I use credit card instead of cash. I pay off the credit card completely when the bill comes. I use a credit card that pays back a small percentage of what I spend. That way, it's like I left the money in the bank a bit longer, plus earning the cash back that I wouldn't get by paying cash.

11points

#25

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread We eat out now.

but best believe we'll have left overs and those left overs last me lunch and dinner for the next 2 days.

Deseptikons , Eiliv Aceron Report

Final score:

26points

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Kristal 1 month ago

Yeah, I think this one falls under: if you eat out, don't shy away from the large portions so you can have leftovers at home. This is very easy for a single person to do.

11points

#26

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I'm still poor, kinda but I don't think I will stop hording things like good containers when I get rich, if something that usually gets thrown away once it done its original job but still can be reused again, I'm keeping it.

Jihi-is-talking , Alexey Demidov Report

Final score:

26points

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#27

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I turn off shower while i lather up. I'm still poor but I grew up where there was not a lot of water bc poor community. Plus didn't have a water heater so we had to heat up water in stove top. We bathed with a 5 gal bucket of water.

Due_Scholar8901 , Pixabay Report

Final score:

25points

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Green Tree 1 month ago

"Navy shower" - give yourself an initial all over rinse, turn off the water while you lather all over and then turn the water back on for a final rinse. I still do them periodically and strangely I actually feel cleaner.. I think maybe it's because the soap sits on your skin for a minute coupled with the visual of the suds makes sure you don't miss any spots

17points

FortuneTellingBoobs , Alexander Mass Report

#28

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I still take hotel shampoos and soaps, disposable chopsticks from restaurants, wet wipes and condiments from random food places, whatever that horsey sauce is from Arby's that nobody ever eats... If it was free guaranteed I've got some in a drawer at my house.

Final score:

25points

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Ray Ceeya (RayCeeYa) 1 month ago

I save extra napkins when I eat out.

11points