Join the Fun!

#2

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I cut open my lotion, toothpaste, and other products to make sure I use every ounce!

ImHere4TheGiggles , etevian Report

Final score:

73points

POST

Rose the Cook 1 month ago

It is surprising how much you waste if you don't do this.

22points

While serious financial hardships are a challenge on their own, many people also struggle with simply managing their money. For instance, a 2020 Intuit survey of over 1,500 people revealed that more than 60% didn’t even know how much they had spent the previous month.

To learn more about how to be mindful and intentional with our finances, Bored Panda reached out to Francesca Henry, the creator of The Money Fox, an Instagram blog where she shares her best cost-cutting tips.

“I started my page because years ago, I found myself in a tough financial situation,” Francesca tells us. “At the time, there weren’t many Instagram pages like mine, and I had to trawl through Google to find websites that could help. Most of what I found was aimed at the U.S., though. When I started trying things for myself, like side hustles and budgeting, I realized I needed to share what I was learning so no one else would feel the way I did—searching for help but not finding any.”

#3

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I still reuse my ziplock bags… and grocery bags… and paper bags… and you get the idea.

Edit: ok reading this thread I have more poor person habits than I realized.

lucyfell , Maria Lin Kim Report

Final score:

63points

POST

Ray Ceeya (RayCeeYa) 1 month ago (edited)

Same. I reuse old food containers too. Like those plastic butter containers too.

19points

#4

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Got a library card to save some money. Haven’t had a streaming service in a while.

bitter-coffee , Element5 Digital Report

Final score:

60points

POST

Barry 1 month ago

There are a ton of free streaming services

7points

#5

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Make a big pot of bolognese. Portion and freeze. Base makes chilli, lasagna, spaghetti bolognese and tacos.

Xr8e , Klaus Nielsen Report

Final score:

53points

POST

Paul C. 1 month ago

Yeah great....then I sit there and eat waaaay too much.

11points

Francesca shares that her favorite money-saving tip is finding ways to increase your income when you feel like you’re falling short, rather than cutting into your budget. “It only needs to be temporary until you’re back on your feet—or you can stick with it!” she says. “I tried out several different side hustles and even did overtime.”

To avoid feeling overwhelmed by overspending, Francesca suggests setting up sinking funds—where you save a set amount each month toward specific goals, like Christmas gifts or car maintenance. “You take the total amount and divide it by the number of months you have left. For example, £1,000 over 10 months means saving £100 per month,” she explains. “Also, record your expenses daily so you can see how much you’re actually spending, rather than guessing. This will help keep your budget on track.”

And of course, you don’t always need to spend money to have fun. “Find free activities to do with friends, like potlucks, going for walks or runs, or visiting free museums,” Francesca says.

#6

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread When I buy things that come in plastic containers (cottage cheese/sour cream/plastic take out type containers) I re use them for leftovers instead of buying the gladware reusable ones. It’s the same thing and I don’t have to worry about losing or ruining them. My fridge looks like my grandmas did growing up but I’m not throwing away more money on something I don’t really need in the end.

pabloescondido , [deleted] Report

Final score:

53points

POST

Karina 1 month ago

I used to love this, but more and more test proove that they leak chemicals, especially when temperatures change after cleaning with hot water or freezing them. Theee are no actual regulations other than short term food safety, so they may shed more plastic as well. PS Even regular containers, made for storage, leaks far more chemicals than "anyone" (with profits to make) could imagine.

16points

throwawayxxx1993xxx , cottonbro studio Report

#7

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Wearing a jacket is cheaper than turning on the heat.

Final score:

48points

POST

Karina 1 month ago

Make the jacket a sweater, then you have no leaks in the front or worse, cold buttons and sippers. Blankets for the win, when you are really cosying it up for winter.

19points

Auntriarch 1 month ago

Yes, I have brought my blankie out of the attic!

3points

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WindySwede 1 month ago

i read life jacket and wondering why they were on a boat 😴

5points

laura lee 1 month ago

Those kn95 masks work really well when your nose is cold

4points

geezeronthehill 1 month ago

Put on a hat. You know those Renaissance paintings where everyone is in headgear? They didn't have central heating.

4points

Mobey Drunk 1 month ago

This option depends on where you live. Up where I live, it can get to -25° F (-32°C). We go into hockey arenas to warm up.

4points

Kristal 1 month ago

I prefer colder temps but I also have a cat and she won't wear a jacket so I need to have the temp more reasonable

4points

Mason Kronol 1 month ago

Me to my husband every winter for +20 years! You’re sitting on the couch watching the History Channel, put a throw over you.

3points

Geoffrey Scott 1 month ago

Winter wear for me.. longsleeve tee, tee, flannel

3points

CrazyKnitter 1 month ago

Unless you have trouble creating body heat. I have such a hard time with creating my own bubble of heat and I get cold SO easily. I get heated blankets, jackets and chair pads to compensate for this. My husband is hot in temperatures that are making me shiver.

1point

Regina Holt 1 month ago

I also wrap something around my neck. Scarf, or warm sweater.

1point

Ima Manimal 1 month ago

I turn my AC up to 80 and go shirtless at home for the summer months

0points

Roberta Surprenant 1 month ago

Jimmy Carter taught all of the USA to wear a sweater rather than turning up the heat.

0points

Kate Koppen 1 month ago

plush pajamas are amazing. I only remove the top in exchange for a shirt for cooking.

0points

Philly Bob Squires 1 month ago

Fleece pants and sweatshirts. I could lay around the house all day in them.

0points

Sven Horlemann 1 month ago

Definitely. My wife has turned on heat while I sit it out a bit. I have no problem to wear a sweater.

0points

Anon822209 1 month ago

I don't turn up the heat unless we're in socks, sweatpants, tshirt, sweatshirt and still cold. And if you're just chilling on the sofa, grab one of the 6 throw blankets or a snuggie and you'll be fine

0points

Ivona 1 month ago

It's not the same as heating and doesn't warm the entire body.

0points

Kate 1 month ago

So wear socks & keep a throw/blanket handy.

1point

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Magpie 1 month ago

Add a hat when you're cold. Heck I add a sleeping bag. And gloves. Yes inside, yes in daytime. When it's hot drape a wet towel around your shoulders and head. Maybe use a fan. Feet in bucket of water.

0points

Pernille 1 month ago

I do this, plus use a plaid when sitting still, it is also better for the environment. And if you need to use AC keep it at around 26ºC is is a good temp for sitting still without being hot.

0points

Upstaged75 1 month ago

That's way too hot for me. But I'm in menopause so I'm hot no matter the temperature. :)

1point

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Nunuyabizzniss , cottonbro studio Report

#8

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread We went from poverty to upper middle class in the span of two years after I finished my Master’s degree. We are still frugal. We just don’t really buy stuff. We don’t travel or do vacations. All of our hobbies have us outdoors doing stuff for free anyways. We save and invest the extra money. We still have our beater cars and cheap apartment. Walmart and thrifted clothes. Buying basic and simple food in bulk and freezing. We just never changed our lifestyle. I think fear of someday losing it all and going back to poverty scares us, so we hoard what we can in savings and investments.

Final score:

48points

POST

Regina Holt 1 month ago

Thrifted clothes are great. Most of the clothes you buy from Walmart are what we call "fast fashion" They look great, but don't last very long. Buy thrifted clothes and they will last longer than anything you buy from Walmart.

20points

That said, it can be difficult to focus on healthy spending habits when financial struggles cause constant anxiety and take up all your mental energy. Studies show that financial worries are closely linked to higher levels of psychological distress. This often leads to lower self-esteem, feelings of guilt or shame, and can even result in depression.

Having experienced tough times herself, Francesca knows how hard it can be to stay positive. She recommends adopting small, meaningful rituals that can lift your spirits. “Make time for activities that bring you joy, even simple things like spending time with friends at home or reading a book from the library,” she says. “Having accountability partners can help too.”

Although financial setbacks may be temporary, there are still plenty of ways to brighten your life without spending much. Plus, the money habits you develop now can stick with you and benefit you in the future.

#9

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Accept free food. I used to be a picky eater. When I was poor I didn't know when I was going to eat again so I was just thankful for anything that wasn't spoiled or rotten.

Be nice and courteous to strangers. I didn't ever beg for money or food. I would help out people in my community whenever I could. Open doors for people. Clean up the trash on the side of the road or a parking lot. I helped this one guy push his car 4 blocks to a gas station after his car broke down in the middle of the street. -That guy gave me 100 bucks! (I was able to buy a cheap cell phone that led to me getting a callback for an actual job.)

I taught myself how to sew. When you only have almost no clothing it starts getting to the point where you need to start "reinventing" your old clothes. I still patch up my suits, pants, and socks when they need it.

preshowerpoop , Ron Lach Report

Final score:

48points

POST

Auntriarch 1 month ago

I have recently turned the collar on two of Mr Auntriarch's favourite shirts, first attempt, I'm feeling rather chuffed with myself. Just wish I could tell my nan about it...

17points

DanielleAntenucci , Kampus Production Report

#10

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I grow vegetables in my garden from seed and put up the produce like grandma used to do.

There is a change jar on the dresser where all the coins go. Roll em up and take em to the bank.

Buy practical things and buy them for life.

Final score:

45points

POST

Ray Ceeya (RayCeeYa) 1 month ago

I don't roll up the coins anymore. My bank has a machine that counts and separates it for free now. I even have a special bag for it. It's a small canvas bag with a dollar sign on it like in cartoons. I love bringing it INTO the bank.

19points

#11

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread It took me a long time to realize this habit of mine stems from me growing up poor, but I tend to overstock on pantry items. I’ve got a million toothbrushes, several spare jars of spaghetti sauce, tons of canned soup I rarely eat, etc. psychologically it stems from this subconscious fear of running out and not being able to afford a replacement later, so I better buy more now while I still can! (Never mind that I can absolutely afford replacements of all this stuff easily. Old habits die hard though. Not too bothered by it though, while my storage is all overcrowded, it’s still nice and comfortable knowing I have everything I need.).

tmrika , Anna Tarazevich Report

Final score:

39points

POST

Green Tree 1 month ago

Only a good habit if you periodically do "no buy" periods to clear out old stock before it becomes expired clutter

29points

Th3_Accountant , Joaquin Carfagna Report

#12

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I will never in my life buy candy at the cash register of the supermarket. If I am tempted, I will simply walk back into the store and buy a whole back. But I'm not paying 1,5 euro for a single snickers when I can buy a 6 pack for 3,5 euro in the back of the store.

Final score:

38points

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Ray Ceeya (RayCeeYa) 1 month ago

The stuff at the register is there to trap and snag money from people who are more impulsive.

20points

#13

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Go up and down every aisle in the grocery store comparing the coust of a product. Also comparing sizes to coust so like I could get one larg bottle of mustard for 5 dollars but the smaller ones are on sale for 2 for 5 and I'll be getting 4 more oz for free.

PattersonRoxy , Andrea Bova Report

Final score:

38points

POST

TribbleThinking 1 month ago

I don't shop any other way.

13points

#14

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Save lots of containers for other uses… storing/ sorting screws, etc.

Caddy000 , GraphicNovelty Report

Final score:

37points

POST

Ray Ceeya (RayCeeYa) 1 month ago

Poor peoples' tupperware.

12points

#15

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Only drink tap water. It's fine in my location. No money goes to soda, hot drinks, or alcohol. This makes it easier to afford cheap groceries and maybe save up some money. I can afford to be less strict about it now, but it seems like a good and harmless habit to keep (considering sugar, calories, dental effects).

StarAxe , Nithin PA Report

Final score:

37points

POST

Kristal 1 month ago

Same! Grow some of my own plants for tea too (like Chamomile)

9points

Electrical_Ice5457 , Bozhin Karaivanov Report

#16

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I freeze any food I can to ensure the food lasts and lessen the chances of being hungry the rest of the month.

Final score:

34points

POST

Javelina Poppers 1 month ago

One extravagant expenditure I made some months back is a vacuum chamber sealer. It not only protects my all foods from freezer burn, but I can vacuum seal liquids like soups, chili and spaghetti sauce. Never regretted it once and it continues to save me money on food on a daily basis.

18points

BeanMachine1313 , Katerina Holmes Report

#17

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Make a big pot of chili and eat it for days.

Final score:

33points

POST

WindySwede 1 month ago

And if you have the possibility, freeze some/all of it. Then you don't have to eat it for days, and still have some homemade in the freezer when you don't wanna cook.

16points

#18

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I was never poor, but my parents taught me to live in power saving mode.

Don't buy stuff you don't need.

Travel cost cautiously.

Don't buy expensive cars, cars are pure net negative things you sink money into in time.

Don't eat out all the time, just couple of times a year is enough.

Forward_Golf_1268 , Liza Summer Report

Final score:

33points

POST

Jude Laskowski 1 month ago

A friend of mine has a great job and makes good money, but she eats out often, then complains when she's laid off and has no savings. Another friend and I meet up once a month for lunch at a place where we take home enough food for another meal.

4points

Misterymoon , Karolina Kaboompics Report

#19

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I research for like 30 minutes before making any online purchase to make sure I'm getting the best deal while stacking the highest cash back and making sure I'm using the right credit card with the best offers. All this to save $30 that I throw away in 5 seconds when I'm drunk.

Final score:

32points

POST

Comment Deleted 1 month ago

I just LOVE how people on these type of threads get so bent out of shape at suggestions that are not relevant to their particular country or life. Calm down people. If it is not relevant or of use to you them move on. Why so darm angry.

11points

#20

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread After you finish cooking food, leave the oven open and heat your kitchen for free.

lions_amirite , Alex Lam Report

Final score:

31points

POST

Green Tree 1 month ago

Yep when it's cold in winter that heat is not going to waste! To be clear this is not running the oven with the door open, it's once the cooking is over you leave the door open for like 10 minutes so that heat goes into the house rather than being wasted.

20points

UnsafeBarista , Şahin Sezer Dinçer Report

#21

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Rich people throw out amazing stuff. If you know someone with a truck, you can go around the wealthy areas on garbage day and get all sorts of furniture, appliances, and clothing. A little cleaning and maybe a few minor repairs and you have lots of stuff to use or sell.

Final score:

30points

POST

oldguyinstanton 1 month ago

Watch out for the bedbugs. No, really. In everything that has tiny cracks/crevices.

21points

Thatoneepisodeofveep , Zak Chapman Report

#22

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I make soup for like 5 days at a time.

Final score:

30points

POST

WindySwede 1 month ago

Freeze!

10points

#23

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Listen, cheapo ramen is just damn good.

ATribeOfAfricans , Alan Levine Report

Final score:

30points

POST

Ray Ceeya (RayCeeYa) 1 month ago (edited)

Get familiar with your local Asian grocery store. There's an isle with about fifty different kinds of instant ramen in there and they all cost less than $2 a pack. You can try a different one every day of the month and it doesn't get old. My favorites are Indo-Mie and Mama.

20points

Specialist_Echo1823 , Suzy Hazelwood Report

#24

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Paying everything i can with cash this helps me keep my expances down since i can see the bills that im paying and then sometimes think yeah no thats not worth it. If i would have paid by card i would still have bought it.

And i still save for the things i wanne buy even though i can buy it immidiatly. I save it first because then im gonne take better care off it and im more proud off it since i saved for it instead off buying it in an impulse.

Final score:

27points

POST

Regina Holt 1 month ago

I use credit card instead of cash. I pay off the credit card completely when the bill comes. I use a credit card that pays back a small percentage of what I spend. That way, it's like I left the money in the bank a bit longer, plus earning the cash back that I wouldn't get by paying cash.

11points

#25

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread We eat out now.

but best believe we'll have left overs and those left overs last me lunch and dinner for the next 2 days.

Deseptikons , Eiliv Aceron Report

Final score:

26points

POST

Kristal 1 month ago

Yeah, I think this one falls under: if you eat out, don't shy away from the large portions so you can have leftovers at home. This is very easy for a single person to do.

11points

#26

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I'm still poor, kinda but I don't think I will stop hording things like good containers when I get rich, if something that usually gets thrown away once it done its original job but still can be reused again, I'm keeping it.

Jihi-is-talking , Alexey Demidov Report

Final score:

26points

POST

#27

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I turn off shower while i lather up. I'm still poor but I grew up where there was not a lot of water bc poor community. Plus didn't have a water heater so we had to heat up water in stove top. We bathed with a 5 gal bucket of water.

Due_Scholar8901 , Pixabay Report

Final score:

25points

POST

Green Tree 1 month ago

"Navy shower" - give yourself an initial all over rinse, turn off the water while you lather all over and then turn the water back on for a final rinse. I still do them periodically and strangely I actually feel cleaner.. I think maybe it's because the soap sits on your skin for a minute coupled with the visual of the suds makes sure you don't miss any spots

17points

FortuneTellingBoobs , Alexander Mass Report

#28

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I still take hotel shampoos and soaps, disposable chopsticks from restaurants, wet wipes and condiments from random food places, whatever that horsey sauce is from Arby's that nobody ever eats... If it was free guaranteed I've got some in a drawer at my house.

Final score:

25points

POST

Ray Ceeya (RayCeeYa) 1 month ago

I save extra napkins when I eat out.

11points

Sufficient-Berry-827 , Polina Tankilevitch Report

#29

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread My diet still mainly consists of rice, beans, frozen veg, and oats.
Still shop according to sales and coupons.
Still collect bottles and cans. I tell myself it's to recycle (I'm huge on RRR), but I have the urge to sell them and tell myself if there's an emergency I can cash them in for a quick ten bucks.

Final score:

25points

POST

Geoffrey Scott 1 month ago

Live in Michigan, 10c deposit on soda, beer, etc. Like a redneck savings account, make about as much interest too LOL

5points

Former_Situation2826 , Bluebird Provisions Report

#30

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Save chicken carcass after a roast and use for chicken stock.

Final score:

24points

POST

WindySwede 1 month ago

"three o' clock chicken stock" ☕

4points

edging_but_with_poop Report

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#31

A can of black beans still counts as a meal.

Final score:

12points

POST

Comment Deleted 1 month ago

I am a vegetarian. Rice and beans is a heathy protein rich meal.

3points

#32

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread 1. Drive a reliable 10+ year old car
2. Buy items at discount stores or at thrift stores
3. Cook at home
4. Fly in the cheap seats
5. Stay at friends when traveling if possible
6. Focus on free activities hiking, library, etc.
7. Try to do things for myself first rather than pay someone
8. Live with roommates.

madoneforever , JESHOOTS.com Report

Final score:

11points

POST

Pernille 1 month ago

1 - 7 yes, but I'll never live with roommates again.

16points

#33

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I still eat many of the struggle meals I used to. I can afford better food than Hamburger Helper or canned chicken mixed in Knorr rice now, but if it ain’t broke, why fix it?

I don’t eat them all the time - I do try to eat healthy and buy better produce, ingredients, etc - but on lazy days I still love me a box of Hamburger Helper or if I’m feeling fancy, Velveeta Skillets.

blackesthearted , Celso Mejia Report

Final score:

10points

POST

Javelina Poppers 1 month ago (edited)

I still love Hamburger Helper and the Knorr pastas as they're almost always on sale. Oh and don't forget Rice-a-Roni.

4points

#34

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I still shop flyer sales. Branded productd aren't always the best. For example, canned tuna. Once it's dolphin friendly, I don't care about the brand. I wouldn't be surprised if all the cans come off the same boat and then get individually labeled.

anon , Towfiqu barbhuiya Report

Final score:

10points

POST

Kristal 1 month ago

I miss physical coupons, it was fun cutting them out

3points

#35

Adding a dash of basil and oregano to a sandwich makes it taste like fancy, expensive bread.

OBISerious Report

Final score:

10points

POST

Karina 1 month ago

Plus. Vitamins and the likes!

3points

#36

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I occasionally catch myself putting Coors Light into my shopping cart. I then remember I can afford beer.

Weak-Ad9742 , Alex Azabache Report

Final score:

9points

POST

Mariotevez 1 month ago

Rolling Rock battalion over here!

2points

#37

Never finance toys.

Mister_Brevity Report

Final score:

8points

POST

#38

Simply not going to the shops. I hate shopping anyway so it is easy for me. I can go a week without spending a penny at a shop. Also buy big bottles and refil the small bottles. Eg I buy the big ketchup and refill the normal sized bottle. 1 liter bottle $6. 500ml bottle $5.

wireswires Report

Final score:

8points

POST

Javelina Poppers 1 month ago

Restaurants will do the same thing.

2points

Silly-Zucchini-3655 Report

#39

Drink free coffee at work and at apartment lobby.

Eat free at work and eat leftover from work. Aim to work more so I can get free food at work.

I aimed to shower at work but so far, one in a while shower at workplaces cause I like showering at home but I just do short shower.

Walk or take bus to work.

Use refillable soap.

Buy what I can eat in a week.

Fish for fish.

Buy bulk, cut it up, vacuum seal and freeze.

Use apartment roof top grill to save on electricity and have better grilled food.

Grow my own garden balcony (peppers, lettuce, chard, tomatoes, lime, and lemon). Make my own salads from my garden to subsidize grocery bill.

Bought a 8 oz thermos water bottle and bring it with me and refill water several times a day. Aim at drinking free filtered water 8 times a day at work. Also use it to drink free coffee and tea.

Try to avoid drinking from paper cup cause coworker said there is a film to make it waterproof and that is unhealthy. Don’t know how true that is but feeling like I am being sustainable and saving on paper cups.

Use a water filter Brita at home. Try not to buy sugar drinks and just add flavors to water (like my energy tonic or salted lemon).

Find free events with hosted food in our city (usually some kind of tech events) and eat at free events.

Do free things like walk around city, using my inflatable kayak at lakes instead of renting, and hiking.

Use my free library for internet and books.

Live like a broke life long learning student and learn to draw digital arts, write stories, research about different business plans, markets, learn AI, pattern making, jewelry making, etc. Just keep learning free online and local community classes. I love learning especially when it is free.

Sew my own clothes and buy thrift clothes. I get compliments cause my stuff are kind of different (style/patterns).

Pay most of the bill at the beginning at the month. Don’t have a balance on credit cards by paying off credit cards as it is posted. Get my 2% from credit cards but not have to pay 19-27% interest cause learned the hard way credit card debt sucks!

Any extra money goes to retirement accounts and investing in stock markets. A little money saved in HSYA account for emergency. Bank account is always low so I am always thinking I am broke and don’t really need to buy this or that. If I buy, something should be donated or giving away to make room cause limited space in apartment. Less space, less desire for more things.

I know I am not broke but I have college student mentality for so long that I just keep at it. In some weird way, I think I am being somewhat sustainable and helping the world with food waste. .

Final score:

7points

POST

Data1001 1 month ago

What kind of job do you have where you can shower at work? "Eat at work, drink at work, shower at work, sleep at work... "

1point

#40

Using ramen noodles as a quick meal because it’s too convenient.

SexyxAlly Report

Final score:

6points

POST

Comment Deleted 1 month ago

I had to stop eating these. So many empty calories . No nutritional value at all. I buy whole wheat grain pasta instead now and mix in a bag of frozen veggies.

2points

#41

Learn to pirate media, never pay a subscription fee but get to watch everything.

handsthefram Report

Final score:

6points

POST

Pernille 1 month ago

Or get a VPN and watch other countries public TV channels.

2points

#42

A sprinkling of basil and oregano on a sandwich makes it taste like fancy, costly bread.

creamerypk Report

Final score:

6points

POST

#43

Eat Ramen, the s****y square bag ones for like 25 cents. They're delicious!

mastersheeef Report

Final score:

6points

POST

Green Tree 1 month ago

A handful of frozen broccoli and an egg cracked right in near the end

7points

#44

I still do all of them.

Prepay phone is a big $ saver. I just don't understand why people pay $150-300/month for phone service. That's more than what I pay in a whole year for unlimited 5g.

Shop at ethnic stores for bulk ingredients and spices. Food prep most meals.

Live in the city and walk/bike/lyft/public transport because car suck and are a money hole.

Stop buying so many "specialized" products. Pinesol (or other all purpose cleaner), dish soap, vinegar, and bleach are really the only household cleaning products you need. Shaving cream is just really pricey soap. And all that smelly c**p like air fresheners, candles, and airwicks are seriously bad for your lungs.

If you're not rotating your streaming services you are doing it wrong.

Be handy or have handy friends for when things break. Lots of fixes for expensive items like fridges or ovens are simple with replacement parts that are cheap.\

Know that bulk is not always mean cheaper. I'm looking at you costco.

ChiAnndego Report

Final score:

5points

POST

Kristal 1 month ago

I'd like to see sources for the smelly stuff. I need all my smelly stuff to deal with shared scents in an old apartment building

2points

breakdancing-edgily Report

#45

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread I scour the stores' weekly ads for sales and coupons and buy in bulk/quantities when savings warrant it. I don't have to, but growing up on welfare, those habits die hard!

oh2climb , Markus Spiske Report

Final score:

5points

POST

#46

Actively seeking for coupons and deals. If you do it right, it does save a lot of money.

Final score:

5points

POST

#47

I still do most of the work around the house, so I installed my own ACs, I do the electrical, plumbing, etc.

I just can’t stand spending 1 to 2k on labor when I can just do stuff myself, even though economically, it doesn’t really matter to me.

OverSoft Report

Final score:

5points

POST

quentariel 1 month ago

I also do work around the house, but elecricity and plumbing are things I leave for professionals. I can't risk of accidents, and insurance doesn't cover if things aren't professionally installed. Water or fire damage can be hundred times more expensive than any installation fee. (And I'm super glad that usually you get free installation here if you buy something like oven, fridge or dishwasher).

5points

#48

Man i still borrow ketchup packets from fast food places like it's my job... can’t let that frugality go to waste.

xlaureldoll Report

Final score:

4points

POST

Ace 1 month ago

You'd save a lot more money by just not going to the fast food places at all.

4points

#49

Sleeping in to skip breakfast cause you can’t afford to buy it, but then telling people you are on the 2 meals / day diet.

Naigaru Report

Final score:

4points

POST

quentariel 1 month ago

I can't eat breakfast in early mornings, I just can't force anything solid down my throat. However, I have meds that I can't take on an empty stomach, so I eat one of those baby fruit puree packets. Sounds weird but it's quite common snack here.

5points

#50

30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread Rinsing off paper towels, drying them, and reusing them.

Unplug everything when I leave the house. “Phantom Power”.

Every time I make a sandwich, I struggle with justifying putting on two slices of cheese instead of one.

I still subconsciously leave the last of something (drinks, snacks) for one of my siblings even though I live alone.

SailfishMackerel , lungstruck Report

Final score:

3points

POST

Ace 1 month ago

OK, the paper towels thing is surely taking it too far. And if you want to save money stop buying pre-sliced cheese.

10points

#51

I don’t mind simple frozen meals like just chicken nuggets or just potstickers for dinner. I learned how to cook and got good at it while I was poor and now that I have a good salary I can enjoy making large portions for my girlfriend and I with good food that is cheap to make.

Yeesusman Report

Final score:

3points

POST

Regina Holt 1 month ago

frozen meals and chicken nuggets are not as cost effective as real home prepared stuff. Keep extra "real" food in freezer for quick meals.

0points

WillingnessFit8317 Report

#52

Hit different stores. Use coupons, stay with my clothes and electronics.

kakakarl Report

Final score:

3points

POST

#53

I don't but Starbucks. I go to McDonald's and get their ice coffees.

Final score:

1point

POST

MotherRobinson 1 month ago

McDonald's coffee is much better than Starbucks.

1point