30 Of The Most Useful ‘Poor People’ Life Hacks, As Shared In This Online Thread
Interview With ExpertOver 700 million people across the world are living in extreme poverty, which means affording basic necessities like food, clothes, or internet is a luxury for many.
That’s why Redditors who once struggled financially are sharing their go-to money-saving hacks for those who could use a little help. These ideas could also come in handy for anyone looking to be more mindful with their spending. Check them out below, and if you have similar suggestions, feel free to write them in the comments!
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Buy a bunch of identical socks. If one wears out or gets a hole, I can throw away only that one sock.
100%. All my socks are black tall crew and nobody can tell if they match or not.
Also really easy if you wanna pair them up before put in drawer, but usually now just toss the lot in there - but no need to sort them when they are the same. 👍
Load More Replies...Buy high quality socks and keep your toenails cut. I've had pairs last 5 years plus.
I cut open my lotion, toothpaste, and other products to make sure I use every ounce!
I never thought of slicing the tube up the side!
Load More Replies...It is not a matter of being poor, it would be wasteful to *not* do that, bad for the wallet, bad for the planet.
They made really cheap reusable plastic doodads with thin slots that you slide the tube bottom into, and then move the doodad up as you empty the tube. All the goop gets squeezed out at the opening.
I no longer need to do this, but do. It's pretty much this kind of thing that got me out of poor!
My family do this and I’ve grown to do it aswell, I thought everyone did this
While serious financial hardships are a challenge on their own, many people also struggle with simply managing their money. For instance, a 2020 Intuit survey of over 1,500 people revealed that more than 60% didn’t even know how much they had spent the previous month.
To learn more about how to be mindful and intentional with our finances, Bored Panda reached out to Francesca Henry, the creator of The Money Fox, an Instagram blog where she shares her best cost-cutting tips.
“I started my page because years ago, I found myself in a tough financial situation,” Francesca tells us. “At the time, there weren’t many Instagram pages like mine, and I had to trawl through Google to find websites that could help. Most of what I found was aimed at the U.S., though. When I started trying things for myself, like side hustles and budgeting, I realized I needed to share what I was learning so no one else would feel the way I did—searching for help but not finding any.”
I still reuse my ziplock bags… and grocery bags… and paper bags… and you get the idea.
Edit: ok reading this thread I have more poor person habits than I realized.
Same. I reuse old food containers too. Like those plastic butter containers too.
I cover those containers with that patterned stick on paper and pot plants in them
Load More Replies...We should all be doing this, there would be much less plastic waste. Reuse, repurpose, recycle.
I wish that were enough, and I would never discourage anyone from using as little as possible. However, the waste is systemic and happens on an industrial level, where we have depressingly little control. We're trying to make a difference by not using plastic bags for shopping anymore, while everything on the shelves is still packaged in multiple layers of plastic. Only a major systemic change can make a real impact.
Load More Replies...I sometimes get paper bags , but instead of re using them I cut off the handles if they have them and then the cats have hours of fun. Their favourite was a very fancy bag from a high-end brand that I actually paid money for, apparently my cats are fancy and prefer a Hermes paper bag, they pretend the didn't all come from the SPA refuge.
I once forgot to cut the handle on a paper bag before I gave it to my cat. She then proceeded to tear around my apartment with a bag attached to her head - while I desperately chased after her trying to get it off. It was only a few minutes, but I quickly learned to never make that mistake again! :)
Load More Replies...I like to save any resealable bag that food comes in, incase I need to throw away something that's greasy or may potentially leak and cause a mess
Of course. We do that as "normal" people, and I do not mean this in a bad way, in Germany.
I have three reusable canvas tote bags I use to carry my groceries in.
I have two-gallon ziplocks that I prep my horse's meals in for the week; some of them have been used over 100 times. Pro tip: this is one of the few things where it pays to buy name brand; the seals on the generic ones poop out very quickly.
Got a library card to save some money. Haven’t had a streaming service in a while.
For me the library ended up being more expensive! They charge a fee to bring books in from other libraries, so I ended up spending 50p per book, then got busy so got a couple of late fines. In the end it would have been cheaper & far less hassle to just order them from Ebay.
Nope. Won't do it. I budget specifically for WiFi. No car payment though. I only buy used, and pay cash that I've saved up.
Won't get a library card?!? I'm very confused by your thought processes here.
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Make a big pot of bolognese. Portion and freeze. Base makes chilli, lasagna, spaghetti bolognese and tacos.
I wish I'd ever had the option to ~eat too much~ when I was poor and used many of the ideas on this list as a fact of life...
Load More Replies...Make everything in large quantities - save on time, money, effort. Lots of food are better as leftovers.
I live by myself, hate cooking for myself a complete balance meal (meat, veggies, carb.) on a regular basis. I just make a big pot of stuff that contains everything needed for a complete nutritious meal, and have leftovers galore.
I do a lentil version with half and half red and brown lentils (brown for bite and red to thicken) and use leftovers in lasagna or make a shepherds pie/cottage pie.
Francesca shares that her favorite money-saving tip is finding ways to increase your income when you feel like you’re falling short, rather than cutting into your budget. “It only needs to be temporary until you’re back on your feet—or you can stick with it!” she says. “I tried out several different side hustles and even did overtime.”
To avoid feeling overwhelmed by overspending, Francesca suggests setting up sinking funds—where you save a set amount each month toward specific goals, like Christmas gifts or car maintenance. “You take the total amount and divide it by the number of months you have left. For example, £1,000 over 10 months means saving £100 per month,” she explains. “Also, record your expenses daily so you can see how much you’re actually spending, rather than guessing. This will help keep your budget on track.”
And of course, you don’t always need to spend money to have fun. “Find free activities to do with friends, like potlucks, going for walks or runs, or visiting free museums,” Francesca says.
When I buy things that come in plastic containers (cottage cheese/sour cream/plastic take out type containers) I re use them for leftovers instead of buying the gladware reusable ones. It’s the same thing and I don’t have to worry about losing or ruining them. My fridge looks like my grandmas did growing up but I’m not throwing away more money on something I don’t really need in the end.
I used to love this, but more and more test proove that they leak chemicals, especially when temperatures change after cleaning with hot water or freezing them. Theee are no actual regulations other than short term food safety, so they may shed more plastic as well. PS Even regular containers, made for storage, leaks far more chemicals than "anyone" (with profits to make) could imagine.
I save the plastic containers that you get with takeaways and use them for batch freezing meals. They also make handy sandwich boxes for my daughters for school. It doesn't matter if they lose or break them.
The ones you buy are microwave/freezer safe. You don't have that guarantee on recycled packaging.
I used to eat cottage cheese. I kept all those containers. They have come in handy now and again.
Tip - if you want to reuse plastic containers with print on them, 90% (or higher) isopropyl alcohol and some elbow grease will get the print off. I use that trick to save and repurpose the pretty little jars cosmetics come in, and those tacky promotional cups
Wearing a jacket is cheaper than turning on the heat.
Make the jacket a sweater, then you have no leaks in the front or worse, cold buttons and sippers. Blankets for the win, when you are really cosying it up for winter.
Put on a hat. You know those Renaissance paintings where everyone is in headgear? They didn't have central heating.
This option depends on where you live. Up where I live, it can get to -25° F (-32°C). We go into hockey arenas to warm up.
Me to my husband every winter for +20 years! You’re sitting on the couch watching the History Channel, put a throw over you.
Unless you have trouble creating body heat. I have such a hard time with creating my own bubble of heat and I get cold SO easily. I get heated blankets, jackets and chair pads to compensate for this. My husband is hot in temperatures that are making me shiver.
We went from poverty to upper middle class in the span of two years after I finished my Master’s degree. We are still frugal. We just don’t really buy stuff. We don’t travel or do vacations. All of our hobbies have us outdoors doing stuff for free anyways. We save and invest the extra money. We still have our beater cars and cheap apartment. Walmart and thrifted clothes. Buying basic and simple food in bulk and freezing. We just never changed our lifestyle. I think fear of someday losing it all and going back to poverty scares us, so we hoard what we can in savings and investments.
Thrifted clothes are great. Most of the clothes you buy from Walmart are what we call "fast fashion" They look great, but don't last very long. Buy thrifted clothes and they will last longer than anything you buy from Walmart.
Thrifted clothes may be second-hand Walmart clothes. Just saying.
Load More Replies...When I find an item of clothing (tops) that I really like and it's reasonably priced, I buy a bunch in different colors. They have lasted for years of weekly washing and I have one for each day of the week that I wear with basic black pants.
I relate to this comment the most- I started out with frugal habits, doing all the things in this article out of necessity, but since entering the workforce I do them out of choice, but it's not out of fear it is now who I am even if I came into money I would not change these habits.
Idk though, if you can afford it, please leave the thrifted clothes, cheap apartments, and beater cars for those of us that can't, ok? That's kind of the social contact of capitalism.
So if you earn more, you must spend more? Whatever your income, you still need to make sure you're living paycheck to paycheck? Who wrote that contract - the capitalist masters of consumerism?
Load More Replies...Saving up is good, for when an unexpected need for money arises. Car repairs, health issue, home repairs, the list goes on. And you need to save up for retirement when you are no longer making money.
Load More Replies...That said, it can be difficult to focus on healthy spending habits when financial struggles cause constant anxiety and take up all your mental energy. Studies show that financial worries are closely linked to higher levels of psychological distress. This often leads to lower self-esteem, feelings of guilt or shame, and can even result in depression.
Having experienced tough times herself, Francesca knows how hard it can be to stay positive. She recommends adopting small, meaningful rituals that can lift your spirits. “Make time for activities that bring you joy, even simple things like spending time with friends at home or reading a book from the library,” she says. “Having accountability partners can help too.”
Although financial setbacks may be temporary, there are still plenty of ways to brighten your life without spending much. Plus, the money habits you develop now can stick with you and benefit you in the future.
Accept free food. I used to be a picky eater. When I was poor I didn't know when I was going to eat again so I was just thankful for anything that wasn't spoiled or rotten.
Be nice and courteous to strangers. I didn't ever beg for money or food. I would help out people in my community whenever I could. Open doors for people. Clean up the trash on the side of the road or a parking lot. I helped this one guy push his car 4 blocks to a gas station after his car broke down in the middle of the street. -That guy gave me 100 bucks! (I was able to buy a cheap cell phone that led to me getting a callback for an actual job.)
I taught myself how to sew. When you only have almost no clothing it starts getting to the point where you need to start "reinventing" your old clothes. I still patch up my suits, pants, and socks when they need it.
I have recently turned the collar on two of Mr Auntriarch's favourite shirts, first attempt, I'm feeling rather chuffed with myself. Just wish I could tell my nan about it...
Absolutely everyone should have basic sewing skills, like replacing a button, hemming pants or skirts and fixing small tears and stuff. It would probably help keep a lot of clothes out of the landfill.
When I wasn't doing so well money wise when I needed a new piece of clothing was thinking about buying it, out of the blue a friend would come up to me and say, Brian I have this piece new or near new of clothing I think it will fit you. So he help me out a few times like this. One time I was thinking of buying a toaster oven because my oven on my stove quit working. He came to me and said I have a toaster oven, do you want it or could you use it. I said yes. So I got some free stuff this way. It's been about a year since he passed away. I miss him. He was a good friend,
I used to make my own clothes. Made my prom dress for $30 and my wedding dress for less than $40.
I sew and love to mend. I get to figure out how factory made clothes are put together too.
I grow vegetables in my garden from seed and put up the produce like grandma used to do.
There is a change jar on the dresser where all the coins go. Roll em up and take em to the bank.
Buy practical things and buy them for life.
I don't roll up the coins anymore. My bank has a machine that counts and separates it for free now. I even have a special bag for it. It's a small canvas bag with a dollar sign on it like in cartoons. I love bringing it INTO the bank.
I have change counting bank/jar that keeps track of all the coins you put in it. And it displays the total amount of $ on the lid. (You can get one for $10 on Amazon - I got mine as a gift) When it's full it adds up to about $100. At which point I take it to the bank, dump it in the coin machine, and get cash for it. It's much better than leaving random change in my pockets or at the bottom of my purse, and then forgetting I even have it.
Load More Replies...Growing your own may not save you anything if you consider the effort, but it's the best food you're going to eat.
I collect all the coins I find so that I can eventually turn into cash to put into my toddlers high-yield savings account. I don't want him to ever have to struggle like we did.
I use my coins for my bus fare. The drivers are always grateful for some change as a lot of passengers use notes. I always buy practical things and make them last for as long as possible.
It took me a long time to realize this habit of mine stems from me growing up poor, but I tend to overstock on pantry items. I’ve got a million toothbrushes, several spare jars of spaghetti sauce, tons of canned soup I rarely eat, etc. psychologically it stems from this subconscious fear of running out and not being able to afford a replacement later, so I better buy more now while I still can! (Never mind that I can absolutely afford replacements of all this stuff easily. Old habits die hard though. Not too bothered by it though, while my storage is all overcrowded, it’s still nice and comfortable knowing I have everything I need.).
Having a good stock of pantry staples on hand is always a good idea. Tropical storm Helene just gut punched this area of the mountains and I haven't needed to leave home at all. Well, okay. I am out of bananas.
Don't buy stuff you don't like and will never eat. I buy a certain brand of canned tuna at a discount store and I always have a couple dozen cans in my pantry. I don't like the water-packed so I don't buy it, even though it's cheaper.
Water packed tuna is just dry and tasteless. Olive oil packed is the way to go. Even if it adds a few more calories
Load More Replies...Are you regularly contributing to a savings account or IRA? That will give you piece some peace of mind.
This is me 😅 i was brave and threw out a solidified lump of "soup" starter from 2017 the other day. But I can probably live and eat for well over a year, just on my dry and canned goods storage. I aldo have a freezer full of meats, and my kitchen storage is in addition to that 😅🥲
I will never in my life buy candy at the cash register of the supermarket. If I am tempted, I will simply walk back into the store and buy a whole back. But I'm not paying 1,5 euro for a single snickers when I can buy a 6 pack for 3,5 euro in the back of the store.
The stuff at the register is there to trap and snag money from people who are more impulsive.
Candy should be bought impulsively. Just enough for that one craving. Keep healthy food at home.
ou don't save money by buying a family pack. You just eat more candy bars.
Load More Replies...You spent 3,5 euro instead of 1,5. You didn't save anything. You bought 6 candy bars you didn't wanted before on an impulse purchase.
I don't eat a whole lot of chocolate stuff or candy. Occasionally I will buy a candy bar at the register. Of I buy a pack of six, they would be gone within a week. I don't need thst much junk food.
Where I live, some grocery stores have a check-out line that doesn't have candy and gum, so that parents don't have to deal with their children begging for an expensive candy bar that is right in front of them.
This is making me laugh at a childhood memory. I was with a family friend and their 2 kids when I was a child. The mom gave each of us (3 kids total) 2 dollars each in quarters to spend on candy as a treat. Her 2 kids went to the candy machines and got a tiny bit of candy. I went back into the store and got a bunch of candy.
Go up and down every aisle in the grocery store comparing the coust of a product. Also comparing sizes to coust so like I could get one larg bottle of mustard for 5 dollars but the smaller ones are on sale for 2 for 5 and I'll be getting 4 more oz for free.
Clip coupons, but still compare prices with the coupon to the generics or other brand names. Sometimes coupons are great, other times they’re not enough to justify buying that brand. Still other times, they’re ridiculous. Why should I have to buy 3 boxes of cereal just to get 20 cents off? How about I buy 1 of those bigger bags of the lower shelf generic, which tastes EXACTLY like the brand name, and save something more like $2 or $3 instead?
Though most coupons are online now, I keep the paper coupons in my car.
Load More Replies...I get very annoyed at the shelf labels that sometimes give price per unit, sometimes price per weight, for the same kind of food. So instead of helping it takes more time while I work it out because dammit Mr Moorhouse god rest his soul didn't take all that time teaching me maths so that I could be stitched up in the Co-op.
It's a good to pay attention to size per ounce, but unless you are a good size family or good at freezing and using lots of leftovers, pay attention also to the size of the package that you're buying. Thanks a single older female who eats a lot less than I used to I find that I waste more food now that I did when I was younger not because of the change in status but because everything now comes in such big packages
I remember in college a professor exclaiming something by saying you would check the prices on high end things but you wouldn't waste your time checking prices on like toothpaste. Everyone in the class took offense to that.
I like to browse for the best bargains and see what's on special offer. I buy things that I use a lot of in bulk such as washing detergent and toilet rolls. I buy supermarket own brands whenever I can. They are just as good, if not better than the more expensive brands.
Shop at the top and bottom of shelves. They are where the cheaper, less flashy things are usually stocked. The middle is for the most popular or new items.
I do this too. It comes from having a very limited budget. You'd be surprised at the difference it makes.
Save lots of containers for other uses… storing/ sorting screws, etc.
Some yogurt containers are ridiculously over engineered, they even go in the dishwasher
My mum bought these tiramisu deserts that come in little glass pots. She still uses those pots to store things in.
Good old chinese food containers! Better that tupperware! I always have a lid that matches since one lid fits all 3 size containers! :)
We have a club membership and get the larger containers of spices (2x3x 8 inches with a shaker top). When the container is empty, it gets washed and reused for other things. My daughter puts small pastas in them (ditalini, orzo, stars, etc) and I've been known to use them for powdered sugar and cocoa shakers.
Only drink tap water. It's fine in my location. No money goes to soda, hot drinks, or alcohol. This makes it easier to afford cheap groceries and maybe save up some money. I can afford to be less strict about it now, but it seems like a good and harmless habit to keep (considering sugar, calories, dental effects).
My tap water tastes gross so I use a filtered pitcher. I have a 32 oz refillable cup that I take everywhere with me. (Yes, I drink a LOT of water) My trick to enjoying water more is a cheap bottle of lemon juice. I put a small amount in and it gives me a flavor I like. I drink way more water this way than if it was just plain water. And a $1 bottle of lemon juice lasts about a month.
But have a whole house carbon filter installed. It will remove chlorine and chemicals, and remove any bad flavor and odor the water has. Even when you shower or take a bath, chlorine gets absorbed through the skin and dries it out. Getting the filter was the best thing we ever did.
Bought a fridge with a water dispenser. That and my sodastream means I no longer pay for my sparkling water habit
Load More Replies...Where I grew up, the tap water was dangerous and could poison you. We had four big bottles and we'd pay small bucks to get it all filled with purified water, which would last us maybe 3-6 months
We live on a mountain and we have an artesian well with a whole house filter. Water is cold from the tap and tastes better than anything I could buy. Gotta have coffee and tea though! (And I do like a Jameson on occasion!) But I'm not paying $10 US for a case of water that's probably filtered city water anyway.
I take gallon jugs to the store and fill them up for drinking water. Cost only about 50 cents a gallon. Can't stand city water with all the chemicals in them to make it drinkable.
If I were to drink our tap water, I'd die. Lol. Someone had it tested and it was positive for cholera
Yeah, same here. We have excellent drinking water, and stopped buying "Sprudel" (to use a German word).
I freeze any food I can to ensure the food lasts and lessen the chances of being hungry the rest of the month.
One extravagant expenditure I made some months back is a vacuum chamber sealer. It not only protects my all foods from freezer burn, but I can vacuum seal liquids like soups, chili and spaghetti sauce. Never regretted it once and it continues to save me money on food on a daily basis.
Are the bags reusable? I wanted to buy one but thought it would produce a lot of plastic waste.
Load More Replies...When my supermarket sent out $10 off coupons, I stocked up on organic ground beef in my freezer so there's always something to eat.
Make a big pot of chili and eat it for days.
And if you have the possibility, freeze some/all of it. Then you don't have to eat it for days, and still have some homemade in the freezer when you don't wanna cook.
Do this with several meals that freeze well, and you’ll have enough variety stored in your freezer to avoid repeating meals too much. They really come in handy on those days when you just aren’t up to cooking, but want a decent meal. Reheats don’t take a long time, and you have fewer dirty dishes to boot.
Load More Replies...A big pot of beans with a ham hock or salt pork or bacon pieces tossed into it. Same goes if you make a big pot of spaghetti sauce............the freezer is your friend.
Chili doesn't last long here, but we do something called Burgoo (Kentucky's state dish). It's basically leftover stew - so every time we do a roast (beef, pork, or fowl), whatever is leftover that no one will eat a couple days later gets shredded up and put in the freezer until it's burgoo time. That plus broth, veggies, pasta sauce, seasonings, etc - and you've got a hearty, slightly spicy stew that will warm your faster than anything else! Splurge on some cornbread and you're set for days - all for the price of leftovers!
Well, the second time around you keep getting sh1t in your teeth/s
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I was never poor, but my parents taught me to live in power saving mode.
Don't buy stuff you don't need.
Travel cost cautiously.
Don't buy expensive cars, cars are pure net negative things you sink money into in time.
Don't eat out all the time, just couple of times a year is enough.
A friend of mine has a great job and makes good money, but she eats out often, then complains when she's laid off and has no savings. Another friend and I meet up once a month for lunch at a place where we take home enough food for another meal.
And yet I often think about the children of cooks, waiters, and other people working for restaurants that maybe pray and hope people will go at their parents' place and eat there, so they too can eat and buy stuff
Do you also think about the children of decorators or plumbers and call them out when you don't really need them so they too can eat and buy stuff? Or do you only use this argument to justify the guilty pleasure of eating out?
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I research for like 30 minutes before making any online purchase to make sure I'm getting the best deal while stacking the highest cash back and making sure I'm using the right credit card with the best offers. All this to save $30 that I throw away in 5 seconds when I'm drunk.
My kids know that by Halloween, I have to have wish lists for the holidays, and a month before birthdays, too. I look online at a couple of places, put the items in they want, and when the time comes, not only is my list together, but I can view which has the best price and what combination will save me the most while still doing what they want. Our last few Christmases have cost under $700 for 4 people INCLUDING DINNER - and no one felt like anything was missing!
If you're checking out on website online, and you see a place to enter a coupon code, try googling "'insert website name' coupon codes" You'll find some useless ones, but keep trying. But don't bother with Amazon
You throw away at least part of it away to get drunk enough to throw the rest away, no?
Not sure why you'd be so proud of throwing away $30 in five seconds when you're drunk... $30 will pay for two lunches at our favorite restaurant. I'd save it in a flash.
After you finish cooking food, leave the oven open and heat your kitchen for free.
This only applies if you have a gas oven. If you have an electric range, all that heat is going to stay in the room anyway because it has no other place to go. A gas oven has an exhaust to the outside to keep you from dying of carbon monoxide.
No, gas ovens do not need an exhaust. They do need proper ventilation in the kitchen, but unless you have an extractor running all the heat will stay within the house.
Load More Replies...Ovens have a vent that opens to the room. You use the heat in ten minutes or thirty minutes but one way or another you still heat the room. It’s not wasted
This is a brilliant idea, but I have two cats who'd jump in and burn their little piddy paws.
Rich people throw out amazing stuff. If you know someone with a truck, you can go around the wealthy areas on garbage day and get all sorts of furniture, appliances, and clothing. A little cleaning and maybe a few minor repairs and you have lots of stuff to use or sell.
Watch out for the bedbugs. No, really. In everything that has tiny cracks/crevices.
Not just bed bugs, but cockroach eggs can stick to old stuff. No thanks to any upholstered furniture or stuff I can’t bleach!
In my city, college kids moving out at the end of the school year will leave massive piles of furniture on the curb, often desks, tables or chairs that they bought at the beginning of the year -- not that it's defective, but the students are too lazy to sell/dispose of it properly.
I make soup for like 5 days at a time.
Cook a spiral sliced ham. Buy split peas or navy beans, tasty soup for quite a while. Turkey carcass, barley. Add favorite veggies to both.
Listen, cheapo ramen is just damn good.
Get familiar with your local Asian grocery store. There's an isle with about fifty different kinds of instant ramen in there and they all cost less than $2 a pack. You can try a different one every day of the month and it doesn't get old. My favorites are Indo-Mie and Mama.
There's a great Asian market about 45 minutes from me, and everything is just amazing. They have a huge amount of rice available for for purchase at nothing prices, and rice is an amazing base for so many good dishes that are easy to make
Load More Replies...I just saw an ad today for ramen toppings, that you add to improve your basic ramen meal.
Empty calories that provide zero nutrients ultimately is a waste of money. Empty calories remove minerals and nutrients from your muscles, cause blood sugar swings, and produce an insulin rush. Excessive Insulin is a main cause of inflammation.
Paying everything i can with cash this helps me keep my expances down since i can see the bills that im paying and then sometimes think yeah no thats not worth it. If i would have paid by card i would still have bought it.
And i still save for the things i wanne buy even though i can buy it immidiatly. I save it first because then im gonne take better care off it and im more proud off it since i saved for it instead off buying it in an impulse.
I use credit card instead of cash. I pay off the credit card completely when the bill comes. I use a credit card that pays back a small percentage of what I spend. That way, it's like I left the money in the bank a bit longer, plus earning the cash back that I wouldn't get by paying cash.
Absolutely. And you can have the cash back automatically deposited in your bank account to, so your monthly bill is lowered!
Load More Replies...Home appliances with credit card, you want some extra insurance in case of malfunction or something else...
We eat out now.
but best believe we'll have left overs and those left overs last me lunch and dinner for the next 2 days.
What are you, Ray? A Toy Story sized person? 🤣 I'm 120lb F and that's gone in 2 maybe 3 days.
Load More Replies...I know it's very typical in America to have larger portions, but those large portions really do feed you for like 3 days. It can be economical if you're smart lol
I'm still poor, kinda but I don't think I will stop hording things like good containers when I get rich, if something that usually gets thrown away once it done its original job but still can be reused again, I'm keeping it.
I turn off shower while i lather up. I'm still poor but I grew up where there was not a lot of water bc poor community. Plus didn't have a water heater so we had to heat up water in stove top. We bathed with a 5 gal bucket of water.
I do that, not because I'm poor, but just to preserve water, and I always turn off the tap while brushing my teeth. Water is not an infinite resource, though it doesn't look like that with the weather we've been having here for the last twelve months, LOL, but summer before last, everyone was asked to economize.
I didn't realize there were people who leave the water running while brushing their teeth. Why would anyone do that?
Load More Replies...Washcloth + soap, used on the critical spaces, your body does not need soap all over. Then rinse off under shower, shower runs for five minutes tops, and I am clean. People WITH hair might take 5 minutes more - but washing your hair every day is not good.
Sorry, but MY body does need soap all over. I think most people do.
Load More Replies...I did the same when growing up. I also never took a long shower. I still count to 120. That is two minutes, and I'm always finished before I get to 120.
I still take hotel shampoos and soaps, disposable chopsticks from restaurants, wet wipes and condiments from random food places, whatever that horsey sauce is from Arby's that nobody ever eats... If it was free guaranteed I've got some in a drawer at my house.
And with certain meals, that have the "potential" to be messy, I always ask for more, so that I will have enough to take with me.
Load More Replies...I love that horsey sauce from Arby’s! I buy the bottle of it that’s sold in grocery stores and use it on sandwiches, especially roast beef sandwiches. YUM! You get to actually enjoy the horseradish taste without having to endure the nose-and-throat-shocking potency that pure horseradish has.
My (teenage) kids hate me for doing so, but if one of ou paper napkins at a restaurant is just slightly stained, I will sneak it in my bag and use it like a paper towel for nasty things at home.
When my mother was in the hospital I cleaned out her kitchen. She saved everything, some of it quite gross. I bought all new condiments but she was furious. Some of those packets of ketchup were like lab experiments.
But taking it just to take it is worthless. Then you're just taking up space in your house by hoarding c**p you don't use. And then the company raises their prices to cover the cost of all the c**p that you take.
Only helpful if you’re actually going to use it. If you don’t even know what the “horsey sauce” is, why bother taking it? You’re only going to end up throwing it out
I don't use a lot on condiments at home so I don't take packets of condiments home with me. The bwould just sit in my refrigerator and spoil.
We take our own shampoo and soap. We don't want to use the small bits of stuff in plastic containers.
My diet still mainly consists of rice, beans, frozen veg, and oats.
Still shop according to sales and coupons.
Still collect bottles and cans. I tell myself it's to recycle (I'm huge on RRR), but I have the urge to sell them and tell myself if there's an emergency I can cash them in for a quick ten bucks.
Live in Michigan, 10c deposit on soda, beer, etc. Like a redneck savings account, make about as much interest too LOL
Man, this right here has me ballin' as a kid there!! How I funded the vast majority of my childhood!
Load More Replies...I use to recycle until the garbage company that service my town took away the recycle bin. I am not going out of my way to drop off my recycle items so everything goes in the trash now.
My diet is similar but I make sure to have a multi B every day as I don’t want to become deficient in B12. My annual bloods always come in the good range.
Used to do that when I was a kid. A six pack of bottles was enough to buy a comic book.
Save chicken carcass after a roast and use for chicken stock.
I get a rotisserie chicken from store and just put the whole thing into a big pot of water. Then after a while, I throw in some veg and get the meat off of the bone and throw it back in. Simple chicken soup. I also put the carrots into the hot soup for a while before cutting them up, much easier to cut once they've been cooked a bit.
My mother and I always saved roast chicken bones, made a very nice soup/ stew, with carrots, potatoes, swede, onion, parsnips, chopped, with a good stock cube.,Nice crusty bread, it would do us two days in big bowls, lovely
A can of black beans still counts as a meal.
1. Drive a reliable 10+ year old car
2. Buy items at discount stores or at thrift stores
3. Cook at home
4. Fly in the cheap seats
5. Stay at friends when traveling if possible
6. Focus on free activities hiking, library, etc.
7. Try to do things for myself first rather than pay someone
8. Live with roommates.
I'm with you there. I'd rather live in a single room with a microwave, sink and shower in it than share a house.
Load More Replies...Not everywhere is transit accessible. Many US locations requires cars to get around
Load More Replies...
I still eat many of the struggle meals I used to. I can afford better food than Hamburger Helper or canned chicken mixed in Knorr rice now, but if it ain’t broke, why fix it?
I don’t eat them all the time - I do try to eat healthy and buy better produce, ingredients, etc - but on lazy days I still love me a box of Hamburger Helper or if I’m feeling fancy, Velveeta Skillets.
I still love Hamburger Helper and the Knorr pastas as they're almost always on sale. Oh and don't forget Rice-a-Roni.
What is cheaper than Hamburger Helper and Knorr rice is to buy your ground beef, or plain rice and season it yourself. You are paying for basically a small package of seasoning when it would be cheaper to get the beef or rice and season it yourself.
I still shop flyer sales. Branded productd aren't always the best. For example, canned tuna. Once it's dolphin friendly, I don't care about the brand. I wouldn't be surprised if all the cans come off the same boat and then get individually labeled.
There is no such thing as dolphin-friendly tuna. There are no smart fishing nets that know how to avoid dolphins or endangered fish species. It is called bycatch and the unwanted catch is thrown back into the sea. That's how it goes.
I buy store brand tuna by the case as it's almost always 89 cents a can.
I would not be surprised if, in the near future, they get processed, canned, and labeled right there on the fishing boat. They have "factory" fishing boats. https://en.wikipedia.org/wiki/Factory_ship
Adding a dash of basil and oregano to a sandwich makes it taste like fancy, expensive bread.
I occasionally catch myself putting Coors Light into my shopping cart. I then remember I can afford beer.
Eewww! My grandpa drank Rolling Rock. I still remember the small green bottles. I thought it tasted horrible. But to each their own. That's just me, no offence to people that like it.
Load More Replies...Simply not going to the shops. I hate shopping anyway so it is easy for me. I can go a week without spending a penny at a shop. Also buy big bottles and refil the small bottles. Eg I buy the big ketchup and refill the normal sized bottle. 1 liter bottle $6. 500ml bottle $5.
Drink free coffee at work and at apartment lobby.
Eat free at work and eat leftover from work. Aim to work more so I can get free food at work.
I aimed to shower at work but so far, one in a while shower at workplaces cause I like showering at home but I just do short shower.
Walk or take bus to work.
Use refillable soap.
Buy what I can eat in a week.
Fish for fish.
Buy bulk, cut it up, vacuum seal and freeze.
Use apartment roof top grill to save on electricity and have better grilled food.
Grow my own garden balcony (peppers, lettuce, chard, tomatoes, lime, and lemon). Make my own salads from my garden to subsidize grocery bill.
Bought a 8 oz thermos water bottle and bring it with me and refill water several times a day. Aim at drinking free filtered water 8 times a day at work. Also use it to drink free coffee and tea.
Try to avoid drinking from paper cup cause coworker said there is a film to make it waterproof and that is unhealthy. Don’t know how true that is but feeling like I am being sustainable and saving on paper cups.
Use a water filter Brita at home. Try not to buy sugar drinks and just add flavors to water (like my energy tonic or salted lemon).
Find free events with hosted food in our city (usually some kind of tech events) and eat at free events.
Do free things like walk around city, using my inflatable kayak at lakes instead of renting, and hiking.
Use my free library for internet and books.
Live like a broke life long learning student and learn to draw digital arts, write stories, research about different business plans, markets, learn AI, pattern making, jewelry making, etc. Just keep learning free online and local community classes. I love learning especially when it is free.
Sew my own clothes and buy thrift clothes. I get compliments cause my stuff are kind of different (style/patterns).
Pay most of the bill at the beginning at the month. Don’t have a balance on credit cards by paying off credit cards as it is posted. Get my 2% from credit cards but not have to pay 19-27% interest cause learned the hard way credit card debt sucks!
Any extra money goes to retirement accounts and investing in stock markets. A little money saved in HSYA account for emergency. Bank account is always low so I am always thinking I am broke and don’t really need to buy this or that. If I buy, something should be donated or giving away to make room cause limited space in apartment. Less space, less desire for more things.
I know I am not broke but I have college student mentality for so long that I just keep at it. In some weird way, I think I am being somewhat sustainable and helping the world with food waste. .
What kind of job do you have where you can shower at work? "Eat at work, drink at work, shower at work, sleep at work... "
If they did anything else at work they could just live there and save on rent!
Load More Replies...Learn to pirate media, never pay a subscription fee but get to watch everything.
I still do all of them.
Prepay phone is a big $ saver. I just don't understand why people pay $150-300/month for phone service. That's more than what I pay in a whole year for unlimited 5g.
Shop at ethnic stores for bulk ingredients and spices. Food prep most meals.
Live in the city and walk/bike/lyft/public transport because car suck and are a money hole.
Stop buying so many "specialized" products. Pinesol (or other all purpose cleaner), dish soap, vinegar, and bleach are really the only household cleaning products you need. Shaving cream is just really pricey soap. And all that smelly c**p like air fresheners, candles, and airwicks are seriously bad for your lungs.
If you're not rotating your streaming services you are doing it wrong.
Be handy or have handy friends for when things break. Lots of fixes for expensive items like fridges or ovens are simple with replacement parts that are cheap.\
Know that bulk is not always mean cheaper. I'm looking at you costco.
I'd like to see sources for the smelly stuff. I need all my smelly stuff to deal with shared scents in an old apartment building
The "scented air fresheners with pretty scents" are a bunch of chemicals. They are made to artificially smell like" roses or lavendar or pine" They trigger my asthma.
Load More Replies...150$ for a mobile phone line with internet???? I pay internet through fiber 600mb , and 3 mobile lines with 50gb each and unlimited phonecallls , all of it for 35€ a month. Everytime i hear about USA is going worse and worse
I scour the stores' weekly ads for sales and coupons and buy in bulk/quantities when savings warrant it. I don't have to, but growing up on welfare, those habits die hard!
I still do most of the work around the house, so I installed my own ACs, I do the electrical, plumbing, etc.
I just can’t stand spending 1 to 2k on labor when I can just do stuff myself, even though economically, it doesn’t really matter to me.
I also do work around the house, but elecricity and plumbing are things I leave for professionals. I can't risk of accidents, and insurance doesn't cover if things aren't professionally installed. Water or fire damage can be hundred times more expensive than any installation fee. (And I'm super glad that usually you get free installation here if you buy something like oven, fridge or dishwasher).
Man i still borrow ketchup packets from fast food places like it's my job... can’t let that frugality go to waste.
Sleeping in to skip breakfast cause you can’t afford to buy it, but then telling people you are on the 2 meals / day diet.
I can't eat breakfast in early mornings, I just can't force anything solid down my throat. However, I have meds that I can't take on an empty stomach, so I eat one of those baby fruit puree packets. Sounds weird but it's quite common snack here.
I'm diabetic and can't take my meds without food, so I make my own diabetic blueberry muffins or have a small ramekin of berries for breakfast. I have no idea how people can sit down and have a proper brekkie....makes me boak.
Load More Replies...I eat once a day (early evening). Started during lockdown b/c of forced sedentary life. It suited and so I continued.
I do that a lot of the time too. Sometimes I do breakfast or lunch, but never more than twice a day. That's what works best for me. I have a weird thing where I never experience hunger - due to scar tissue from an old surgery. So I do have to sometimes remind myself to eat at all. But I'm also a late night snacker, which is why I'm fat. :)
Load More Replies...Why do you need to explain your eating habits to other people? If i want to eat once, twice or 10 times a day, that's my decision and if anyone has a problem with it, they can fück all the way off :)
Rinsing off paper towels, drying them, and reusing them.
Unplug everything when I leave the house. “Phantom Power”.
Every time I make a sandwich, I struggle with justifying putting on two slices of cheese instead of one.
I still subconsciously leave the last of something (drinks, snacks) for one of my siblings even though I live alone.
OK, the paper towels thing is surely taking it too far. And if you want to save money stop buying pre-sliced cheese.
i mean if you're washing them anyway, might as well use dish cloths :)
Load More Replies...I tear paper towels in half. It's cut way down on having to buy more of a 1 use thing you throw away.
I don’t mind simple frozen meals like just chicken nuggets or just potstickers for dinner. I learned how to cook and got good at it while I was poor and now that I have a good salary I can enjoy making large portions for my girlfriend and I with good food that is cheap to make.
frozen meals and chicken nuggets are not as cost effective as real home prepared stuff. Keep extra "real" food in freezer for quick meals.
I don't but Starbucks. I go to McDonald's and get their ice coffees.
Heres my pro tip. anything that makes me feel poor, i stopped doing it.
so nothing.
Edit: for reference. my net worth was like 100k or 200k + before I stopped feeling poor. that gd poor feeling follows you around like a curse, long after you do get money.
I'd heard stories about people with millions and still feeling poor. I was like fk that. id rather just not feel poor, if I can do that then I don't have to be rich.
and so yeah, that basically meant any of those "life hacks" that poor people do. that made me feel poor when i did them. i had to cut them out
yeah maybe i dont save all the pennies i could. i give zero cares. i consider it the price of not feeling poor. a price I happily pay here and there.
A lot of these are rich people from were I am sitting. .... I can't afford heating / cooling. But manage ok. Look up Aussie sites for how to manage heat. ........ Meat is for rich ppl. Lentils, beans and nuts for protein........ Clothes when needed come from Opshops. Underwear, socks from shops like kmart or big w, on special. ......... Banks here must have one fee free account for pensioners, but you might have to ask for it. Watch out for fees on ATM's ...... Use soap bars for everything. Cheaper than liquid soaps.
Most nuts are more per pound / and per/calorie than meat where I live, so that's def not a universal
Load More Replies...Jimmy Carter taught all of us to wear a sweater before turning up the thermostat when he was in the WH. Which shows how old I am to remember that.
I buy many things from charity shops. There's absolutely no shame in having second hand stuff and it's good for the environment too. I don't do fast fashion. I wear my clothes again and again until they're just about falling apart and the I cut them up for cleaning rags. Reading is one of my favourite pastimes. My local library closed down so now I buy my books from charity shops and second hand shops for pennies. When I've read them I give them back to the charity shop.
I went on a charity shop crawl with my daughter when she came up to visit and I bought 16 DVDs for £4. They were 4 for a pound. Best thing is, even tho they weren't new, the discs were in perfect condition. 10/10 would recommend.
Load More Replies...Before I had to retire, I kept a jar of instant coffee in my desk to have for that second cup of the day. I brought my first cup in an insulated travel mug. A guy in my office used to go to the coffee kiosk and buy a cup for $3.00. I never nagged him about the money he was wasting, but one day he brought in a jar of instant coffee and store creamer. He couldn't believe how much $ he saved.
Here in Britain it's normal for workplaces to have a shared jar of instant coffee and pack of teabags (and a kettle of course).
Load More Replies...Some of these: yes. Some others are too much. Why am I even working and making money if I can’t enjoy my life a little while I’m still healthy/young enough to do so. For me it’s a question of time and what’s valuable to me. I will splurge on travel and hobbies, but I rarely eat out (also for health reasons). Yes, I can take the cheaper route, but if it’s going to cost me too much time then it’s not worth it. It’s the different between buying the cheapest flight and saving yourself 2 hours for the slightly more expensive option. I grew up poor and now make a comfortable salary - comfortable enough to treat myself and still save. Just don’t waste money on things that don’t actually add value / bring joy to your life and you’ll be fine (assuming you’re not on a super tight budget).
Rice can go a LONG way. When I was unemployed, I ate it plain with protein if I had it. I'd eat it plain with whatever I had in my pantry. I made 'pho', 'mexican', 'chinese', etc. tasting porridge/congee out of it. I even made a really bad version of horchata when I wanted something sweet. I did the same with really cheap instant ramen and even oatmeal. I used whatever I already had in my pantry to make various savory and sweet dishes so I didn't get sick of the same taste. And I used the soup packets to make "broth".
A lot of these are rich people from were I am sitting. .... I can't afford heating / cooling. But manage ok. Look up Aussie sites for how to manage heat. ........ Meat is for rich ppl. Lentils, beans and nuts for protein........ Clothes when needed come from Opshops. Underwear, socks from shops like kmart or big w, on special. ......... Banks here must have one fee free account for pensioners, but you might have to ask for it. Watch out for fees on ATM's ...... Use soap bars for everything. Cheaper than liquid soaps.
Most nuts are more per pound / and per/calorie than meat where I live, so that's def not a universal
Load More Replies...Jimmy Carter taught all of us to wear a sweater before turning up the thermostat when he was in the WH. Which shows how old I am to remember that.
I buy many things from charity shops. There's absolutely no shame in having second hand stuff and it's good for the environment too. I don't do fast fashion. I wear my clothes again and again until they're just about falling apart and the I cut them up for cleaning rags. Reading is one of my favourite pastimes. My local library closed down so now I buy my books from charity shops and second hand shops for pennies. When I've read them I give them back to the charity shop.
I went on a charity shop crawl with my daughter when she came up to visit and I bought 16 DVDs for £4. They were 4 for a pound. Best thing is, even tho they weren't new, the discs were in perfect condition. 10/10 would recommend.
Load More Replies...Before I had to retire, I kept a jar of instant coffee in my desk to have for that second cup of the day. I brought my first cup in an insulated travel mug. A guy in my office used to go to the coffee kiosk and buy a cup for $3.00. I never nagged him about the money he was wasting, but one day he brought in a jar of instant coffee and store creamer. He couldn't believe how much $ he saved.
Here in Britain it's normal for workplaces to have a shared jar of instant coffee and pack of teabags (and a kettle of course).
Load More Replies...Some of these: yes. Some others are too much. Why am I even working and making money if I can’t enjoy my life a little while I’m still healthy/young enough to do so. For me it’s a question of time and what’s valuable to me. I will splurge on travel and hobbies, but I rarely eat out (also for health reasons). Yes, I can take the cheaper route, but if it’s going to cost me too much time then it’s not worth it. It’s the different between buying the cheapest flight and saving yourself 2 hours for the slightly more expensive option. I grew up poor and now make a comfortable salary - comfortable enough to treat myself and still save. Just don’t waste money on things that don’t actually add value / bring joy to your life and you’ll be fine (assuming you’re not on a super tight budget).
Rice can go a LONG way. When I was unemployed, I ate it plain with protein if I had it. I'd eat it plain with whatever I had in my pantry. I made 'pho', 'mexican', 'chinese', etc. tasting porridge/congee out of it. I even made a really bad version of horchata when I wanted something sweet. I did the same with really cheap instant ramen and even oatmeal. I used whatever I already had in my pantry to make various savory and sweet dishes so I didn't get sick of the same taste. And I used the soup packets to make "broth".
