35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online

In 2022, food prices increased by 9.4% on average in the year to April. This marked the largest rise in 40 years.

Rising inflation is making life more difficult for many as people struggle to afford necessities such as groceries, gas, and rent. And earning to manage your finances and planning ahead is becoming crucial in order to survive.

Luckily, often it starts from simple steps and changes in spending habits. This thread has people sharing simple and useful financial life hacks they swear by, so you may want to get your notes ready!

This post may include affiliate links.

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Inherit a large amount of money. It’s the secret they don’t want you to know about

_njhiker , Andrea Piacquadio Report

Final score:

183points

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Sad Quokka 1 year ago

Can someone give me a rich uncle please?

69points

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35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Adjust what you think your zero is. Everyone has that "oh s**t I'm broke" number-- I just inflated mine so I think I'm broke when I'm not. If I have $1000 in my bank account, I treat it like $0. $1050 is treated like I have only $50. It's weird, but it's been working so far.

Clandestinechic , Karolina Grabowska Report

Final score:

181points

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Sad Quokka 1 year ago

This.... I kind of do this subconsciously, and it does work

53points

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35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Don't spend money you don't have! It's a revolutionary concept, I know, but it really works wonders.

Fickle-Farmer-1402 , energepic.com Report

Final score:

165points

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Sad Quokka 1 year ago

I've never owned a credit card, and I don't want to.

48points

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35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Eat before you go to the store and always make a list and stick with it.

Mac_nocheeze , Jack Sparrow Report

Final score:

157points

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Kazza 1 year ago

I try to shop for groceries online for delivery. That way I'm not tempted as much to impulse buy. Not 100% fool proof though.

39points

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35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Every time you get a raise, hide it. Increase your 401(k) contribution, or put it into an IRA, or invest in stock, or just put it aside in savings.

In other words, don't get used to a higher level of consumption. This is especially important when you're young.

LetsPlayCanasta , Pixabay Report

Final score:

151points

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Kathryn Baylis 1 year ago (edited)

Yeah, but you really need to get to a point of consumption where you’re living, instead of just barely existing. Problem is, so many people are barely scraping by, living hand to mouth, one paycheck away from living on the street, even though they’re exhausting themselves working multiple jobs. Once we get people being paid livable salaries for ONE job, then we can advise them to put any increase in their salaries into savings and retirement.

100points

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Ask for small bills only, no dye packs or silent alarms

honey_badger_9 Report

Final score:

144points

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Bonesko 1 year ago

😅Thanks buddy

44points

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35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online When you spend money think "Is this worth x amount of time that I spent at work?"

radpandaparty , Valeria Boltneva Report

Final score:

136points

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Loverboy 1 year ago

Imagine looking at your favorite bag of chips or candy and realizing it's half of what you make in an hour. You could get payed in two bags a chips for an hour of work.

45points

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Don't cosign anything for anyone

Revolutionary_Dog3 Report

Final score:

133points

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Mtownmick 1 year ago

Understand the point here. Did it for my stepson to buy a house. He qualified but they didn't like the fact he was in construction and the hours varied. He sold that house after five years for more than 40k more than he bought it to leverage his family into a more suitable house. Hate to think how many people get stuck in rentals and can't start earning equity because of this sort of thing.

40points

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Small hack:

If you pay your car off, continue paying your car payment into a new account.

This payment is already in your budget, so you should be used to it.

This new account is handy if you have any car-related repairs you need to make, like having to replace your fuel pump.

When you need to buy a new car, you can either buy it out right or you have a substantial amount to use for a down payment.

cbpantskiller Report

Final score:

132points

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Elizabeth West 1 year ago

And don't buy another car right when you pay off the other one. Lots of people just keep a car payment instead of continuing to drive the one that's paid off.

38points

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#10

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Just drink water

Meowsommar , Andrea Piacquadio Report

Final score:

117points

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Sad Quokka 1 year ago

I drink water. Now where are my millions?

98points

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#11

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online I don't smoke or drink. Saves me a lot of money

ChessGuy90 , Sonja Maric Report

Final score:

110points

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Jay Son 1 year ago

Funny thing is, when I quit smoking 15, years it so ago, I never really noticed I had more money to spend lol

26points

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#12

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Live below your means.

DrteethDDS , cottonbro studio Report

Final score:

110points

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Loverboy 1 year ago

Better than spending more than you make, ig. Life is short though, have fun. Don't spend absolutely everything you have, but don't live worse than you have to

38points

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#13

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Bringing pack lunch, or always have a snack in my bag.

sunnyjooooy , Keegan Evans Report

Final score:

109points

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sbj 1 year ago

I like something different everyday for my lunch and as I live alone it is cheaper to buy ready made sandwiches/snacks

9points

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#14

Pay your credit cards in full every month. Don’t overspend. No exceptions.

Nora_Evans Report

Final score:

107points

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jade s 1 year ago

Not possible when your credit card is for emergencies and the reason you need it is because you can't afford everything in 1 go.

8points

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#15

I started thinking of things in terms of hours worked instead of money. Let's say you make $15/hr. Eating McDonald's after work costs $10, doesn't seem like much. But thinking "I worked 40 minutes for this" has a different psychological effect on me. I'm less likely to buy things with my time than I am with my money, if that makes sense.

cardmanimgur Report

Final score:

107points

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Phandom Apostolis 1 year ago

Like that movie "In time".

16points

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#16

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Use the library for books, CDs, DVDs, and audio books.

SuvenPan , Element5 Digital Report

Final score:

97points

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Loverboy 1 year ago

Ah, the library. Bookstores and libraries are my favorite places.

29points

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#17

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online dont buy NFTs

_PM_Me_Easy_Recipes , [deleted] Report

Final score:

95points

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Bonesko 1 year ago

If not for financial reasons, then because they're stupid 🙄

83points

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#18

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Uninstall grubhub and doordash from your phone

Joker8pie , Elvert Barnes Report

Final score:

89points

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Loverboy 1 year ago

Wayyy too much to pay when I can just drive a few miles and pick it up myself. Or yk, just not order takeaway.

34points

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#19

Every time I want to buy something big or expensive, I ask myself one question:
Do I NEED this, or do I WANT this?

Both answers are fine, I think it's just important to know WHY you spend money. Beeing mindfull of things is always a good choice in life.

jahela Report

Final score:

86points

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emowankinemo 1 year ago

Also sleep on it...9 times out of 10 it was an impulse purchase and I realise I don't need it.

29points

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#20

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Banks are not your financial advisors, don't take their advices. They are a business and think about their profit.

SuvenPan , Ono Kosuki Report

Final score:

85points

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Lance LaRocque 1 year ago (edited)

In Canada a financial adviser is regulated and acts in your best interest. Banks normally do not have financial advisers, they have financial advisors. A financial advisor acts in their employers best interest. Check for the "er" or "or" before you invest! Edited for source and additional details. It looks like in about 2017 Canada had about 121,000 registered financial professionals. 4,000 of those could use the title financial adviser. https://www.cbc.ca/news/business/bank-s-deceptive-titles-put-investments-at-risk-1.4044702

15points

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#21

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Our biggest money saver is cooking our meals at home. We bake bread 3-4 days a week ($0.50/ loaf) and grow lettuce, peas, cucumbers, and herbs by a window all winter.

Feel great, more money in my pocket!

Flashy_Remove_3830 , Digital Buggu Report

Final score:

83points

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Jan Rosier 1 year ago

Great idea, but 50 cents for a loaf? In Belgium, quality bread costs less at a normal bakery than making it by yourself.

29points

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#22

Always bring your own water bottle!! Ive live off from refills for 6 months and saved a lot of money

naminek150 Report

Final score:

80points

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Keith Lancaster 1 year ago

Great for the environment as well.

13points

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#23

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online I've found recently that I do better with my finances when I check my account on the app every day. It's almost addicting seeing my credit balances lower. I also notice that if I haven't checked it in a few days I've been making bad financial decisions. It's all mental at this point but it's helped since I started doing it last October

Dizzle71 , Andrea Piacquadio Report

Final score:

80points

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Phandom Apostolis 1 year ago

That's what happened in the old days when you had your money in cash in your wallet. Every time you opened your wallet to pay, you instantly saw how much you had left. Nowadays you just swipe a card and nobody tells you what remains in your account.

22points

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#24

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Young people should not be ashamed to live at home for longer. It's crazy how much debt some young people are in, and they could be in a lot less debt if they just stayed home longer.

I know Boomers normalized bragging about kicking your kids out of the house at age 18 and leaving them with no support even though their own parents often helped them buy their first house (yes, that's actually true, and Boomers would prefer that you didn't know this), but that's really not OK.

PS. I'm 53 years old. This post was not made out of self-interest.

Bizarre_Protuberance , Elina Fairytale Report

Final score:

79points

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Loverboy 1 year ago

This is more of a western thing. It's completely normal for people to live at home for much longer than the age of 18 in other countries. And with housing being as expensive as it is in the U.S. right now, there's nothing wrong with not going into debt and making a smart financial decision.

25points

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#25

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online If you are good at sometime - don't do it for free.

I can plant gardens and mulch them. It's relaxing, fun, easy and rewarding. Some people want a nice garden with edges and mulch. Takes me a few minutes to pick out some perrenials, and order them, with a bulk load of mulch and soil. I can drive it to a house, unload, cut out a garden and install the new one within a few hours, then go to a spot and unload to scrap I dug out (grass usually).

I did this for free for a buddy. His neighbour wanted the same, and I said we could do it. They paid me $500 for a few hours labour and the materials. Now I charge $500 and walk away with $350 profit for a few hours, for the same work I was doing for fun on Sunday mornings.

dumplin-gorilla-lion , Andrea Piacquadio Report

Final score:

78points

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Loverboy 1 year ago

I've heard this all my life, and honestly I hate it. This is how you come to resent your hobbies and interests. I like writing short stories and poetry, it's calming and fun. But I know as soon as I try to turn that into a job, I'm going to dislike it.

67points

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#26

Make your own coffee. Starbucks is expensive man.

vokat17543 Report

Final score:

77points

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ADJ 1 year ago

Overpriced, and their coffee is just s****y. Even my daughters, once a Starbucks fans, do not go there anymore. You can get better coffee for less money literally everywhere.

24points

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#27

If you smoke cigarettes..QUIT!!!

yalaket111 Report

Final score:

67points

POST

Monday 1 year ago

If you can't quit cold turkey, get a vape. It's reusable.

9points

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#28

get a credit card with good rewards and route every purchase through it. pay it off in full each month and enjoy your free money while simultaneously giving credit card companies the middle finger.

IO_Node Report

Final score:

66points

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Bored Trash Panda 1 year ago

Thats what we do! Earned like $700 this past year so far.

12points

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#29

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Make an actual budget and stick to it

radicallefter , Karolina Grabowska Report

Final score:

65points

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Sad Quokka 1 year ago

But damn, it's difficult!

24points

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#30

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online
cook my own meals....not eat out

tetini8674 , Joe L Report

Final score:

64points

POST

The Doom Song 1 year ago

Used to hate cooking but now I actually kinda enjoy it.

7points

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#31

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online When you have a partner and share finances, but you have different styles of managing money, it’s a good idea to keep separate accounts.

When my wife and I got married, we agreed that any expense over a certain amount, we would have to discuss and agree to. That amount is fairly low.

Low-fee market index funds are the best investment.

When you are considering a purchase, give yourself at least 24 hours, if possible, before pulling the trigger.

Mentalfloss1 , Anna Shvets Report

Final score:

60points

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Huddo's sister 1 year ago

One of my friends does this. Her and her husband have a joint account they each pay a certain amount into, then anything extra goes in their personal account, to spend however they want.

18points

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#32

Don't spend money on bottled water and drive slower.

_kevx_91 Report

Final score:

56points

POST

Jay Son 1 year ago

I'm gonna stick with bottled water for now. My state supposedly has safe water, but after a large navy jetfuel spill and unrelated reports on pfas in our wells and aquifers, I'm not trusting it one bit.

20points

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#33

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online

Buy better quality clothes but on sale. Shop at stores like TJMax and Marshall's, especially if you live in a bigger city next to large malls. They get all of the good stuff that they didn't sell in the mall that season. This way, your clothes will last longer.

tetini8674 , Diego Torres Silvestre Report

Final score:

51points

POST

Loverboy 1 year ago

Second hand clothes are just as good. You'd be surprised the amount of high quality clothes you can find, second hand, that are cheaper because of that.

51points

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#34

Set up an auto transfer to your savings and forget about it. You'll have a savings account in no time, and it doesn't even have to be a big amount.

SabrinaTheCat92 Report

Final score:

51points

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censorshipsucks 1 year ago

in our country we have a type of account that does this but ALSO puts a time limit on the savings so you can't dip into them, it's called a "call account"

3points

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#35

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Act like you always broke

LVL100Stoner Report

Final score:

44points

POST

Sander 1 year ago

F**k that. Enjoy life. What are you going to do with all that money you saved? *Bur, do save up. You need to have a healthy buffer for when tragedy strikes. Or when you want to buy a house or something.

24points

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#36

Meal prep!

I cook a big batch of chilli & lemon pepper chicken etc on lazy Sundays. Store all that in Tupperware in my fridge. Then I just cook some rice or boil potatoes etc as needed.

Means I can buy my food in bulk since I cook it all in one go and also less food gets wasted. I still eat & cook smaller different meals occasionally, but 75% of my meals through the week are like this.

As an added bonus, I'm less inclined to order takeout because I've got meals in my fridge I can just heat up if I'm lazy. I've found that it's not really the takeout food I want, I just don't want to have to cook.

BoriousGlastard Report

Final score:

19points

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Kathryn Baylis 1 year ago

You’re lucky to have “lazy Sundays”. So many people are struggling and working multiple jobs to squeak by, so have no “lazy Sundays”.

2points

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#37

You'll never be able to afford to retire, so just make sure your diet and habits will kill you before you get old!

TheReapingFields Report

Final score:

18points

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Bonesko 1 year ago

That's why I ate 4 sticks of butter laced with LSD for dinner and

12points

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#38

Win the lottery as much as possible.

Interesting_Mango948 Report

Final score:

17points

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Tucker Cahooter 1 year ago

Still trying, but they refuse point blank to draw the numbers I have selected

12points

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#39

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online I always go for the no name brands when shopping for groceries. Nine times out of ten, they're cheaper than the name brand things, and I really can't tell the difference between them.

I also try to get to the grocery store early and raid the 50% baked goods, and put them in the freezer.

UnoriginallyGeneric , Leigh Patrick Report

Final score:

17points

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Lyone Fein 1 year ago

But always read the ingredients. I just bought a noname yogurt the other day and it tasted awful. Read the ingredients and water was the second one.

9points

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#40

Not sure it applies so much today, but my wife used to overstate checks written and understate deposits to the nearest 10 in her check register.

So if she had a check for 16.75, she recorded it at 20.00

And if she had a deposit of 16.75 she recorded it at 10.00

Then every year she would true up the balances in her checkbook. She would have a few hundred more than expected, and this would pretty much assure she wouldn't bounce any checks.

Jmen4Ever Report

Final score:

17points

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Sad Quokka 1 year ago

This is actually really good

4points

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#41

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Pay yourself first. No one else is going to.

agreeingstorm9 , Karolina Grabowska Report

Final score:

16points

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Michael Largey 1 year ago

I tried that and found that I really couldn't afford me.

3points

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#42

Eat before you go shopping

SOAD_23 Report

Final score:

16points

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censorshipsucks 1 year ago

ooof I am bad with this. I always go on an empty stomach and come home with garbage.

0points

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#43

Rotisserie chickens from the grocery store are usually a really good deal & make for a good middle ground between eating out & cooking dinner

Reasonable-While-101 Report

Final score:

15points

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Anne 1 year ago

And one chicken can go a long way. I can eat 4 days with the meat (shared with dog) - the bones make a nice broth!

5points

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#44

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Automate your savings to pay yourself first.

Nervous_Pie4233 , Alexander Mils Report

Final score:

14points

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ADJ 1 year ago

What do this even mean?

4points

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#45

Don’t buy anything on your credit card you can’t pay it off on the same day.

Warm-Boysenberry3880 Report

Final score:

14points

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sbj 1 year ago

If you can do this why are you even using your credit card, use debit methods of payment instead

5points

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#46

Set a new zero. My checking account has $531. $500 is my 0, so I only have 31 to spend/save as I please.

-HeyImBroccoli- Report

Final score:

14points

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Huddo's sister 1 year ago

I do this and it works well. I call it my buffer. Means if I have an emergency payment there should be enough to cover it.

4points

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#47

Stop eating.

Start photosynthesizing.

vokat17543 Report

Final score:

14points

POST

Sad Quokka 1 year ago

Sound advice

2points

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#48

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Calculate everything to cost per year, makes you much more aware of those small expenses that pile up. This goes not only for subscriptions but also for things you buy out of habit.

For instance, buying a coffee at the station each work day will costs you around: 21 work days in a month times 12 months in a year times 2 euro is around 500 a year. So nope to that.

claymir , Anna Tarazevich Report

Final score:

14points

POST

Huddo's sister 1 year ago

This is why, despite hating having to deal with ads etc, I haven't got spotify premium.

4points

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#49

Learn to cook. There are plenty of free resources on YouTube. It’s healthier and cheaper than eating out. It’s a lot of fun too.

Freedom3264 Report

Final score:

13points

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Huddo's sister 1 year ago (edited)

I still don't enjoy cooking as such, but I do get excited about what I have been able to cook. Trying so many things I have never had before as well as using well-loved recipes I have borrowed from my mum.

2points

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#50

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online In this climate? If you can survive without it, don’t buy it.

MyDadsAPreacher , Andrea Piacquadio Report

Final score:

12points

POST

censorshipsucks 1 year ago (edited)

My take here is avoid buying clothes, and get practical stuff that can be dressed up or down. For example, for men, get three grey or black trousers, three grey or black or white shirts (collared, long sleeve). You can then tuck in, or roll sleeves to go casual or formal. Black shoes, black belt. Result: no strain in getting dressed and deciding clothes, no money wasted. If you want colour, just get a few coloured shirts and rotate them. Lastly, because men's baseline fashion has been the same for 30 years, just buy two of whatever, e.g. shoes, belts, shirts, etc., because if they fit and work for you, chances are when one wears out, the shape/cut won't be available anymore.

2points

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#51

If you are young and healthy and have access to an employer sponsored health plan, go for the high deductible insurance option and invest the savings in an HSA. Triple tax advantaged savings account.

murgurdurth Report

Final score:

12points

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censorshipsucks 1 year ago

depends on country. In my country health insurance is there to empty your bank account.

2points

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#52

To not listen to Reddit for financial advice

rajs1286 Report

Final score:

12points

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Daman dan 1 year ago

Tell that to the kids that made a fortune on gamestop stock

0points

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#53

Contribute the max match to your 401k. It's free money and it grows tax free.

rob132 Report

Final score:

11points

POST

censorshipsucks 1 year ago

assuming you speak american.

5points

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#54

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online Think of your future self as a different person you need to help. Every time you’re able to save back even $1 it helps your future self out.

jollytoes , Lukas Report

Final score:

10points

POST

#55

35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online I like to not spend $10 bills, whenever I get a $10 I just save it and once it gets up to $500 I deposit in the bank and buy something nice with $250 of it and save $250 of it.

charliesmith14 , Natasha Chebanoo Report

Final score:

10points

POST

sbj 1 year ago

Where I live the number of places where you can pay with cash are becoming rarer

3points

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#56

Those who understand how interest works make interest.

Those who do not understand how interest works pay interest.

EnigmaCA Report

Final score:

10points

POST

Isa Bella 1 year ago (edited)

I challenge this. The understanding of how interest works doesn't help anybody if they need a loan for the house. Edit: house instead of horse. Of course it is also possible that somebody wants to buy a horse...

4points

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#57

Cut down on the eating out. Once a week max. It’s just not necessary, we’re just lazy.

buttscootinbastard Report

Final score:

10points

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Sassawrasse 1 year ago

Once a week?! Ok Mr Moneybags!

9points

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#58

Mainly always maxing out my Roth IRA. I feel like not enough people do this.

henryiba Report

Final score:

9points

POST

Julie Schulz 1 year ago

That is hard to do for most people. Between mortgages or rent, child care costs, rising costs in general, etc., maxing out retirement contributions is a dream for most people these days. Heck, saving up 3-6 months of living expenses feels daunting.

1point

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#59

Make more than you spend

Spend less than you earn

ComedianManefesto Report

Final score:

9points

POST

ADHORTATOR 1 year ago

and the Nobel price for economy goes to....

6points

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#60

Marry a successful accountant. Works like a charm! Highly recommend.

Pork_Chap Report

Final score:

9points

POST

Jay Son 1 year ago

Or better: marry someone rich lol

4points

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#61

Minimize your fixed costs. Before you spend, get in the habit of asking if the purchase will increase your well-being or if it is an impulsive buy.

Flimsy_Ad_4070 Report

Final score:

8points

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Immortal Jellyfish 1 year ago

Will this chocolate increase my well-being? No. Is it an impulse buy? Yes. Is it still a necessary expenditure? Also yes.

1point

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#62

Go to free workshops or presentations offered at your college. Most have free food. I ate pizza for weeks just be going to Windows 95 presentations years ago.

yalaket111 Report

Final score:

8points

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censorshipsucks 1 year ago

windows... 95... so... 28 years ago?

0points

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#63

It’s not how much you make, it’s how much you save.

Spirited_Machine_711 Report

Final score:

8points

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Bonesko 1 year ago

How much I make is the reason I can't save 🙄

17points

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#64

Dont own a car and dont have children. Those 2 things will take your paycheck faster than you can blink.

WoodedSpys Report

Final score:

8points

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Sassawrasse 1 year ago

Or, conversely, own a car and take care of it. I have a 13 yo Prius and I've treated it like my bff since I bought it. Fresh oil, good tires, drive carefully. He's still going strong!

5points

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#65

My top go-to list:

- drink water
- make coffee and tea at home if you want something fancy
- bulk prep meals (and freeze for later use). Things like: beans and rice, chili, stir fry, pasta dishes, soups/stews, etc. I use Google to sort out ideas.
- buy in bulk, when able, especially for dry store foods like lentils, beans, rice, pasta. I like to go to Asian and Polish stores for big bags of ingredients and for cheap spices. I used to also shop at local Mexican shops back home. Great for good cuts of meat and fresh food.
- library for books, CDs, DVDs, and resources on free local events to attend.
- walk or take the bus when I’m able
- grow a garden (simple things like lettuces, potatoes, tomatoes are excellent for fleshing our daily meals.
- buy eggs over meat (I’m not a big meat eater at all) eggs are cheap, can be purchased in bulk, and can be used in tonnes of recipes - pastas, stir fry’s, as sandwiches, boiled and fried, in salads, etc. they’re very versatile and are a heck of a lot cheaper than other animal-based proteins.
- buy milk, butter, and cheese in bulk or on sale. All can be frozen and are easy to split and store.
- buy powdered laundry detergent and wash your clothes on the coldest setting when able. Lately, we’ve had to use those liquid pods in my house and they’re such a waste! They never fully disintegrate - even on recommended settings.
- forage. No joke, I like to hit up some spots I know of for raspberries, blackberries, and dandelions. Berries are great to wash and bake, to freeze, or to make preserves. Dandelions can be used from root to head for salads, coffee, salads (they’re delicious in a warm salad), soups, teas, etc. Google is excellent for providing more information on how to clean and keep these ingredients. Plus, local groups may offer foraging classes for more - mushrooms, other local flora make for some excellent ingredients and foods.

StarsofSobek Report

Final score:

7points

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Sassawrasse 1 year ago

CAREFUL with foraging! You never know what's going on in urban soil.

8points

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#66

Drink water and learn to cook. A lot of communities also have pantry donations and co-ops where you work off your debt for the groceries. But right now where I am a pound of rice, a pound of beans and a stock will run you about 5-10USD. That can go a long way.

GreedoInASpeedo Report

Final score:

7points

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Joanne Hicks 1 year ago

What did people do during WWII in America? Recycled or reused or traded items. Ration cards for food or shoes or tires made life complicated. We now need to get back to being practical. Do we want or need an item?

0points

#67

My grandparents are litrealy millionares (mabye 4ish, probably more) however they live like a pair of paupers. Cut coupons, never buy nice clothes, never go on holidays or have nice meals out. They buy s**t gifts (if any) drives a beat up car. Makes you think, what's the point in having money if you aren't going to enjoy it. He still uses pots and pans from a wedding gift approx late 1960ish. My grandmother was a headteacher at a school in her working life, so by her own rights she made a good living and has a good pension too. He owns a plant hire company, plumbing company and he owns rentals too. However he's tight as f**k with his tenants and does the bare minimum. He would pull a muscle to pick up a penny from the ground. So I have found out that being a tight as is a great hack. I have no idea about Inherentance etc, he will probably want his cash buried with him. But here is an example of his greed, his dogs insurance would not cover a bill for an operation on a tumor, i duno the reason behind it. Think it was like 3 grand. However he refused to pay the 3 grand and opted to get the dog put down that he had for 8 years. As that was the cheaper option even though the prognosis with the operation was like guaranteed success. 3 grand to him was like finding change down the back of a sofa, but he is so cheap he would do this. Btw this was a family pet and not a working dog or anything.

fandanvan Report

Final score:

5points

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Maggie 1 year ago

Horrible, inhuman person. Does he know you can't take your wealth with you when you die?

15points

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#68

Inherit money from others. I know so many people who have this as their plan. They work s**t jobs and have no money of their own, but give me tons of financial advice.

Azzizzi Report

Final score:

5points

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Bonesko 1 year ago

"Hey Nana how's that will coming along?" 😈🔪

4points

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#69

Index Funds at a early age. I planned to save every penny I had for 9 years with the goal of saving 500k. It took 12 years. I’ve rolled that fund twice now.

Take risks. Profits over salary

quicktojudgemyself Report

Final score:

5points

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Sassawrasse 1 year ago

Assuming you have this information at an early age...

4points

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#70

If you cut a 100 dollar bill in half you get 200 dollars

PlaneMeat Report

Final score:

1point

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Immortal Jellyfish 1 year ago

That's, uh... that's not how that works.

1point

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What do you think ?

Samuel Pelatan 1 year ago

In a nutshelll : "don't be poor in the first place but act like you are". Who would've thought ?

21points

Ace 1 year ago

Yes, and "save money by spending less". Wow, what an amazing 'hack'.

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Leo Domitrix 1 year ago

Up next: Don't spend money you don't have. Wait, that's not a life hack. That's just common sense.

2picklesinabun 1 year ago

Common sense is seriously lacking though lol

Penny Kemper 1 year ago

Honestly I'm so surprised every time you people complain about not making enough money to buy their lunch everyday. How do they not realize buying food at a grocery store and making your own lunch it so much cheaper?

Nykky 1 year ago (edited)

Because a lot of people see the initial purchase and panic. Also, a lot of these people don't freeze anything, apparently. Like that person that commented that buying a loaf of bread isn't cheaper because they live alone, so buying a sandwich a day is. You just freeze the bread. It's fine. And the bigger grocery bill typically goes for the whole week, not just a single meal, but again, people don't look at it that way.

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35 Ways To Save Money That Don’t Require A PhD To Grasp, As Shared By People Online

Games

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