But the dealers will only give them 40% face value

maybe I'm just too jaded, but usually, when people enter a private business to panhandle/beg.... it's not even to get cash. It's in the hopes that whatever business they're in is comfortable enough to leave laptops/phones/purses lying around. This is especially true in office buildings. asking for handouts of any form is often a convenient way to deflect suspicion- most places will just ask whomever to leave at that point, rather than getting all excited, tackling the person and calling the cops.

Sympathy?

Of course not. They have two more crumbs than the person with no crumbs so they think they are superior. These people love their poverty hot spots. No job and in poverty? You’re not enough of a person to deserve choice or treats. Make over 90k per year? You’re a snob and uppity. They like that poverty sweet spot where it’s a family of FOUR living off of $2000 a month somehow. Anyone too poor or too “rich” is trash to them. They think they’re the only ones that work hard and they’re happy to tear down other poor people for earning too much or nothing at all.

Many people take advantage of the goodness of others, simply because they can. That's where I refuse to hand over my hard earned money to people sitting on a street corner - many times they don't need it, and are just abusing the generosity of others. I'd rather donate to the shelters and the food pantries. If people need food, their doors are open

I don't know why people are downvoting shanno. She's not wrong. Also, handing out cash can be potentially life threatening. I'm thinking of a specific incident one of my guards (I'm their manager) was peripherally involved in, where a couple of 'panhandlers' mugged a young, generous, lady, and left her semi-unconcious. (the two subjects were acting in concert- the female was panhandling, when a victim pulled out their wallet, the male walked up and did the actual mugging. then the two beat the victim to a pulp for kicks and giggles.)