Join the Fun!

cupcakejenn , Karolina Kaboompics / pexels Report

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online On every payday, I move half of what I had leftover from last pay period over into my savings account. (Paying yourself). Sometimes it's not a lot but it has added up quickly. I also add 5$ to each of my kids savings accounts every payday. They each have over $1,000 and my personal savings has just reached 5 figures. As a single mom, who has always lived paycheck to paycheck, I have surprised myself.

Final score:

76points

POST

censorshipsucks 3 months ago

left over money from a last pay period?! ahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahaha

111points

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Whenever you feel the urge to buy a non necessity, give yourself a couple of days before you buy it. Often times, the impulse will have passed and you'll be glad to still have the money.

OpinelNo8 , Diana / pexels Report

Final score:

72points

POST

Magenta Blu 3 months ago

Days pass and i spent the money on food anyway.. and still need a pair of shoes that which prize had risen...

16points

this_is_original1 , Alesia Kozik / pexels Report

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Rice. That son of a b***h goes with everything.

Even rice.

Final score:

67points

POST

Deeelite 3 months ago

I love rice with frozen green peas!

10points

Sumit316 , cottonbro studio / pexels Report

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online - If you are a student - Learn to cook.

- If you are working - Bring lunch to work every day. You'll save a lot of money.

- When you go shopping, especially grocery shopping: make a list and stick to it. And never grocery shop on an empty stomach. Or after a busy day or week. You'll be more inclined to buy bad food and make poorer purchasing decisions

People waste a ton of money ordering food and prepared stuff. Just look up some tutorials and save some real money.

Final score:

59points

POST

Alexia 3 months ago

As a student with little to no resources, I discovered frozen veggies. Cheap and nutritious, you only need a pan and some salt, and here's your meal. Life savers.

51points

diddlesdiddles , Tima Miroshnichenko / pexels Report

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online A trick that always works for me is to think about how many hours wages I am spending on something. As someone who previously had a huge spending problem, this has helped me realise that I've worked hard for my money, and I'd rather be working my a*s off for a stress free life financially than living pay day to pay day buying meaningless s**t.

Final score:

56points

POST

arthbach 3 months ago

The follow up to this trick is to take the money you were thinking about spending, and squirrelling it away into a savings account.

15points

Statscollector , Boca Dorada / flickr Report

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Make as much food as you can. Buying lunch every day at work adds up.

Final score:

47points

POST

Rayne OfSalt 3 months ago

Yeah, nah. I'll just make my one cup noodle at a time, thank you very much. Only a schmuck prepares cup noodles in advance.

9points

CaffeineChristine , Erik Mclean / pexels Report

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Counterintuitive but buy the best you can afford and take good care of your stuff. Since you know you have the best you can afford you don't have the constant itch to replace and upgrade.

For example, buy quality clothes, get them tailored so that they fit (no stretching to wear them out) and then clean them correctly. Rather then constantly buying/replacing cheap stuff keep good stuff long-term. Same thing with cars, appliances, etc.

Good quality has higher upfront costs but can have long term savings.

Final score:

44points

POST

Kim Kermes 3 months ago

Shoes! 2 pair of quality shoes worn alternate days will last 3 times as long as one worn daily. Of course, Capt. Vimes boot theory comes in to play.

43points

gonecrazy_backsoon , Cup of Couple / pexels Report

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online I pay with credit card for everything I buy. I get points from my credit card. I pay off my credit card in full each month and there are no fees for the card. Essentially MasterCard pays me several hundred dollars a year for using their card

If you are actually good with money and credit

Final score:

42points

POST

Michael Largey 3 months ago

Rule of thumb. If you're doing well enough financially to not actually need a credit card, it may be safe to use one. It's people who really need credit cards who are the ones who should avoid using them.

15points

Swarleysmomma , Cup of Couple / pexels Report

#10

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Pay your credit card off completely every month. Don't let it accumulate interest. Don't purchase things you don't have the cash for. Too many people get over their heads in credit card debt and its hard to dig yourself out at 18% interest.

Final score:

38points

POST

Wintermute 3 months ago

You guys are getting 18%?! Damn, which company. My credit score is in the 830s and they just bumped mine to 27%. Fortunately I don't have to use it, but one minor accident and Visa will own my a*s forever.

2points

#11

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Quit drinking alcohol and cigarettes. Theyre both money suckers that make you unhealthy.

MACKSBEE , Craig Dennis / flickr Report

Final score:

36points

POST

Schmebulock 3 months ago

Drinking cigarettes sounds worse than smoking them.

60points

WunderDude , Karolina Kaboompics / pexels Report

#12

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Make a game of going as many days as you can without spending a penny. Excluding absolute necessities like gas/groceries/bills. Works like a charm for me.

Final score:

35points

POST

Magenta Blu 3 months ago

Ha, that's how I live. No money left after, but i least I'm no homeless. I can't get sick tho, because I wouldn't be able to afford it, but I just avoid thinking of this and that's works like a charm too.

7points

#13

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online You don't have to pay for the basic necessities if you go to prison for Tax Evasion

anon , Donald Tong / pexels Report

Final score:

34points

POST

Schmebulock 3 months ago

Play stupid games, win stupid prizes.

20points

Joshua David 3 months ago

Love that thread.

0points

Michael Largey 3 months ago

Not a foolproof plan. As a former IRS auditor, I can tell you that most people don't earn enough money to owe enough taxes to go to jail for not paying. You'll get charged with Civil Fraud so you can keep working to pay the government the taxes, the interest, the penalties, and the fine.

7points

Magenta Blu 3 months ago

Completely true for any crime, including the most hideous and atrocious crimes, while victims still have to struggle on daily basis... I wish I had gone to prison instead of my abuser.. i would have everything granted, food, bed, roof and specially free lawyers

2points

Not Bored 3 months ago (edited)

This. At least in Canada. One can get free dental and health care. This. And the Correctional Service of Canada will cover your medical and dental costs. Plus they will help people to upgrade their education. What's not to like

1point

Charlotte 3 months ago

What's not to like is the company you will be forced to keep, the lack of privacy, and absolutely no control over your day

2points

Michael Smith 3 months ago

Why did that look like Mr. Incredible?

0points

Matt Smith 3 months ago

I'd rather pay for the necessities

0points

Hannah 3 months ago

😂😂😂

0points

WubiDubi 3 months ago

You suddenly have to buy cigarettes though.

0points

Sven Grammersdorf 3 months ago

In some places you have to pay for every day you're incarcerated

0points

censorshipsucks 3 months ago

but you also get abused and traumatised. Unless you do it in scandinavia.

0points

Magenta Blu 3 months ago

Most of the people get abused and traumatized in their jobs anyway.. and they still don't get a minimum living wage

5points

Farah the Turtle 3 months ago

oh...

0points

anon , Open Grid Scheduler / flickr Report

#14

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Buy greeting cards at the Dollar Store.

I get greeting cards for 99 cents that are as good - or better - than ones selling for $4.99+ elsewhere.

Final score:

34points

POST

shankShaw deReemer 3 months ago

Make your own.

9points

nucumber , Miriam Alonso / pexels Report

#15

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Buy store brands

buy in quantity when stuff on sale. i like a particular toothpaste but it is expensive, except every few months it goes on sale for like 1/3 off. when that happens i buy 6 or 8 tubes, then i've got a supply until it goes on sale again.

i do that with a lot of stuff, even cheap stuff. like soda. 2 liter bottles are usually between $1.00 and $1.50 each. i just bought a dozen bottles of my favorites for $0.88 each. yeah, my average savings is maybe $0.25 each but it adds up. I do the same with cereals, sometimes the $4.00/box is on sale for $1.75 so i buy six of them.

Final score:

33points

POST

Magenta Blu 3 months ago (edited)

My grandma did this, but there is no way I can afford bulk buying. If I buy a dozen soap bars, then I can't buy bread... So I have to buy bread and groceries and one soap bar if i can squeeze it between.

25points

tallish_possum , Liza Summer / pexels Report

#16

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Look at your bank statement. Actually look at where your money goes.

Final score:

31points

POST

Garth 3 months ago

Look at your monthly transactions. I found a forgotten online subscription that was on autopay hitting once a year.

9points

#17

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Don't waste money buying water in jugs. Instead, buy powdered water. Comes in boxes. Cheaper. Just add water.

AsianHawke , Pixabay / pexels Report

Final score:

30points

POST

troufaki13 3 months ago

You can also boil some water and put it in the freezer. This way you can have boiled water any time you need it! 😅

42points

#18

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Cook. For f***s sakes cook. Take out, drive thru and delivery adds up.

Every month or so I make a batch of 15-18 meat balls ($12 of lean ground beef) and sauce and freeze them in old yogurt tubs. A tub can hold 2 portions which I thaw in a small pot over low heat. Boil up some spaghettini once the sauce is almost thawed (about 45 minutes), load up some glassware and you've got lunch figured out for tomorrow and the next day. Delicious, cheap, filling and microwavable.

Pro tip: good spaghetti sauce doesn't come from a glass jar.

anon , Mikhail Nilov / pexels Report

Final score:

29points

POST

arthbach 3 months ago

Take your frozen food, and put it in the fridge. With a lunch-sized portion, it will be fully defrosted in 24 hours.

15points

Dutch Swimmer Goes Viral For Super Revealing Trunks During 2024 Olympics: “Is This Legal?”

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#19

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Ask yourself if you need it or only want it.

If you want it, but don't need it. Give yourself 24 hours to decide whether it's worth purchasing.

TrickyWenis , Ron Lach / pexels Report

Final score:

28points

POST

Dragons Exist 3 months ago

But who decides "need"? If "need" only means "need it to live" then never buying anything fun or that makes you happy could affect that

8points

SlightlyStable , Pixabay / pexels Report

#20

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Drink at home, alone. No buying drinks, no tipping, and nobody will judge you for drinking the cheapest stuff you can.

Final score:

28points

POST

LapCat 3 months ago

Be careful though, as this did become a problem for me. I was drinking too much at home alone to save money and the first issue I noticed was unhealthy weight gain.

25points

ckreddituf , Karolina Kaboompics / pexels Report

#21

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online When you're about to buy something, imagine a person holding the product in hand and it's worth cash in other hand. If you're picking cash, don't buy it.

Final score:

28points

POST

moggie63 3 months ago

I'd mug the bugger and run off with both.

22points

#22

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online I was quite bad for really wanting things and buying them as soon as I got paid, of course as the end of the month came near I had barely any money left and struggled. To fix this, instead of buying things at the start of the month I decided to buy things at the end of the month if I still had enough of that months wages left over to do so. If I didn't then I did the same again and wait till the end of the next month, and of course last months leftovers plus the new months wage by the end of the 2nd month I had enough, and sometimes saved money as the item was now cheaper.

Basically patience and timing means I can still have the things I want and not be struggling near the end of the month, I'm in a much better place financially now.

DarkangelUK , Thirdman / pexels Report

Final score:

27points

POST

Lynn Marie 3 months ago

Admire but don't acquire.

5points

Woman Put A Water Fountain With A Camera In Her Yard, Here Are 24 Photos Of Regular Visitors (New Pics)

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#23

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online If you have kids, buy what you can used. Toys, clothing, furniture etc. They go through clothes so fast, so paying full price is stupid, you can often find brand new with tags stuff at the goodwill, garage sales or local buy and sell pages.

Thrifting your own clothing isn't a bad idea either.

funsizedsamurai , cottonbro studio / pexels Report

Final score:

27points

POST

liz MacClain 3 months ago

My son wore second hand rummage sale clothes for the first 6 years of his life. He outgrew things in sometimes WEEKS so I saved a lot by doing that. I also registered for diapers, wipes etc for my baby shower

6points

anaslex247365 , Wavebreakmedia / envatoelements Report

#24

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online I made an Excel spreadsheet to budget with. Has all my bills, what I make each month, and what to put aside to save any specific amount. So far this year alone, I've managed to save $4,000.

Final score:

23points

POST

Mike F 3 months ago

And, save them for tax time. You have everything you need to file.

5points

ShlomoKenyatta , Kampus Production / pexels Report

#25

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Don't buy anything bigger than $20 unless you've given yourself at least a day to think it over (obviously excluding gasoline, groceries, and other necessities). A lot of people buy stupid s**t in the moment and regret it not long after.

Final score:

23points

POST

Danish Susanne 3 months ago

Why are you writing about me?

0points

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#26

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online I once bought a 500 pack of teabags. That was 3 years ago. I ran out this week.

HearingSword , Michael Pardo / flickr Report

Final score:

21points

POST

Diane Rowe 3 months ago

As a Brit, 500 teabags would last about 10 weeks in my house

57points

#27

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Potatoes. Keep plenty of them in stock - they can sit for a long time in the pantry or fridge, they're versatile, easy to cook, and filling.

Aggyness , Pixabay / pexels Report

Final score:

20points

POST

Becky Samuel 3 months ago

Potatoes used to keep so well. Nowadays they're all over-washed and packaged in sweaty plastic, so they go damp, moldy, and sprouty in less than a week.

26points

#28

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Get water with your meal when you eat out. $1-$4 savings immediately.

SpockHasLeft , Ron Lach / pexels Report

Final score:

19points

POST

censorshipsucks 3 months ago

Depends on whether it's tap or bottle. Restaurants here default to bottle unless you specify tap.

6points

#29

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Don't spend money.

Ha, but really don't waste money on "sales" for things you don't need, do meal prepping, make a budget for yourself, carry cash as it's harder to spend money when you can actually see it, sign up for email newsletters and use coupons whenever possible, and cut out anything unnecessary or that doesn't serve a really positive purpose in your life.

Leegala , Ivan Samkov / pexels Report

Final score:

19points

POST

Freya the Wanderer 3 months ago

Avoid Black Friday like Chernobyl. Those "bargains" are B.S.

10points

Woman Moves Out Of Parents' Home After They Asked Her To Give Her Space To Brother, They Freak Out

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#30

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online I always get my change at put it in my piggy bank - yes it's a pug, a chalkboard pig so it's tons of fun to draw on. I very rarely use cash as I like my reward points but it still comes out to $100+ every year.

Don't feel bad for getting your change. So many people walk out without it thinking it's what you're supposed to do. . .but now your $2.56 coffee every morning costs $3, that's 20% more!

egnards , maitree rimthong / pexels Report

Final score:

12points

POST

I_imagine_even_worse_w***s 3 months ago

Must be a cultural thing where people tend to leave change ...presumably as a tip? Nit the norm here.

11points

Note: this post originally had 50 images. It’s been shortened to the top 30 images based on user votes.

Hi there, fellow pandas! As a person (over)educated both in social sciences and literature, I'm most interested in how we connect and behave online (and sometimes in real life too.) The human experience is weird, so I try my best to put its peculiarities in writing. As a person who grew up chronically online, I now try to marry two sides of myself: the one who knows too much about MySpace, and the one who can't settle and needs to see every corner of the world.

Read less »

I'm a visual editor here at Bored Panda and I enjoy a good laugh. My work ranges from serious topics related to toxic work environments and relationship difficulties to humorous articles about online shopping fails and introvert memes. When I'm not at my work desk, checking if every single pixel is in the right place, I usually spend my free time playing board games, taking pictures, and watching documentaries

Read less »

What do you think ?

POST

Mimi M 3 months ago

That's disgusting that the main headline is about staight-up stealing.

13points

Rose the Cook 3 months ago

My thoughts exactly, just how much do you save by stealing a roll of toilet paper? These are the people who would be the first to complain if there was no toilet paper in the office loo.

5points

Kangaroo 3 months ago

Once when I was younger and extremely broke, I took toilet paper from work. Not a whole roll - I’d just grab a handful at the end of the day and stuff it in my backpack, just enough for me to use that evening and the next morning. Only did it for a week or so to get me to my next paycheque, otherwise I would have been screwed.

1point

Bouche and Audi and Shyla, Oh My! 3 months ago

I agree.

1point

Krod Mandoon 3 months ago

Who wouldn't want to use prison grade toilet paper at home?

0points

Captive 3 months ago

And sell it as clever

0points

Bob 3 months ago (edited)

How about we learn collectivelly to get fair wages before learning to romanticise poverty ?

11points

Ken Beattie 3 months ago

While that's a fair point. Poverty isn't the only reason people need to save. Historically a persons' first job (or two) is always low paying, for obvious reasons - lack of experience, training etc. Kids need to learn how to save as they move into the working world (no longer having parents paying for everything). This is a good article for the younger generation. I know when I got my first job I spent waaay too much and saved waaay too little (basically nothing). So tips like this would have been useful at the time.

2points

Blah Blah Blah 3 months ago

Am I the only one who's so f'n sick of this whole save money c**p when the avg. wage/salary is not enough to cover basic bills let alone allow for extra

9points

steaky 3 months ago

I love to plan dinners and keep it cheap. The trick is making something most people don't bother making it or making it from scratch and just make it look good. Last time was 5 people and we had a tomato soup with focaccia and a salad. It doesn't sound like much. However I made the broth with all kind of veggies scraps from the last month. Tomatoes were on sale. Green onions and salad from my garden. Made chives-flowers butter. The chives-flower were also from my garden. For focaccia look up focaccia art. And i dresses the salad with some Home flavoured vinegar and other toppings. It was about 2.oo euro p.p. It looked amazing and tasted good. Sure it wasn't very fancy. It tasted just so good.

4points

Auntriarch 3 months ago

Sounds brilliant! And it was fancy, call it artisan!

1point

Mimi M 3 months ago

Invite me!

0points

Bored Panda 3 months ago

Your approach to meal planning sounds amazing and resourceful! Do you have any particular favorites or tips for beginners looking to start doing this?

0points

Ace 3 months ago

TLDR; 1. Don't buy things you dont need. 2. Cook and eat cheap food. 3. Save money if you can. 4. Steal stuff.

3points

Steve Kenney 3 months ago

As someone who works in retail, that steal things one seems to be the most used money saving tip.

1point

Steve Hall 3 months ago

I have found that as you get older, you care less about buying things and start caring only about what you can't do without.

2points

Thom Serveaux 3 months ago

Ugh. I hate condescending "advice" like this. A couple of these were good advice, but they will never help someone truly disadvantaged out of poverty.

1point

censorshipsucks 3 months ago (edited)

This is mostly nonsense and obvious stuff like "eat at home" , "buy less booze" , "don't buy frivolous things". Best way to save money is not take on undue expenses, e.g. signing contracts for unnecessary services/costs, like home ownership, telco contracts, tv contracts, etc. In my view decent food is more important than a house. Plus I move home a lot for various reasons so owning a home is a waste of time. You can make more profit on turnover buying stocks/shares. I've made 10% in a month previously, whereas best I made on a home was 100% after 4 years (ie 25% per annum or 2% a month, which is pathetic because I've gotten 6% from savings accounts). That was when our house prices doubled suddenly in 2002-3. SA here.

1point

Graham Berry 1 month ago

Yup, always start with a list of all your expenses. A few things I would have included would have been (if you can) switch your cell phone from post paid to prepaid, move your money out of your bank and into credit union, cancel any auto pay through a for profit institution especially if it is a subscription service. This will almost always be cheaper prices, no junk/surprise fees and no surprises in price hikes just suddenly being deducted automatically from your bank account.

0points

POST

Mimi M 3 months ago

That's disgusting that the main headline is about staight-up stealing.

13points

Rose the Cook 3 months ago

My thoughts exactly, just how much do you save by stealing a roll of toilet paper? These are the people who would be the first to complain if there was no toilet paper in the office loo.

5points

Kangaroo 3 months ago

1point

Bouche and Audi and Shyla, Oh My! 3 months ago

I agree.

1point

Krod Mandoon 3 months ago

Who wouldn't want to use prison grade toilet paper at home?

0points

Captive 3 months ago

And sell it as clever

0points

Bob 3 months ago (edited)

How about we learn collectivelly to get fair wages before learning to romanticise poverty ?

11points

Ken Beattie 3 months ago

2points

Blah Blah Blah 3 months ago

Am I the only one who's so f'n sick of this whole save money c**p when the avg. wage/salary is not enough to cover basic bills let alone allow for extra

9points

steaky 3 months ago

4points

Auntriarch 3 months ago

Sounds brilliant! And it was fancy, call it artisan!

1point

Mimi M 3 months ago

Invite me!

0points

Bored Panda 3 months ago

Your approach to meal planning sounds amazing and resourceful! Do you have any particular favorites or tips for beginners looking to start doing this?

0points

Ace 3 months ago

TLDR; 1. Don't buy things you dont need. 2. Cook and eat cheap food. 3. Save money if you can. 4. Steal stuff.

3points

Steve Kenney 3 months ago

As someone who works in retail, that steal things one seems to be the most used money saving tip.

1point