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California Mom Reveals That Her Family Of 4 Pays $2,614/Month For Health Insurance, People Online Compare It With Their Countries
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California Mom Reveals That Her Family Of 4 Pays $2,614/Month For Health Insurance, People Online Compare It With Their Countries

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Ancient Romans used to say: “Mens sana in corpore sano”, which means “A healthy mind in a healthy body” and now this proverb looks more true than ever. Indeed, it is so important always to stay healthy in this modern world and this is almost impossible without high-quality medical care.

In some countries of the world, health care remains free, in some, patients have to pay separately for each service, and elsewhere, all the treatment is covered by medical insurance. Marina, a businesswoman and video blogger from California, decided to find out how much her family has to pay for insurance and how it differs from other countries.

More info: TikTok

California blogger estimates US health care pricing based on her family insurance bills

Image credits: linguamarina

Marina lives with her husband and two children, and she delivered a baby quite recently. Her TikTok video became viral with almost 980k views and nearly 30k likes. The woman says that as a small business owner in California, she chose the Blue Shield of California because of its wide coverage as literally almost every hospital participates in the program.

So, according to the plan chosen by Marina, she does not need approval to see a specialist and she pays around $10 out of pocket for a visit. The woman also shared that she previously paid a bit over $2,000 for a natural delivery.

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Image credits: linguamarina

Mom also describes her regular pediatrician visit

Thus, the family pays $787 for an adult and $520 for a baby, but insurance does not cover dental services. In total, a family of four comes out to $2,614 per month. As an example, the TikToker described a regular pediatrician visit.

So, after registration, you need to wait before you are invited to see the doctor. It took 15 minutes pre-pandemic, and now the waiting takes from one to five minutes. It is interesting, by the way, that there is a common waiting area both for adults and even for newborns.

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Image credits: linguamarina

Image credits: linguamarina

Due to the insurance coverage, which amounts to $2,614, Marina didn’t have to pay anything for a visit

The nurse takes all necessary measurements and then you have to wait for the doctor – this lasts from five minutes to half an hour. Marina really likes her doctor as she always gives useful advice and really cares about her daughter’s well-being.

According to the bill, the total cost of this visit amounted to $1,319, an insurance discount was $67, and the insurance paid $1,251. So Marina didn’t have to pay anything. Speaking of the baby insurance, it costs about $550 per month.

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Marina also asked her subscribers from different countries how much they pay for medical services, and the answers varied widely. For example, users from Greece, the UK and Norway noted they’ve got free health care, but in Costa Rica, for example, you have to pay about 9% of your salary per month.

In Germany, the cost of medical care also depends on one’s salary level – for instance, one of the users paid around 380 euro last month. Nevertheless, it’s absolutely free to deliver a baby in Germany.

Marina is interested in how much people from other countries pay for medical care

@linguamarina How much do you pay? #healthinsuarance #california #medicalcare ♬ original sound – YouTuber in Silicon Valley

People from all around the world reveal their health care expenses

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In the Netherlands, it takes about 300 euro per month for a couple and this also includes dental coverage. Medical care for children under eighteen is also free in this country. Everything comes out almost free for one of the Lithuanian users, as the employer pays €50 per month for every employee’s health insurance.

In Denmark, health care is free too, although taxes take about 50%, but in Mexico or Barcelona, Spain, regular medical expenses are equivalent to about $50 a month.

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By the way, we previously wrote that Reddit users often named medical care and drugs among the things whose high price tags don’t make sense at all. So how are things going in your country? We’d definitely love hearing your stories.

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Oleg Tarasenko

Oleg Tarasenko

Writer, BoredPanda staff

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After many years of working as sports journalist and trivia game author and host in Ukraine I joined Bored Panda as a content creator. I do love writing stories and I sincerely believe - there's no dull plots at all. Like a great Italian composer Joaquino Rossini once told: "Give me a police protocol - and I'll make an opera out of it!"

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Oleg Tarasenko

Oleg Tarasenko

Writer, BoredPanda staff

After many years of working as sports journalist and trivia game author and host in Ukraine I joined Bored Panda as a content creator. I do love writing stories and I sincerely believe - there's no dull plots at all. Like a great Italian composer Joaquino Rossini once told: "Give me a police protocol - and I'll make an opera out of it!"

Monika Pašukonytė

Monika Pašukonytė

Author, BoredPanda staff

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I am a visual editor here. In my free time I enjoy the vibrant worlds of art galleries, exhibitions, and soulful concerts. Yet, amidst life's hustle and bustle, I find solace in nature's embrace, cherishing tranquil moments with beloved friends. Deep within, I hold a dream close - to embark on a global journey in an RV, accompanied by my faithful canine companion. Together, we'll wander through diverse cultures, weaving precious memories under the starry night sky, fulfilling the wanderlust that stirs my soul.

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Monika Pašukonytė

Monika Pašukonytė

Author, BoredPanda staff

I am a visual editor here. In my free time I enjoy the vibrant worlds of art galleries, exhibitions, and soulful concerts. Yet, amidst life's hustle and bustle, I find solace in nature's embrace, cherishing tranquil moments with beloved friends. Deep within, I hold a dream close - to embark on a global journey in an RV, accompanied by my faithful canine companion. Together, we'll wander through diverse cultures, weaving precious memories under the starry night sky, fulfilling the wanderlust that stirs my soul.

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GenericPanda09
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I don't understand why so many Americans are against social healthcare....... they've even managed to convince a lot of the poor that would benefit most from it that it's basically the thin edge of communism. Like an equal opportunity of life whether poor or wealthy is somehow communism and not just a little bit of progress.

Marlowe Fitzpatrik
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Even more: a working (that is important) public healthcare-system does a whole lot more than pay for doctor's visits. If it's done right, the (public) health-insurances and the government have a vested interest in a healthy population, since sick people are expensive. So they are going to make sure their insured people are in mostly tip-top condition. That means that they take interest in work-safety, in regular checkups, play a part in making certain the employees are taking their days off - that there ARE days off! - and that children eat healthier meals, as do the adults. The insurance-companies would counterbalance the food-producers into making healthier ingredients a must, that certain things are declared unhealthy, that lead in water-pipes needs to be a thing of the past and that people in general have a healthier lifestyle. If it works, the public health system is a self-sustaining ecosystem where everyone benefits. As I said: it needs to be set up correctly and with care.

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BusyLizzy
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Converted to £ that's £2000 a month. It would be impossible for us and I'm pretty appalled. Here in the UK health care is free at the point of delivery. Obviously it's paid for with taxes and in the most common tax bracket we pay 20% on anything we earn over £12,500 a year. Only a portion of that funds the NHS. I have had several surgeries, given birth, seen specialists, and have access to a GP and it hasnt cost me a penny. I cannot imagine the stress of trying to budget for medical care for family. What the OP is paying is out of reach for me and most people I know.

Rahul Pawa
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

This is a bad example of health insurance costs in the US. First issue, she owns her own business. This is important because most companies pay a portion of their employees' health insurance. She's the employer and the employee, so she pays the full amount herself. Second issue, she seems to have chosen a no deductible plan. High deductible plans are often cheaper overall when considering the entire cost of medical care than no deductible plans. She's paying extra for the convenience of not having a deductible.

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Horatio Jay
Community Member
2 years ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

That's appalling. Here in Japan, on top of our government-provided medical insurance, my wife and I pay the equivalent of about $150/month in total for fairly comprehensive coverage for ourselves and our son. A typical clinic visit comes to about $10 out of pocket. Also, if either of us are ever diagnosed with cancer or die, the balance on our mortgage is canceled and we immediately gain full ownership of our house. I don't know how I put up with the US for so long.

Cassie
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I know that foreigners can own property in Japan, but I thought those benefits don't apply unless you are a Japanese citizen. Are you a Japanese citizen or do I misunderstand how foreign-owned property works in Japan?

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Ghosts
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

A Type 1 diabetic and wheelchair user here in England. Because I'm diabetic my prescriptions are free for life. Not just insulin & diabetes related paraphernalia, but all medication. Even for people who have to pay, it's £9 per prescription. My wheelchair is an active manual chair worth over £2000, the NHS provided me with that, with free parts, maintenance and repairs (I've broken three wheels over 4 years). They provide a new chair every 5 years. It's easy to take all this for granted here in the UK, but it breaks my heart that for millions of fellow humans healthcare is a financial decision.

Bart
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Switzerland here, I pay around $us300 monthly with $us2500 anually out of pocket, my wife around $us400/month (higher coverage and less out of pocket) for our kids $us100/month each with 0 out of pocket. This might look extreme but salaries are high here and we don't pay a lot of taxes compared to other European countries. Also, when you hit approx 10% of your family income for health insurance, you get a federal discount. All in all, it's not too bad...

Eat Dirt Crow
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I think most Americans haven't added up what they actually pay for healthcare and work out what percentage of their paycheck actually goes to healthcare vs how much in extra taxes they would pay. Although, it probably has more to do with the health industry relying on the infrastructure already set up here. Much like gasoline, 6 lane freeways, and parking lots we're stuck with what we have and there isn't a pair of pliers big enough to pull those teeth.

Jitka Šedová
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Wow. My and my husband's salaries combined would not cover this insurance.

Jitka Šedová
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I guess i am lucky to be living in central europe, so insurance is paid with taxes. 2 childbirths, stayed in the hospital for 3 days after each, didn't pay a dime.

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Meeow
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Heath insurance is sucks, high cost and not highest quality. That's the price we pay, smh!

Lu
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I don’t know how Americans manage, I feel for them many of my family live in California and I know they work so hard. Up in Canada the weather certainly isn’t as nice but having free healthcare removed a massive would be mental burden and soon we will have subsidized dental care, which is very expensive if you’re uninsured.

Kimi Tomminello
Community Member
2 years ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

US resident. 1 child 1 adult= $750/ month for health, $48/ month dental. Deductible= $750, Co pay of $20 in network, $30 out of network until then $0 out of pocket afterwards, medication covered 80%. Yea, I'd definitely pay the same in taxes for everybody to be able to go to the doctor and I wouldn't even have to worry about deductible or copay. Then again I did live in Canada for a while so I got to see a working healthcare system in action. It's not perfect but it's a heck of a lot better than what we've got going on currently.

jammer
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I pay 1.7% of my income for public health insurance. Emergency care (incl. dental) is free, giving birth (three hospital nights) was 60€. My son has full private health care coverage, 400€/year. Finland.

Jenny Shmurak
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

This is amazing. Rent here is less than what this family pays for healthcare. Here you pay around 20$ monthly. Family doctor visits are free. Specialized doctors, visit costs 10$ per quarter. My grandma pays 0, even pays 0 for all her medicine because she's a senior. She was in the hospital for a broken hip, go surgery and 2 weeks of rehabilitation - payed 0. USA is so weird.

Jyndaru
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

USA is definitely weird. To be fair though, this example is the higher end of insurance. She's a business owner and opted for insurance with no deductible. I'm in the US and there's no way my husband and I would be able to afford this family's insurance. Our rent costs half of what they pay for insurance. And our insurance is fairly cheap. We're low income and I'm disabled, so I have some free insurance through the government, but I'm limited in which doctors accept my insurance. My husband pays a couple hundred a month for crappy coverage with a high deductible. It's not ideal and I can't wait til we can afford to move out of the country.

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S. Mi
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Canada. The visit as described would be mainly do by knowledgeable health nurses and would be free. Like all doctors appointments, etc. What does cost is dental, chiropractor, etc.

Joanne Lawrence
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

For real, who decided teeth and eyes weren't part of healthcare? It annoys the heck out of me. I get the system not paying for braces or whatever, but there should be some base level in there.

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Jay Son
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

"free".. let's not talk about having to pay 40-50 percent in taxes whereas they pay a lot less in the US. Not saying it's great in the US, but some of the European examples make it look better than it really is. Also, depending on where you live and who your employer is, you may not pay all that much in the US. We currently only pay $376 total for 3 people, the rest is paid for by my wife's employer.

Ian Reynolds
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

In the UK technically I pay £250 a month national insurance, which is medical insurance to degree. But I never have to worry about bills from the hospital.

Trond Øien
Community Member
2 years ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

The most mind boggling thing is that the U.S government still spends more on health care per capita than most countries that has some form of universal health care. Something is very wrong with this picture. https://data.worldbank.org/indicator/SH.XPD.CHEX.PC.CD

Who Panda 420
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I'm American but lucky I live in a Commonwealth state that has its own insurance for low income. We pay massive taxes but when I needed it it was there for me.

LeeAnne B
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

South Africa- private medical aid is out of reach for most people. Government hospitals are not good and patients often have to wait up to 8 hours to see a doctor. About 30% of my income is going towards medical aid. I only get a few appointments a year. After that I have to pay cash for my consultation and meds. Medication here is exorbitant. I know many people who can't afford to see a Doctor. Dental visits or specialist are out of the question.

Lord Mysticlaw
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I pay R1600 a month for health insurance that covers all my GP visits, as long as you use doctors in their network. It also covers a very reasonable amount for dentistry and optometry, and all the hospital care I'd ever need. My daughter broke her leg few years ago and they covered every last cent. A lot of people in SA pay a ridiculous amount for medical aid that has a lot of benefits that you're probably never going to use. I.e. I refuse to pay a medical aid for maternity cover that I'm never ever going to use.You need to shop around.

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Tigerpacingthecage
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

It sounds insane. We pay per visit 15-30$-ish depending if you're going to see a nurse or a doctor but max 120$ per year, so if you need more visits you don't pay more than that. Pregnancy-related visits are completely free and same with children BUT it's obviously paid by taxes so a different system. Dental is not included so I pay 11$ for dental insurance per month.

Monica Michelle
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Most ppo here requires a deductible ours is 6k that amount must be met before they pay. Certain things are as she says for regular health but er visits are different. Insurance can retroactively say no and put you on the hook for 6figures

Craig Reynolds
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

So she is paying $31,368 a year for insurance and she is okay with that? Some people don't even earn that much per year before taxes!!!

Zornitsa Marinova
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

This is insane. In Bulgaria ( the poorest country in EU) you pay nothing if you have job and less than 30levs ( ~15 euros) if you don't. Health care is free until 18. Giving birth is free for everyone.

FlamingoPanda
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

In South Africa I pay about R1500 (around $100) for medical aid even though we do have free options. That only covers a few things though (gp visits, one dental check a year, hospitalisation, prescribed treatment for a few conditions) and many specialists I have to pay out of pocket for.

Kaitlynnnnnn
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I'm very surprised. My husband had his insurance through his work so our whole family is $125/month.... Its not the best insurance but it is definitely better than no insurance. Dental and vision are included. My baby is 18 months old now and I have never had to pay for his shots or his well child visits. I only pay if I come in when it isn't scheduled or of it's random. For me, if I have a legitimate issue I pay less than if I come in to get seen and nothing is wrong. I don't know how to describe it I just know there is no way I am paying over$2,000/month. I live in the U.S.

Kaitlynnnnnn
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Also, poor people can try getting on Medicaid or Medicare and I don't think they have any monthly payments.

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Maria C.
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

It`s free in my country, but there are both prons and cons about that. Yes, absolutely anyone can go to a "outpatient clinic" or as we call them "poliklinika". We have seperate for children and adults and an online registration, so you can book an appointment and not wait in line. But sometimes it will take you ages to get an appointment to some doctors or get an MRI done. And the qualification of some doctors is doubtful. Free dental care sucks.

erna hapsari
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

A total of 5% from my salary every month, with 1% deducted from my own salary and 4% from my employer. Full coverage, or if the cost exceed the limit i only pay the difference price.

Got Myself 4 Pandas
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Scotland here, we get tax and national insurance deducted from our monthly salary - just did a quick listen to the tax man calculator and the combined for both is under £600 a month - that's money that goes to school, roads, public services and of course healthcare. We never pay for doctors appointment, prescriptions or even parking at a hospital. We don't pay to deliver a child but get given a box of essentials including clothes, blankets, bottles, nappies etc. America has turned healthcare from a daily essential to a business - its all very well using money for research and development, but if it results in something so expensive no one can use it then what's the point? Nhs Scotland pays a fraction of the cost for drugs and I get them free at point of delivery. It works well everywhere else but good ole America wants to be different

Kaitlynnnnnn
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

To be fair, I couldn't afford £600/month taken out of my check. If I had to, I would figure it out but that's a lot of money. I think that's what everyone is scared of. Paying mandatory amounts you may never use. I'm from the U.S. and also my husband pays $125/month for our family for medical, dental, and vision insurance. The only stuff that is free is my baby's scheduled visits and pregnancy visits. But everything else isn't a high amount(have not had anything massive happen but let's not wish that on me)

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rafe white
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

It's California everything is outrageously expensive there, That's why Ozzy moved back to the UK.

Brandy Grote
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

We COULD do Healthcare for All quite easily. I have both VA and Medicare. I do still have medicine, vision, dental and DME pays of maybe $1000 max in a regular year. Husband has Anthem thru work as well as CHAMPVA, and pays about $5000 a year for medicine copays and dental. If you need medical treatments, insurance is saving money. Childbirth in a hospital is upwards of $12000, plus all the medical before and after, it's worth it to have PPO, which is the most expensive option. Still, tax the rich.

Chich
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Canada. Monthly costs for health plan is about $120 or so (haven't checked in a long time) and is part of my taxes. Few years back I spent a month and a half in hospital and several months as out patient with daily visits. Had to pay for half my parking.

John Dilligaf
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

As a military retiree my Healthcare, Dental and Eye insurance is roughly $63.00/month

3rg0n
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

https://www.bls.gov/ncs/ebs/factsheet/medical-care-premiums-in-the-united-states.htm

dev mehta
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

That's the price you pay for living in the freest ,most powerful and most technologically and economically advanced country in world, perhaps history

Janet C
Community Member
2 years ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Bwahahaha you can't be serious. The US ranks 1st or 2nd in very few things, other than gun deaths, per capita prison population, cost of healthcare, and drug overdose deaths. It's WAY down the list on almost everything else. WHO ranks US healthcare as 37th.

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John L
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Well, even though we should be subsidizing healthcare more, PPO's are more expensive than HMOs. The PPO's allow the flexibility of seeing whomever you want, when you want, incontrast to HMO's requiring "in-network" providers. Granted, we should have more socialized medicine, but she should have selected a HMO for "cheaper" costs.

Lord Mysticlaw
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

A lot of people forget that free healthcare isn't free, it comes from taxes. And usually where there's "free" healthcare, taxes are high. Like the person from Denmark who said income tax is 50% of their salary? Wtf, I wouldn't pay 50% of my salary for taxes. I'm really healthy and recently I went to my GP for the first time in two years. I pay about 110 USD per month for medical insurance for myself and my daughter and that includes GP visits, medication, dentistry, optometry, emergency, hospital, everything we'd ever need. If I didn't have medical insurance I could pay cash at a private doctor/hospital or I could go to a government clinic or hospital and get treatment for free. It would be slow and I'd do a lot of waiting, but I wouldn't die because I couldn't afford private medical care. Welcome to a third-world country.

Kaitlynnnnnn
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I 100% agree with you. I about had a panic thinking if 50% of my salary was instantly gone. I couldn't afford that.

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The Cute Cat
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

In my place you pay around 10 USD per person per month for 1st class service. Only 2 USD per person per month for lowest class service.. The rest is free. Even if we need major surgery, it is free.

Iseefractals
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

There is no such thing as a free lunch. Even in the socialized countries just because you're not paying specifically for personal medical insurance, you're still paying a significant portion of your income towards the NHS in taxes, which some commenters have alluded to, while others from the same area continue to pretend "it's free!" Americans pay anywhere from 0-37% of income in taxes, with the current average being around 25%. Though 30% of citizens pay 0%. Though i'm american, i've been in romania for the past decade, where the minimum wage is about $500 (wages were increased this year) after income tax, health care contribution and all the other bits, you end up paying about 50% of income in taxes, with 25% baseline for NHS, which increases with your earnings. It's great so long as you have an emergency, or require some sort of life saving surgery, but anything short of that is a nightmare which you may still have to pay for depending on NHS allotments.

Ciel Gattens
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Base tax rate in UK is 20%. And for that 20% we have a guarantee that we can rock up to any hospital A&E with a problem and be treated. If we go to a doctor, we don't have to haggle with the government about whether or not any condition will be treated. If we have to go into hospital, we don't leave with a hefty bill (well, unless we use the car park in an English hospital). There's nothing I've ever had to pay for and I have a long list of health conditions and rely on a wheelchair to get round (wheelchair was provided by NHS at no cost to me). I don't know of anyone who has ever had to pay for anything outside dental care, eye tests and prescriptions. So what do you think people using the NHS (which you have no experience of) are paying for?

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Lyyyy
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

How can poor people in US afford medical care??? Here in Finland MEDIAN salary is about 3200 euros a month, and out of that they would pay 25,5% taxes without any reductions. So they would pay taxes 816 euros per month. Also, children are given about 100 euros/child a month as increased living costs. So a family of four with two working parents would pay about 1630-200 euros = 1430 euros of taxes. Mind you, there are also people who make only 1500 euros per month, they only pay 10,5% taxes. When I gave birth, only staying in the hospital overnight cost me. About 60 euros per day, capped at 400-600 euros per year. I read that in here normal birth in hospital generates about 1000-2000 euros of costs total (that you don’t have to pay yourself)

Kaitlynnnnnn
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Holy moly, I'm sorry, the amount you pay each month is the amount of my rent and we are struggling with that as it is. This lady picked the most expensive insurance so she wouldn't have to worry about an emergency if it comes up(although really I think it's so she didn't have to get a referral from a doctor to see a specialist). My husband pays $125/month for our family's healthcare, dental, vision through his work. Ya, we don't get everything free but our baby gets free check ups(not if I come in randomly though) and if I get pregnant again, all of my check ups for that will be free. I'm getting tests run to see if I'm healthy and apparently I am so I'm paying for those but I'm not paying very much, probably less than$300 for all of the testing I had done but I knew that would happen before going into it. For us it works. Others have a harder time if their employers aren't generous.

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Lucy B
Community Member
2 years ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Free healthcare through the NHS (in the UK). Dental is heavily subsidised. I have only ever paid max £52 for a dentist trip and that includes a filling, drugs and x-ray. Prescriptions are a set price of around £9.20 (I think). If you are pregnant then dental and prescriptions are free until your babies first birthday. Prescriptions for children are free until they are 16. My husband has private health insurance through his work that covers us both. His work pays for it, and we pay the tax on the "benefit" which comes out to around £67 for the whole year. (We actually get a cash payout from the private health insurance to us for giving birth and for staying overnight in a NHS hospital rather than a private hospital). I'm incredibly grateful for the NHS and the healthcare we have here. I can't imagine having to worry about paying to give birth. I know in July I will walk out of the hospital with a new baby and it won't have cost me a penny. Paying basic living bills is expensive enough without having to worry about healthcare. I'm feel sorry for the USA

Yugan Talovich
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Taiwan: I pay about US$25.- a month for National Health. I had a root canal, with all the medicine; it came to NT$150, say five dollars US, the same you'd pay for a checkup or cleaning. Once I carelessly stabbed myself while carving. The 30 minute ambulance ride was free. The whole thing, stitching, medication, changing the bandages, all that, came to about US$25.-, which is what my friend paid when he broke his arm. A few years back, I had a hip replaced. I got a private room and a German hip, but if I had gotten the standard hip and ward, the operation and week stay in the hospital would have cost, I forget, a couple hundred dollars US. The food was so good I gained weight.

Yugan Talovich
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

PS: NT$150 would be about an hour's pay flipping burgers for Mickey D or working in a convenience store.

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Chloe Hagoort
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Nothing, i live in new Zealand, so you don't pay anything if it's not cosmetic surgery.

Tonk Terrier
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Not true. You pay ACC levvies and there is charges for a number of treatments. But by comparison....it's a good deal

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Vicky Zar
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Germany. My husband is the only one employed in our household right now. He pays around 400€ a month. Me and our two kind are automatically co-ensured without added expanses. A birth costs 0€. You only pay 10€ a day for the room. You are encouraged to stay 3 days for a natural birth and 5 (I think) for a c-section.

Andy V
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I'm from Argentina, I think there's a misconception of "health care" depending on witch social class you are in... For poor like me the fact that I can go to any state hospital for an emergency even though I can't pay taxes it's a relief but the minute I have a bad tooth I know they'll take it out in there instead of trying to save it. That's when I want more. My friends with money pay crazy monthly fees to have "private health care" but they feel neglected very often, the only difference they seem to notice is buildings are more clean, or that doctors have "the luxury of a secretary"... But it's the same bad attention from them. You see, in this country university is free for everyone, so anyone can be a doctor, but not anyone can have their own private practice clinic. So... The doctors "in need" end up working for the government in state hospitals but they don't enjoy it, we're "bothering" them with our presence, so they don't treat us right, they have their monthly salary anyway.

LagoonaBlueColleen
Community Member
2 years ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Manitoba: I think I'm paying $13 a paycheck for very basic, group health benefits. I don't have to pay anything for most medical stuff except for the dentist, physiotherapy and the optometrist, and prescriptions. My daughter just had a several fillings done and her wisdom teeth out. I believe that's cost close to $3000. Her grandparents helped out with that. I paid $220 for her eye exam and generic, low cost glasses.

advice5cents
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Is she saying she's excited about the value of the care she is getting? Is she terrible at math?

KT
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Yikes thats aweful. Pay zero here thats Canada. My and husbands jobs have private insurance and that pays for our dental visits and medications so we pay nothing out of pocket for any health care for us or kids

Vishy
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

In India Health insurance does not cover doctor visits or dental treatment unless you are hospitalized for more than 2 days. The amount we pay for health insurance is unholy.

Frances M
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Ireland is €100 for hospital or doctor for anything but it covers everything including follow-up visits. Giving birth is free and anything for kids up to six years old is completely free regardless.

K Witmer
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I pay 1500$ a month for three of us. We have a 3000$ deductible. Prescriptions cost money based on what they are. The more common the medication the more expensive it is. Example I have asthma and my co corticosteroids are 395$ a month just to breathe. It's insane. The only saving grace is my husband had two outpatient operations so we paid our deductible pretty quickly instead of it being drawn out and painful over the year. No dental or vision included. I pay separately for both. This is 3xs the price of my mortgage. It's insane. One big disaster and most Americans will be homeless w bad credit bc of hospital bills. 69% of Americans don't have 1000$ saved. No retirement either, most have to choose between shelter and food. I lived alone in the 90s and made so much money had very affordable insurance I don't know how young people do it today wo help from their parents

finisz
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

In european countries the costs of healthcare (and much more) are included in taxes. Taxes depends on your income level, social-status (single, married, number of kids, single parent...).

Clover
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

In the USA, things changed when the ACA (Affordable Care Act) came into existence. ( thanks, BHO ) As single person, I paid into the $900's per month and $8,000 deductible. Not as "affordable" as it was cracked up to be, and many people blindly fell for. I've now aged out of the system when I qualified for Medicare.

Tiredofpayingforothers
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I love all the comments from people saying they pay nothing. Obviously they don't understand how their income taxes work. Nor do they understand that even if they don't work or pay taxes, that someone else who does work, is paying taxes. 🤔

Pamela24
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

No no, we're well aware of that fact. Of course we understand that our health-care systems aren't free from the sky, of course we know we pay for them in our taxes. In practice though, we can consider it "free" because we don't have to pay extra. I don't have to worry about how much health-care tax I paid, I know it won't matter no matter what happens to me. I haven't needed much medical intervention in a while. I'm adding to the system way more than I'm taking away, I'm paying for others. And I'm perfectly okay with that, it's an empathetic system that in the end benefits everyone. If I ever need an ambulance I don't have to think for a second if I can afford it. And that is a good way of doing it. So no - we do know we pay for our "free" healthcare in our taxes. And we're so glad.

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Oogiebogieaugiedaddy
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Don't forget America does nothing to take care of Americans. All of the illegals coming in, we get to pay for everything for them. Biden, Harris and Pelosi should be in prison for treason!!!!!!!!

Soggy Crumpet
Community Member
2 years ago

This comment is hidden. Click here to view.

Everyone complains about America’s healthcare but where do you think the money goes? Most of the recent medical treatments and cure breakthroughs come from America! The R&D that goes into healthcare costs a lot of money. Healthcare is not free, including all the new medicine that is being developed for tomorrow. Portable MRIs, cures for sickle cell disease, Alzheimer’s testing/diagnosing…all recent medical advances courtesy of the USA thanks to well funded R& D

purple turtle
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

You do you realise that people are going childfree because giving birth itself is a huge expense and to top that off, childcare is so so expensive? If the human race doesn’t continue, who will benefit from these breakthroughs in medicine? so you are saying to get a better future we should give up on the present, that the present population suffer? how will you get a better future in people now are not alive to see that future

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GenericPanda09
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I don't understand why so many Americans are against social healthcare....... they've even managed to convince a lot of the poor that would benefit most from it that it's basically the thin edge of communism. Like an equal opportunity of life whether poor or wealthy is somehow communism and not just a little bit of progress.

Marlowe Fitzpatrik
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Even more: a working (that is important) public healthcare-system does a whole lot more than pay for doctor's visits. If it's done right, the (public) health-insurances and the government have a vested interest in a healthy population, since sick people are expensive. So they are going to make sure their insured people are in mostly tip-top condition. That means that they take interest in work-safety, in regular checkups, play a part in making certain the employees are taking their days off - that there ARE days off! - and that children eat healthier meals, as do the adults. The insurance-companies would counterbalance the food-producers into making healthier ingredients a must, that certain things are declared unhealthy, that lead in water-pipes needs to be a thing of the past and that people in general have a healthier lifestyle. If it works, the public health system is a self-sustaining ecosystem where everyone benefits. As I said: it needs to be set up correctly and with care.

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BusyLizzy
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Converted to £ that's £2000 a month. It would be impossible for us and I'm pretty appalled. Here in the UK health care is free at the point of delivery. Obviously it's paid for with taxes and in the most common tax bracket we pay 20% on anything we earn over £12,500 a year. Only a portion of that funds the NHS. I have had several surgeries, given birth, seen specialists, and have access to a GP and it hasnt cost me a penny. I cannot imagine the stress of trying to budget for medical care for family. What the OP is paying is out of reach for me and most people I know.

Rahul Pawa
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

This is a bad example of health insurance costs in the US. First issue, she owns her own business. This is important because most companies pay a portion of their employees' health insurance. She's the employer and the employee, so she pays the full amount herself. Second issue, she seems to have chosen a no deductible plan. High deductible plans are often cheaper overall when considering the entire cost of medical care than no deductible plans. She's paying extra for the convenience of not having a deductible.

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Horatio Jay
Community Member
2 years ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

That's appalling. Here in Japan, on top of our government-provided medical insurance, my wife and I pay the equivalent of about $150/month in total for fairly comprehensive coverage for ourselves and our son. A typical clinic visit comes to about $10 out of pocket. Also, if either of us are ever diagnosed with cancer or die, the balance on our mortgage is canceled and we immediately gain full ownership of our house. I don't know how I put up with the US for so long.

Cassie
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I know that foreigners can own property in Japan, but I thought those benefits don't apply unless you are a Japanese citizen. Are you a Japanese citizen or do I misunderstand how foreign-owned property works in Japan?

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Ghosts
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

A Type 1 diabetic and wheelchair user here in England. Because I'm diabetic my prescriptions are free for life. Not just insulin & diabetes related paraphernalia, but all medication. Even for people who have to pay, it's £9 per prescription. My wheelchair is an active manual chair worth over £2000, the NHS provided me with that, with free parts, maintenance and repairs (I've broken three wheels over 4 years). They provide a new chair every 5 years. It's easy to take all this for granted here in the UK, but it breaks my heart that for millions of fellow humans healthcare is a financial decision.

Bart
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Switzerland here, I pay around $us300 monthly with $us2500 anually out of pocket, my wife around $us400/month (higher coverage and less out of pocket) for our kids $us100/month each with 0 out of pocket. This might look extreme but salaries are high here and we don't pay a lot of taxes compared to other European countries. Also, when you hit approx 10% of your family income for health insurance, you get a federal discount. All in all, it's not too bad...

Eat Dirt Crow
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I think most Americans haven't added up what they actually pay for healthcare and work out what percentage of their paycheck actually goes to healthcare vs how much in extra taxes they would pay. Although, it probably has more to do with the health industry relying on the infrastructure already set up here. Much like gasoline, 6 lane freeways, and parking lots we're stuck with what we have and there isn't a pair of pliers big enough to pull those teeth.

Jitka Šedová
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Wow. My and my husband's salaries combined would not cover this insurance.

Jitka Šedová
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I guess i am lucky to be living in central europe, so insurance is paid with taxes. 2 childbirths, stayed in the hospital for 3 days after each, didn't pay a dime.

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Meeow
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Heath insurance is sucks, high cost and not highest quality. That's the price we pay, smh!

Lu
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I don’t know how Americans manage, I feel for them many of my family live in California and I know they work so hard. Up in Canada the weather certainly isn’t as nice but having free healthcare removed a massive would be mental burden and soon we will have subsidized dental care, which is very expensive if you’re uninsured.

Kimi Tomminello
Community Member
2 years ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

US resident. 1 child 1 adult= $750/ month for health, $48/ month dental. Deductible= $750, Co pay of $20 in network, $30 out of network until then $0 out of pocket afterwards, medication covered 80%. Yea, I'd definitely pay the same in taxes for everybody to be able to go to the doctor and I wouldn't even have to worry about deductible or copay. Then again I did live in Canada for a while so I got to see a working healthcare system in action. It's not perfect but it's a heck of a lot better than what we've got going on currently.

jammer
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I pay 1.7% of my income for public health insurance. Emergency care (incl. dental) is free, giving birth (three hospital nights) was 60€. My son has full private health care coverage, 400€/year. Finland.

Jenny Shmurak
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

This is amazing. Rent here is less than what this family pays for healthcare. Here you pay around 20$ monthly. Family doctor visits are free. Specialized doctors, visit costs 10$ per quarter. My grandma pays 0, even pays 0 for all her medicine because she's a senior. She was in the hospital for a broken hip, go surgery and 2 weeks of rehabilitation - payed 0. USA is so weird.

Jyndaru
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

USA is definitely weird. To be fair though, this example is the higher end of insurance. She's a business owner and opted for insurance with no deductible. I'm in the US and there's no way my husband and I would be able to afford this family's insurance. Our rent costs half of what they pay for insurance. And our insurance is fairly cheap. We're low income and I'm disabled, so I have some free insurance through the government, but I'm limited in which doctors accept my insurance. My husband pays a couple hundred a month for crappy coverage with a high deductible. It's not ideal and I can't wait til we can afford to move out of the country.

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S. Mi
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Canada. The visit as described would be mainly do by knowledgeable health nurses and would be free. Like all doctors appointments, etc. What does cost is dental, chiropractor, etc.

Joanne Lawrence
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

For real, who decided teeth and eyes weren't part of healthcare? It annoys the heck out of me. I get the system not paying for braces or whatever, but there should be some base level in there.

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Jay Son
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

"free".. let's not talk about having to pay 40-50 percent in taxes whereas they pay a lot less in the US. Not saying it's great in the US, but some of the European examples make it look better than it really is. Also, depending on where you live and who your employer is, you may not pay all that much in the US. We currently only pay $376 total for 3 people, the rest is paid for by my wife's employer.

Ian Reynolds
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

In the UK technically I pay £250 a month national insurance, which is medical insurance to degree. But I never have to worry about bills from the hospital.

Trond Øien
Community Member
2 years ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

The most mind boggling thing is that the U.S government still spends more on health care per capita than most countries that has some form of universal health care. Something is very wrong with this picture. https://data.worldbank.org/indicator/SH.XPD.CHEX.PC.CD

Who Panda 420
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I'm American but lucky I live in a Commonwealth state that has its own insurance for low income. We pay massive taxes but when I needed it it was there for me.

LeeAnne B
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

South Africa- private medical aid is out of reach for most people. Government hospitals are not good and patients often have to wait up to 8 hours to see a doctor. About 30% of my income is going towards medical aid. I only get a few appointments a year. After that I have to pay cash for my consultation and meds. Medication here is exorbitant. I know many people who can't afford to see a Doctor. Dental visits or specialist are out of the question.

Lord Mysticlaw
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I pay R1600 a month for health insurance that covers all my GP visits, as long as you use doctors in their network. It also covers a very reasonable amount for dentistry and optometry, and all the hospital care I'd ever need. My daughter broke her leg few years ago and they covered every last cent. A lot of people in SA pay a ridiculous amount for medical aid that has a lot of benefits that you're probably never going to use. I.e. I refuse to pay a medical aid for maternity cover that I'm never ever going to use.You need to shop around.

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Tigerpacingthecage
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

It sounds insane. We pay per visit 15-30$-ish depending if you're going to see a nurse or a doctor but max 120$ per year, so if you need more visits you don't pay more than that. Pregnancy-related visits are completely free and same with children BUT it's obviously paid by taxes so a different system. Dental is not included so I pay 11$ for dental insurance per month.

Monica Michelle
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Most ppo here requires a deductible ours is 6k that amount must be met before they pay. Certain things are as she says for regular health but er visits are different. Insurance can retroactively say no and put you on the hook for 6figures

Craig Reynolds
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

So she is paying $31,368 a year for insurance and she is okay with that? Some people don't even earn that much per year before taxes!!!

Zornitsa Marinova
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

This is insane. In Bulgaria ( the poorest country in EU) you pay nothing if you have job and less than 30levs ( ~15 euros) if you don't. Health care is free until 18. Giving birth is free for everyone.

FlamingoPanda
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

In South Africa I pay about R1500 (around $100) for medical aid even though we do have free options. That only covers a few things though (gp visits, one dental check a year, hospitalisation, prescribed treatment for a few conditions) and many specialists I have to pay out of pocket for.

Kaitlynnnnnn
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I'm very surprised. My husband had his insurance through his work so our whole family is $125/month.... Its not the best insurance but it is definitely better than no insurance. Dental and vision are included. My baby is 18 months old now and I have never had to pay for his shots or his well child visits. I only pay if I come in when it isn't scheduled or of it's random. For me, if I have a legitimate issue I pay less than if I come in to get seen and nothing is wrong. I don't know how to describe it I just know there is no way I am paying over$2,000/month. I live in the U.S.

Kaitlynnnnnn
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Also, poor people can try getting on Medicaid or Medicare and I don't think they have any monthly payments.

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Maria C.
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

It`s free in my country, but there are both prons and cons about that. Yes, absolutely anyone can go to a "outpatient clinic" or as we call them "poliklinika". We have seperate for children and adults and an online registration, so you can book an appointment and not wait in line. But sometimes it will take you ages to get an appointment to some doctors or get an MRI done. And the qualification of some doctors is doubtful. Free dental care sucks.

erna hapsari
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

A total of 5% from my salary every month, with 1% deducted from my own salary and 4% from my employer. Full coverage, or if the cost exceed the limit i only pay the difference price.

Got Myself 4 Pandas
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Scotland here, we get tax and national insurance deducted from our monthly salary - just did a quick listen to the tax man calculator and the combined for both is under £600 a month - that's money that goes to school, roads, public services and of course healthcare. We never pay for doctors appointment, prescriptions or even parking at a hospital. We don't pay to deliver a child but get given a box of essentials including clothes, blankets, bottles, nappies etc. America has turned healthcare from a daily essential to a business - its all very well using money for research and development, but if it results in something so expensive no one can use it then what's the point? Nhs Scotland pays a fraction of the cost for drugs and I get them free at point of delivery. It works well everywhere else but good ole America wants to be different

Kaitlynnnnnn
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

To be fair, I couldn't afford £600/month taken out of my check. If I had to, I would figure it out but that's a lot of money. I think that's what everyone is scared of. Paying mandatory amounts you may never use. I'm from the U.S. and also my husband pays $125/month for our family for medical, dental, and vision insurance. The only stuff that is free is my baby's scheduled visits and pregnancy visits. But everything else isn't a high amount(have not had anything massive happen but let's not wish that on me)

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rafe white
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

It's California everything is outrageously expensive there, That's why Ozzy moved back to the UK.

Brandy Grote
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

We COULD do Healthcare for All quite easily. I have both VA and Medicare. I do still have medicine, vision, dental and DME pays of maybe $1000 max in a regular year. Husband has Anthem thru work as well as CHAMPVA, and pays about $5000 a year for medicine copays and dental. If you need medical treatments, insurance is saving money. Childbirth in a hospital is upwards of $12000, plus all the medical before and after, it's worth it to have PPO, which is the most expensive option. Still, tax the rich.

Chich
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Canada. Monthly costs for health plan is about $120 or so (haven't checked in a long time) and is part of my taxes. Few years back I spent a month and a half in hospital and several months as out patient with daily visits. Had to pay for half my parking.

John Dilligaf
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

As a military retiree my Healthcare, Dental and Eye insurance is roughly $63.00/month

3rg0n
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

https://www.bls.gov/ncs/ebs/factsheet/medical-care-premiums-in-the-united-states.htm

dev mehta
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

That's the price you pay for living in the freest ,most powerful and most technologically and economically advanced country in world, perhaps history

Janet C
Community Member
2 years ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Bwahahaha you can't be serious. The US ranks 1st or 2nd in very few things, other than gun deaths, per capita prison population, cost of healthcare, and drug overdose deaths. It's WAY down the list on almost everything else. WHO ranks US healthcare as 37th.

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John L
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Well, even though we should be subsidizing healthcare more, PPO's are more expensive than HMOs. The PPO's allow the flexibility of seeing whomever you want, when you want, incontrast to HMO's requiring "in-network" providers. Granted, we should have more socialized medicine, but she should have selected a HMO for "cheaper" costs.

Lord Mysticlaw
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

A lot of people forget that free healthcare isn't free, it comes from taxes. And usually where there's "free" healthcare, taxes are high. Like the person from Denmark who said income tax is 50% of their salary? Wtf, I wouldn't pay 50% of my salary for taxes. I'm really healthy and recently I went to my GP for the first time in two years. I pay about 110 USD per month for medical insurance for myself and my daughter and that includes GP visits, medication, dentistry, optometry, emergency, hospital, everything we'd ever need. If I didn't have medical insurance I could pay cash at a private doctor/hospital or I could go to a government clinic or hospital and get treatment for free. It would be slow and I'd do a lot of waiting, but I wouldn't die because I couldn't afford private medical care. Welcome to a third-world country.

Kaitlynnnnnn
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I 100% agree with you. I about had a panic thinking if 50% of my salary was instantly gone. I couldn't afford that.

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The Cute Cat
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

In my place you pay around 10 USD per person per month for 1st class service. Only 2 USD per person per month for lowest class service.. The rest is free. Even if we need major surgery, it is free.

Iseefractals
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

There is no such thing as a free lunch. Even in the socialized countries just because you're not paying specifically for personal medical insurance, you're still paying a significant portion of your income towards the NHS in taxes, which some commenters have alluded to, while others from the same area continue to pretend "it's free!" Americans pay anywhere from 0-37% of income in taxes, with the current average being around 25%. Though 30% of citizens pay 0%. Though i'm american, i've been in romania for the past decade, where the minimum wage is about $500 (wages were increased this year) after income tax, health care contribution and all the other bits, you end up paying about 50% of income in taxes, with 25% baseline for NHS, which increases with your earnings. It's great so long as you have an emergency, or require some sort of life saving surgery, but anything short of that is a nightmare which you may still have to pay for depending on NHS allotments.

Ciel Gattens
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Base tax rate in UK is 20%. And for that 20% we have a guarantee that we can rock up to any hospital A&E with a problem and be treated. If we go to a doctor, we don't have to haggle with the government about whether or not any condition will be treated. If we have to go into hospital, we don't leave with a hefty bill (well, unless we use the car park in an English hospital). There's nothing I've ever had to pay for and I have a long list of health conditions and rely on a wheelchair to get round (wheelchair was provided by NHS at no cost to me). I don't know of anyone who has ever had to pay for anything outside dental care, eye tests and prescriptions. So what do you think people using the NHS (which you have no experience of) are paying for?

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Lyyyy
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

How can poor people in US afford medical care??? Here in Finland MEDIAN salary is about 3200 euros a month, and out of that they would pay 25,5% taxes without any reductions. So they would pay taxes 816 euros per month. Also, children are given about 100 euros/child a month as increased living costs. So a family of four with two working parents would pay about 1630-200 euros = 1430 euros of taxes. Mind you, there are also people who make only 1500 euros per month, they only pay 10,5% taxes. When I gave birth, only staying in the hospital overnight cost me. About 60 euros per day, capped at 400-600 euros per year. I read that in here normal birth in hospital generates about 1000-2000 euros of costs total (that you don’t have to pay yourself)

Kaitlynnnnnn
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Holy moly, I'm sorry, the amount you pay each month is the amount of my rent and we are struggling with that as it is. This lady picked the most expensive insurance so she wouldn't have to worry about an emergency if it comes up(although really I think it's so she didn't have to get a referral from a doctor to see a specialist). My husband pays $125/month for our family's healthcare, dental, vision through his work. Ya, we don't get everything free but our baby gets free check ups(not if I come in randomly though) and if I get pregnant again, all of my check ups for that will be free. I'm getting tests run to see if I'm healthy and apparently I am so I'm paying for those but I'm not paying very much, probably less than$300 for all of the testing I had done but I knew that would happen before going into it. For us it works. Others have a harder time if their employers aren't generous.

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Lucy B
Community Member
2 years ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Free healthcare through the NHS (in the UK). Dental is heavily subsidised. I have only ever paid max £52 for a dentist trip and that includes a filling, drugs and x-ray. Prescriptions are a set price of around £9.20 (I think). If you are pregnant then dental and prescriptions are free until your babies first birthday. Prescriptions for children are free until they are 16. My husband has private health insurance through his work that covers us both. His work pays for it, and we pay the tax on the "benefit" which comes out to around £67 for the whole year. (We actually get a cash payout from the private health insurance to us for giving birth and for staying overnight in a NHS hospital rather than a private hospital). I'm incredibly grateful for the NHS and the healthcare we have here. I can't imagine having to worry about paying to give birth. I know in July I will walk out of the hospital with a new baby and it won't have cost me a penny. Paying basic living bills is expensive enough without having to worry about healthcare. I'm feel sorry for the USA

Yugan Talovich
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Taiwan: I pay about US$25.- a month for National Health. I had a root canal, with all the medicine; it came to NT$150, say five dollars US, the same you'd pay for a checkup or cleaning. Once I carelessly stabbed myself while carving. The 30 minute ambulance ride was free. The whole thing, stitching, medication, changing the bandages, all that, came to about US$25.-, which is what my friend paid when he broke his arm. A few years back, I had a hip replaced. I got a private room and a German hip, but if I had gotten the standard hip and ward, the operation and week stay in the hospital would have cost, I forget, a couple hundred dollars US. The food was so good I gained weight.

Yugan Talovich
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

PS: NT$150 would be about an hour's pay flipping burgers for Mickey D or working in a convenience store.

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Chloe Hagoort
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Nothing, i live in new Zealand, so you don't pay anything if it's not cosmetic surgery.

Tonk Terrier
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Not true. You pay ACC levvies and there is charges for a number of treatments. But by comparison....it's a good deal

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Vicky Zar
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Germany. My husband is the only one employed in our household right now. He pays around 400€ a month. Me and our two kind are automatically co-ensured without added expanses. A birth costs 0€. You only pay 10€ a day for the room. You are encouraged to stay 3 days for a natural birth and 5 (I think) for a c-section.

Andy V
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I'm from Argentina, I think there's a misconception of "health care" depending on witch social class you are in... For poor like me the fact that I can go to any state hospital for an emergency even though I can't pay taxes it's a relief but the minute I have a bad tooth I know they'll take it out in there instead of trying to save it. That's when I want more. My friends with money pay crazy monthly fees to have "private health care" but they feel neglected very often, the only difference they seem to notice is buildings are more clean, or that doctors have "the luxury of a secretary"... But it's the same bad attention from them. You see, in this country university is free for everyone, so anyone can be a doctor, but not anyone can have their own private practice clinic. So... The doctors "in need" end up working for the government in state hospitals but they don't enjoy it, we're "bothering" them with our presence, so they don't treat us right, they have their monthly salary anyway.

LagoonaBlueColleen
Community Member
2 years ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Manitoba: I think I'm paying $13 a paycheck for very basic, group health benefits. I don't have to pay anything for most medical stuff except for the dentist, physiotherapy and the optometrist, and prescriptions. My daughter just had a several fillings done and her wisdom teeth out. I believe that's cost close to $3000. Her grandparents helped out with that. I paid $220 for her eye exam and generic, low cost glasses.

advice5cents
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Is she saying she's excited about the value of the care she is getting? Is she terrible at math?

KT
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Yikes thats aweful. Pay zero here thats Canada. My and husbands jobs have private insurance and that pays for our dental visits and medications so we pay nothing out of pocket for any health care for us or kids

Vishy
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

In India Health insurance does not cover doctor visits or dental treatment unless you are hospitalized for more than 2 days. The amount we pay for health insurance is unholy.

Frances M
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Ireland is €100 for hospital or doctor for anything but it covers everything including follow-up visits. Giving birth is free and anything for kids up to six years old is completely free regardless.

K Witmer
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I pay 1500$ a month for three of us. We have a 3000$ deductible. Prescriptions cost money based on what they are. The more common the medication the more expensive it is. Example I have asthma and my co corticosteroids are 395$ a month just to breathe. It's insane. The only saving grace is my husband had two outpatient operations so we paid our deductible pretty quickly instead of it being drawn out and painful over the year. No dental or vision included. I pay separately for both. This is 3xs the price of my mortgage. It's insane. One big disaster and most Americans will be homeless w bad credit bc of hospital bills. 69% of Americans don't have 1000$ saved. No retirement either, most have to choose between shelter and food. I lived alone in the 90s and made so much money had very affordable insurance I don't know how young people do it today wo help from their parents

finisz
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

In european countries the costs of healthcare (and much more) are included in taxes. Taxes depends on your income level, social-status (single, married, number of kids, single parent...).

Clover
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

In the USA, things changed when the ACA (Affordable Care Act) came into existence. ( thanks, BHO ) As single person, I paid into the $900's per month and $8,000 deductible. Not as "affordable" as it was cracked up to be, and many people blindly fell for. I've now aged out of the system when I qualified for Medicare.

Tiredofpayingforothers
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I love all the comments from people saying they pay nothing. Obviously they don't understand how their income taxes work. Nor do they understand that even if they don't work or pay taxes, that someone else who does work, is paying taxes. 🤔

Pamela24
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

No no, we're well aware of that fact. Of course we understand that our health-care systems aren't free from the sky, of course we know we pay for them in our taxes. In practice though, we can consider it "free" because we don't have to pay extra. I don't have to worry about how much health-care tax I paid, I know it won't matter no matter what happens to me. I haven't needed much medical intervention in a while. I'm adding to the system way more than I'm taking away, I'm paying for others. And I'm perfectly okay with that, it's an empathetic system that in the end benefits everyone. If I ever need an ambulance I don't have to think for a second if I can afford it. And that is a good way of doing it. So no - we do know we pay for our "free" healthcare in our taxes. And we're so glad.

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Oogiebogieaugiedaddy
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Don't forget America does nothing to take care of Americans. All of the illegals coming in, we get to pay for everything for them. Biden, Harris and Pelosi should be in prison for treason!!!!!!!!

Soggy Crumpet
Community Member
2 years ago

This comment is hidden. Click here to view.

Everyone complains about America’s healthcare but where do you think the money goes? Most of the recent medical treatments and cure breakthroughs come from America! The R&D that goes into healthcare costs a lot of money. Healthcare is not free, including all the new medicine that is being developed for tomorrow. Portable MRIs, cures for sickle cell disease, Alzheimer’s testing/diagnosing…all recent medical advances courtesy of the USA thanks to well funded R& D

purple turtle
Community Member
2 years ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

You do you realise that people are going childfree because giving birth itself is a huge expense and to top that off, childcare is so so expensive? If the human race doesn’t continue, who will benefit from these breakthroughs in medicine? so you are saying to get a better future we should give up on the present, that the present population suffer? how will you get a better future in people now are not alive to see that future

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